BUSINESS

Mike Novogratz’s crypto financial services firm said unauthorized access was limited to a segregated R&D workspace; trading systems and client accounts were unaffected.

Anthropic and DoD are in a battle over the acceptable military use of AI models. The case highlights tensions between AI safety, ethics and national security.

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealSpending time in the backyard is a relaxing way to enjoy your own company or spend time with others, but it can often be cut short when the hot temperatures rise during the middle of the day. Blocking the sun from your backyard and patio can not only help keep the temperatures cooler, but it can also help prevent a quick sunburn during high-ultraviolet (UV) times, which can make it more comfortable knowing you don’t have to lather a bunch of sunscreen on you and your kids just to sit in the backyard. If you want a sunshade that works with you, not just to cover overhead sun but during any time of the day, the Grandpatio Flat Rotating Umbrella Shade is a functional and easy option. This flat shade allows you to block the sun from any direction, versus overhead umbrellas that can’t rotate. Originally $100, this shade is just $66 and can help protect against bright morning, afternoon, and evening sun. Grandpatio Flat Rotating Umbrella Shade, $66 (was $100) at Walmart

Courtesy of Walmart

Shop at WalmartWhy do shoppers love it?The 360-degree rotation is useful for blocking any directional sun or wind. The direction can easily be changed using the knob in the middle of the pole, and the tilt mechanism allows you to block sun from far off on the horizon or overhead. The height can also be adjusted anywhere between 45 inches and 86.5 inches, making it a great solution for apartment balconies or even to set outside of a sunny window to help block off extra heat during the summer. The canopy itself is 6 feet tall by 4.3 feet wide, offering a large amount of shady space to keep your patio set cool. Related: Walmart is selling a 10-foot patio umbrella with interior LED lights for just $73The shade is made of all-weather, UV-resistant polyester that can hold up in the heat of the day, and is resistant to mold, mildew, and fading, preventing it from becoming dingy or discolored. The sturdy steel pole and six fanning shade ribs help keep the shade in place during breezy days and provide a folding design that can be folded down and velcroed together, just like an umbrella. It’s easy to store while folded up, or you can keep the shade open, adjust the til to a vertical position, and set it against the wall while not in use. It’s important to note that this shade does not include the umbrella base. It can be clamped or tied to an existing structure, like an iron fence, a small tree, or an existing balcony pole. If you want to use it freestanding, a basic umbrella base needs to be purchased, which you can find for as little as $18 at Walmart.The pros and cons of a flat sun shadeProsIt can be moved around with the sun: This sun shade works to block the sun at any time of day, unlike an umbrella that doesn’t block all of the sun.Easy adjustments: The 360-degree rotating knob and the tilt mechanism offer quick and easy adjustments for optimal coverage.Cons Size: It’s not as large as a full patio umbrella.Base not included: This pole can be clamped or zip-tied to an existing structure, and can be used in tandem with an umbrella base for a free-standing option.One shopper said, “I have a small patio and needed a tilting umbrella to block the sun in the afternoons, and it works perfectly. It seems to be of good quality, and I love the red color. The rectangle shape works great. I would definitely recommend this umbrella.”Another reviewer said, “This umbrella is perfect for a small balcony or yard. Rotating and moving the umbrella around works great for blocking the sun. It also helps with wind if you live near the water.”Shop more dealsSummit Living Large 15-Foot Patio Umbrella, $150 at WalmartBest Choice Solar Patio Umbrella, $55 (was $127) at WalmartLausaint Home 9-Foot Gradient Patio Umbrella $80 (was $110) at WalmartWhether you need to protect the little ones during playtime or you’re looking to cut down the heat on your patio, the Grandpatio Flat Rotating Umbrella Shade offers basic sun protection for any area of your home. It’s sturdy, holds up to everyday weather, and can easily be adjusted to fit your needs. Shoppers can get this sun shade for 34% off at Walmart; shoppers pay just $66 for an easy-to-use, easy-to-store sun solution. 

For the first time in a while, American Express has introduced a new cash back credit card to the market.

The card_name launched in March 2026, and the hook is pretty simple: It offers a chance to earn unlimited 2% cash back on all eligible purchases (Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout).

For high-volume business spenders, rewards like that can add up pretty quickly!

And if you’re familiar with Team Clark’s cash back credit card advice, you know that unlimited 2% cash back with no categorical restrictions is the prime target for an everyday spender. So American Express has our attention with this one.

But there’s a catch: This card has a $295 annual fee.

We typically advise seeking 2% back on a card with no annual fee, so this one will need to offer benefits that easily exceed the annual fee to be worth it.

Quick Take: Is the Graphite Business Cash Unlimited Card Worth It?

If your business spends heavily and values simplicity above all else, this card could be worth it. The unlimited 2% back on all eligible purchases is great.

But most small businesses would actually be better off with the card_name. This no-annual-fee AmEx card awards 2% cash back on all eligible purchases on the first $50,000 spent per year, then 1% (cash back earned is automatically credited to your statement).

If your business spend is modest, it will likely deliver more net value after you factor in the Graphite card’s annual fee.

This Graphite card probably only makes sense for businesses that:

Have a very large monthly purchasing pattern that can be charged to a credit card

Will spend well in excess of $50,000 per year with the card

Regularly utilize the Amex Travel portal for travel booking

Also, if you’re not sure about having a business credit card in your wallet, you should read money expert Clark Howard’s stance on them before proceeding.

In this article, I’ll walk you through what American Express is offering to help you decide if this is the right business credit card for you.

Table of Contents

Card Overview

4 Things to Know

Pros and Cons

Card Overview: Graphite Business Cash Unlimited Card

card_name

Annual Fee:

$295

Foreign Transaction Fee:

None

Rewards Program Details:

Earn unlimited 2% cash back in Reward Dollars on all eligible purchases.
Earn 5% cash back on flights and prepaid hotels bookings though American Express Travel® Online
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Bonus Offer:

Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout.

Terms apply.

Graphite Business Cash Unlimited Card: 4 Things to Know

Here are four key things to consider about the Graphite Business card:

1. It’s a True No-Category, Unlimited 2% Cash Back Card

The simplicity is the card’s biggest selling point.

It earns unlimited 2% cash back on all eligible purchases, with no spending caps or rotating categories. Plus, you can earn 5% cash back on flights and prepaid hotel bookings through American Express Travel® Online.

And there’s no preset spending limit on this card, either.

American Express says that cash back will be received in the form of Reward Dollars that can be redeemed as statement credits or at Amazon.com checkout.

2. The Annual Fee Is an Obstacle for Many Small Businesses

While the simplicity is great, the annual fee may wipe out your business’s gains from having the card.

At 2% cash back return on your spending, you’d need an annual spend of $14,750 just to cover the annual fee.

And that’s before the potential additional cost of employee cards. The annual fee on those is $95 per employee card. Up to 99 cards can be issued to employees.

3. There’s a Good Welcome Bonus (With a Pretty Large Spending Requirement)

There’s a chance the welcome offer on this card could be a real difference maker for your small business. It ranks among the best available on the market.

“Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout.”

However, there’s also a good chance that many businesses will have trouble reaching the spending volume required to achieve it. You’d need either an average of $10,000 per month in spend or perhaps one large bulk purchase that could get you there.

4. Perks Are OK but High-End AmEx Benefits Are Missing

When it comes to American Express credit cards, there is a certain level of premium perks many come to expect with the annual fees (terms apply).

You will get some of the purchase protections AmEx is known for, but you won’t see many of the statement credit offers that add value to cards like card_name.

What You Will Get

No foreign transaction fees

Car Rental Loss & Damage Insurance (secondary coverage)

Extended Warranty (up to one year extension of manufacturer’s warranty)

Purchase Protection and Return Protection (up to 90 days from date of purchase)

What You WON’T Get

Airport lounge access

Lucrative statement credits for hotel and airline purchases like you might see on the Business Platinum Card

Graphite Business Cash Unlimited Card: Pros and Cons

Final Thought: To me, this card stands out as an option for someone in charge of high-volume spending for their business. And that’s probably it. Low-to-medium volume business spenders will be better off with a no annual fee option.

The unlimited 2% cash back with no preset spending limit allows for businesses with significant monthly expenditure churn to rack up rewards without jumping between multiple business credit cards. There’s extra value if your business also books travel via the Amex Travel portal.

If you have a business like this, you can likely rationalize the annual fee as a relatively small expenditure compared to the upside of the rewards you can earn.

Is this business card something you’d consider adding to your wallet? We’d love to hear your thoughts in the Clark.com community.

To see the rates and fees for the American Express cards featured, please visit the following links: Business Platinum Card® from American Express: See Rates and Fees; The American Express Blue Business Cash Card: See Rates and Fees; Graphite Business Cash Unlimited Card: See Rates and Fees.
The post Is This Highly Anticipated American Express Card Any Good? appeared first on Clark Howard.

Micron has added $43.8 billion to its market value so far on Wednesday.

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealWhether you’re a crafter with a steadily growing pile of art supplies or a DIY enthusiast who is piling up all the projects you want to do, proper organization makes hobbies easier and more enjoyable. If you don’t know where to begin, Target’s sale on the Costway 9-Drawer Rolling Storage Cart is a great place to start.Equipped with six small sliding drawers and three large drawers, this organizer can be used for a wide variety of needs. Make a drawer for each type of craft supply, use it to sort out your important paperwork, or organize your child’s toys by type. Whatever you use it for, it’s sure to make your life much easier.Costway 9-Drawer Rolling Storage Cart, $60 (was $189) at Target

Courtesy of Target

Shop at TargetWhy do shoppers love it?This handy rolling cart is made of steel and plastic and has an overall measurement of 25 inches long, 14.5 inches wide, and 24 inches high, making it ideal for use in small spaces. The small drawers measure 14.5 inches long, 11.5 inches wide, and 2.5 inches deep, which is the perfect size to store small toys, craft supplies, DIY supplies, office items, or even kitchen utensils. The large drawers are roomier at 14.5 inches long, 11.5 inches wide, and 5 inches deep, so you’ll have room to store larger items as well as small ones.This storage unit comes in a variety of colors that are all pleasing to the eye. The black and white options go with everything, but if you want something more vibrant, there’s a vivid hot pink and a light pink to choose from. The Macaron option also has a blend of pink, orange, and red drawers, making it perfect for anyone who loves colorful additions to their space.You can use the spacious top for extra storage or for fun decor, and the casters can be locked, making it easy to keep this cart in one place with the flip of a switch. It does require assembly, but several shoppers mention that it’s easy to put together and doesn’t take long.Details to knowColors: Six, and all are included in the sale.Material: Metal frame and plastic drawers.Requires assembly?: Yes. Related: Amazon’s ‘sturdy’ 6-drawer storage dresser is just $45, but only for a few more hoursShoppers love this rolling cart, with 98% of them giving it a five-star rating. “The baskets and drawers are very convenient for storing art supplies,” one wrote. “Very satisfied with the results.”A second shopper wrote, “I love this so much. This works great, is sturdy, and holds a lot! Doesn’t take up a lot of space, and is easy to roll out on the wheels. I’ll be buying one or two more to put in my craft room (once I get it cleaned and organized!).”Shop more deals Neatevday Rolling Storage Cart, $41 (was $46) at AmazonSimple Houseware 8-Drawer Rolling Cart, $55 (was $70) at AmazonCostway 6-Drawer Rolling Cart, $45 (was $86) at TargetThe Costway 9-Drawer Rolling Storage Cart is a terrific deal at just $60. Thanks to its versatility, you can use it in any room of the house.

The president is believed to have been the first to attend a Supreme Court hearing.

Police jailed an innocent woman for five months on a bogus AI facial recognition match. Here’s how the technology works and why the real failure is human, not machine.

In this week’s Crypto Long & Short Newsletter, Nilmini Rubin writes on the challenge facing crypto and traditional markets to create a hybrid, shared governance structure. Then, Meredith Fitzpatrick covers how financial institutions must fundamentally rethink AML risk as crypto and TradFi converge.

Lilly says Foundayo was approved to treat obesity and can lead to long-term weight loss, alongside diet and exercise.