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Explore Cooper Lutkenhaus went undefeated this indoor season and became youngest world champion in history at the World Athletics Indoor Championships.

Samsung’s new HBM4memory deal with AMD (AMD) is far more than just about components. It’s an early sign. A warning shot that the chipmaker is looking to push its way into AMD’s lucrative artificial intelligence supply chain.Samsung Electronics may have found a back door into one of the hottest businesses in the stock market.The South Korean tech giant recently inked an amazing agreement. Under the auspices of the deal, Samsung will supply sixth-generation high-bandwidth memory, or HBM4, for Advanced Micro Devices’ next flagship artificial intelligence accelerator system, Reuters reported.On its face, that sounds like a straightforward memory win. But it may be bigger than that.A report from Chosun Biz, cited by SamMobile, says Samsung is trying to turn that HBM4 relationship into something far more valuable: a share of AMD’s advanced chip manufacturing work.If that goes down, it will mark a line in the sand, as AMD (AMD) has long leaned on Taiwan Semiconductor Manufacturing (TSM) for leading-edge logic production.That’s why this story matters to investors.This is not just a supplier footnote buried in the semiconductor weeds. Instead, it’s a possible huge power play in the boom in artificial intelligence hardware, where control over memory, packaging, and manufacturing capacity can determine who gets the next wave of revenue.Why Samsung investors should care:AMD is one of the largest AI names on the stock market.Samsung is looking to transform and become more than just a memory supplier.Any shift in AMD’s supply chain will lead to major implications for a future revenue, margins and competitive positioning.All of this will lead to fresh pressure on TSMC’s dominance in advanced chip production.AMD stock is no stranger to attracting attention. Shares closed at $201.33 on March 20, giving the company a market value of about $258.8 billion.That valuation helps explain why any change around AMD’s AI supply chain will get Wall Street’s attention at a moment’s notice.Samsung may be trying to turn an AI choke point into leverageSamsung’s apparent strategy is simple, and that is what makes it dangerous for rivals.HBM is becoming one of the most crucial cogs inside modern AI accelerators.The faster companies such as AMD try to scale their data-center GPU business, the more they become vulnerable to constrained supply of advanced memory.More Tech Stocks:Morgan Stanley sets jaw-dropping Micron price target after eventNvidia’s China chip problem isn’t what most investors thinkQuantum Computing makes $110 million move nobody saw comingThat gives memory suppliers unusual leverage.AMD’s own numbers give away the magnitude of the opportunity. The company said 2025 was a “defining year,” with record revenue and earnings, and said it entered 2026 with a strong wind behind it, thanks to outsized investments in the data-center AI franchise.That means Samsung is not chasing a side hustle. It may be trying to wedge itself into one of AMD’s highest-stakes growth engines.What makes this financially important for AMD:The need for AI GPUs is growing quickly. AI GPU demand is rising at a rapid clip.HBM supply is necessary to get those products to their destination on time.A second major manufacturing partnership could make the supply chain more flexible.Better visibility of the supply chain could help keep AI’s revenue growth going in the future.And AMD’s customer pipeline is getting only better from here. In February, AMD and Meta announced a multi-year deal, under which Meta plans to deploy up to six gigawatts of AMD Instinct GPUs, with shipments for the first gigawatt deployment slated for the second half of 2026.That kind of scale raises the pressure on AMD.

Samsung is getting primed for a game-changer.Cho/Bloomberg via Getty Images

Why this could be a real financial story for SamsungFor Samsung, it couldn’t be clearer.The company’s memory business is already taking full advantage of the AI boom. Samsung said in its fourth-quarter 2025 earnings reportthat it had record-high quarterly revenue and operating profit. Related: Jensen Huang sends shocking message on Nvidia’s OpenAI stakeIt also said HBM sales grew despite limited supply and that it made more money selling higher-value products such as HBM, server DDR5, and enterprise SSDs.The Device Solutions division posted KRW 44.0 trillion in sales and KRW 16.4 trillion in operating profit in the quarter.But the foundry business does not inspire the same level of confidence. In its second-quarter 2025 earnings materials, Samsung said foundry revenue rose at a very significant pace. But earnings are still low because of changes in the value of inventory caused by U.S. export restrictions on advanced AI chips to China and low use at mature nodes.That is the financial tension at the center of this story.Samsung holds a memory business taking advantage of AI demand and a foundry business that is still on the lookout of a headline-making validation win. AMD could provide exactly that.What Samsung stands to gain:Fresh foundry revenueA better, stronger position in the AI chip supply chainMore trustworthy because of its advanced process technologyA big win with a marquee customer that could help bring in more big clientsA slice of AMD’s advanced manufacturing business will not just boost revenue.It also will give Samsung something just as valuable: proof that a big AI chipmaker is willing to trust its process technology in a market that is still mostly TSMC.That kind of credibility could help Samsung chase more high-margin business later.The real threat is not to AMD; it’s to TSMC’s gripTSMC is still serving as the clear heavyweight. The company has said it continues expanding advanced technology and packaging capacity, including 3-nanometer, 2-nanometer, and CoWoS capacity, across several locations.In other words, TSMC is not standing still.This is not about AMD suddenly cutting ties with its main manufacturing partner, but about Samsung trying to become too strategically useful to ignore.If Samsung can use HBM4 supply to win a small slice of AMD’s logic-chip business, that suggests the rules of competition in AI semiconductors are changing.Why this could matter for Samsung, AMD stocksInvestors might start to see HBM suppliers as more than just component vendors; they might see them as strategic power brokers.AMD could benefit from a lower risk in the supply chain.Samsung could tell a more interesting story about its growth by talking about how its foundries are recovering.TSMC might have to answer new questions about whether its hold on big AI customers is getting weaker.Memory is no longer just a component sale. It’s leverage. And Samsung, after years of foundry frustration, might be readying to use that leverage to attack one of the most prized supply chains in tech.That is the stock angle investors need to worry about.For AMD, any Samsung tie-up could reduce supply chain risk as AI demand starts to heat up. For Samsung, it becomes a path to richer foundry revenue and an enhancement in badly needed prestige. For TSMC, it could be a bad sign that one of its biggest competitors may have finally found a weak spot.Right now, this still looks like an opening, not a done deal.But in a market obsessed with artificial intelligence winners, openings matter a lot. When hundreds of billions of dollars in market value ride on who controls the AI hardware stack, even a “small” supplier shift can turn into a huge story.Related: Micron CEO drops a bombshell after Micron’s huge earnings beat

Here’s what new show has knocked Virgin River off the #1 spot in Netflix’s top 10 list.

You might not realize how fast your health insurance costs climbed until your grocery cart starts looking thinner every single week. Millions of Americans who buy coverage through the Affordable Care Act marketplace are now facing that reality in real time. A major new survey from KFF, the nonpartisan health policy research organization, reveals that most returning ACA enrollees are making painful sacrifices to stay insured. The findings land at a moment when household budgets are already stretched thin by inflation, rising housing costs, and slow wage growth. For the roughly 22 million people who relied on enhanced premium tax credits, the numbers paint a deeply uncomfortable financial picture. Here is exactly what the KFF data show, what it means for your household, and what practical steps you can still take today.Half of returning ACA enrollees say costs are now dramatically higherThe KFF follow-up survey, published March 19, 2026, re-interviewed 1,117 adults who had ACA marketplace coverage in 2025. The results confirm what health policy experts feared when the enhanced premium tax credits expired on Dec. 31 without renewal.A full 80% of returning marketplace enrollees report that their premiums, deductibles, or cost-sharing amounts are higher than last year. Half of those returning enrollees, specifically 51%, say their overall health care costs are now significantly elevated compared to 2025.Four in 10 returning enrollees told KFF that their monthly premiums specifically jumped sharply relative to their prior year’s coverage plan. That tracks with KFF’s earlier projection that average annual premium payments would rise 114%, from $888 in 2025 to roughly $1,904.Enhanced premium tax credits expired after a bitter congressional standoffThe enhanced premium tax credits were first introduced under the American Rescue Plan Act of 2021 during the pandemic recovery period. Congress extended them through the Inflation Reduction Act of 2022, keeping the credits in place through the end of December 2025.Those credits helped approximately 22 million ACA marketplace enrollees, more than 90% of all enrollees, afford coverage. A government shutdown at the end of 2025 stalled legislative efforts, and Congress ultimately failed to extend the enhanced subsidies.The Congressional Budget Office projected that a permanent extension would keep 3.8 million more Americans insured over the coming decade. Without the credits, KFF estimated benchmark silver plan premiums rose by an average of 21.7% in the 2026 plan year alone.The subsidy loss hit two groups especially hardLow-income enrollees who previously paid zero dollars in monthly premiums now face real out-of-pocket costs for the first time since 2021. Middle-income earners above 400% of the federal poverty level, roughly $63,000 for an individual, lost all subsidy eligibility entirely.More Health Care:If your Medicare plan was canceled, do this nowHealth care costs are the wild card in year-end tax planning22 million Americans hit by ACA health insurance cliff after vote failsA 34-year-old man in Texas described his situation to KFF, noting the cheapest two-person plan cost $800 per month for his household. His $120,000 household income disqualified him from subsidies, making his mortgage nearly impossible to sustain alongside premium payments.Most enrollees are cutting food and household spending to stay coveredThe most striking finding in the KFF survey is how many enrollees are now sacrificing basic necessities to maintain health insurance coverage. A full 55% of returning marketplace enrollees say they have cut or plan to cut spending on food and basic household items.Enrollees with chronic conditions face even steeper tradeoffsAmong returning enrollees with chronic health conditions, that number climbs to 62%, according to KFF’s detailed survey breakdowns for 2026. These are people who depend on consistent medical care and prescription access, making the coverage-versus-food choice deeply consequential.Other financial sacrifices are piling up across householdsAbout 43% of returning enrollees say they are seeking additional work hours or a second job to cover their rising health insurance costs.Nearly 23% report skipping or delaying bill payments to free up cash for premiums and out-of-pocket medical expenses right now.Another 21% say they are taking on new debt through credit card balances or personal loans specifically to pay for their care.These numbers reveal cascading financial pressure that extends far beyond the insurance premium itself into daily household survival mode. If you are juggling similar tradeoffs right now, understanding every available option is the most critical first step you can take.

Many households are sacrificing groceries and household essentials just to keep their health insurance active each month.Cast Of Thousands/Shutterstock

One in 10 enrollees dropped coverage entirely, and more losses may followThe KFF survey found that 9% of 2025 marketplace enrollees are now completely uninsured after choosing to drop their ACA coverage entirely. Another 28% switched to a different marketplace plan, with seven in 10 switchers citing cost as the primary reason for changing.Downgrading to bronze plans creates a new kind of financial risk for youA quarter of enrollees who switched plans downgraded their metal tier, moving from silver to bronze or from gold to silver plans. Bronze plans carry significantly higher deductibles, averaging $7,186 nationally in 2026, per the Peterson-KFF Health System Tracker.If you downgraded to a bronze plan, you are essentially betting that you will not need significant medical care during this year. A single emergency room visit or unexpected surgery could leave you responsible for thousands of dollars in out-of-pocket costs.More coverage losses could arrive by the end of March or shortly afterKFF conducted this survey between February 12 and March 2, 2026, about one month after open enrollment closed in most states nationwide. The grace period for making initial premium payments had not yet expired for many enrollees when they completed the survey questions.KFF President and CEO Drew Altman warned publicly that the survey’s fallout will likely worsen as grace periods end in late March. About 17% of current enrollees told KFF they are not confident they can afford their monthly premiums for the entirety of 2026.Three in four enrollees now worry about affording an emergency medical expenseBeyond premiums, the anxiety around out-of-pocket medical costs is running extremely high among the ACA marketplace population right now. Roughly 73% of returning enrollees told KFF they worry about affording emergency care or hospitalization costs during the 2026 plan year.The scope of affordability concerns stretches across every type of careAbout 49% of returning enrollees say they are worried about affording routine medical visits, including checkups and specialist appointments.Approximately 45% expressed concern about affording prescription drug costs, which often rise alongside deductible increases each plan year.Worries are significantly worse among enrollees with lower incomes and those managing ongoing chronic health conditions on a daily basis.If you carry a bronze plan with a deductible above $5,000, a single hospitalization could wipe out several months of household savings. Consider whether a health savings account, if your plan qualifies, could help you set aside pre-tax dollars for unexpected medical costs.Practical steps you can take right now to protect your household financesOpen enrollment is closed in most states, but you still have options for managing rising health costs and protecting your family financially. Here are concrete steps to consider if you are an ACA enrollee facing premium shock or coverage uncertainty heading into spring 2026.Check whether you qualify for a special enrollment periodCertain life events, including job loss, marriage, birth of a child, or a household move, can trigger a special enrollment period. If any of those apply, you may be able to switch to a plan with better cost-sharing or a lower premium outside of open enrollment.Review whether your income qualifies you for Medicaid coverage nowIf your income has dropped since you enrolled, you might now qualify for Medicaid, which provides coverage with minimal out-of-pocket costs. You can check your eligibility anytime through HealthCare.gov or your state marketplace website without waiting for the next enrollment period.Explore cost-sharing reduction silver plans near the income thresholdEnrollees with household incomes below 250% of the federal poverty level can still access cost-sharing reductions on silver-tier ACA plans. These reductions lower your deductible and co-pays meaningfully, which can cut your total annual health spending by thousands of dollars.Use the preventive care benefits your plan already covers at no costAll ACA plans must cover a defined list of preventive services, including annual checkups, screenings, and vaccinations, at zero cost-sharing. Using these benefits helps you catch potential health issues early and reduces the chance of an expensive emergency visit down the road.Health care costs may reshape the 2026 midterm election landscape entirelyThe KFF survey also found that rising health insurance costs are becoming a powerful political motivator for marketplace enrollees across party lines. Among returning enrollees who experienced higher costs, 70% blame health insurance companies for the premium increases they are now facing.About 54% placed blame on congressional Republicans, while 53% pointed to President Donald Trump and 52% cited pharmaceutical companies specifically. Nearly half of returning enrollees, 48%, say the cost of health care will have a major impact on their midterm voting decisions this year.For you, this means health care costs are not just a personal finance issue right now but also a political one worth tracking closely. Congressional action on ACA subsidies remains possible, and your representatives’ positions on this issue could directly affect your premiums.Related: Millions of Americans are skipping meals to pay for health care

The remaining tokens are subject to long-term lockups tied to company milestones and a potential IPO.

I have to say, one thing I am truly grateful for is that we just don’t print like we used to. Remember when a printer was the centerpiece of every home office? Now, most of us barely use them.

That shift is actually a huge win for your wallet because, for years, printer companies have been using a sneaky business model borrowed straight from the Gillette playbook.

Retail Trap: Why Printer Ink Got So Expensive

If you go buy a new razor, Gillette will often sell you a high-tech, fancy handle at a huge loss. Why? Because they make the blades proprietary. Once you have the handle, you’re stuck paying a markup beyond your imagination for the replacement blades.

Years ago, Hewlett-Packard (HP) decided this was a brilliant strategy. They didn’t care how much money they lost on the actual printer hardware because they were selling the ink for what felt like $6,000 a gallon! It was a game designed to clobber your budget every time you ran out of cyan.

If you still need to print, here is how you can stop playing their game and start saving money.

The “EcoTank” Alternative

Epson changed the game when they introduced the EcoTank. Instead of buying a cheap printer and expensive cartridges, you pay a “real” price for the printer upfront, and the ink costs almost nothing.

While this is a great alternative for people who need to print in color, a word of caution: historically, some of these tank-style printers haven’t been the most reliable. You don’t want to end up with a gallon of cheap ink and a dead printer.

Brother Laser Printers

For the vast majority of us, the best answer is to ditch the inkjet entirely. If you don’t absolutely need to print in color, buy a monochrome (black and white) laser printer.

Historically, Brother has offered some of the best deals on laser printers and toner cartridges. Printing via laser is significantly cheaper per page than any inkjet. These machines are workhorses — they don’t have ink heads that dry up if you don’t use them for a month, and they last forever.

Should You Subscribe to Ink?

I get asked all the time about ink subscription programs that charge a flat monthly fee for a set number of pages. Is it a deal?

The verdict: Subscription services are for a very “thin sliver” of the market.

If you are a very low-volume user (I’m talking maybe five pages a month), a subscription can provide affordable, predictable access to printing. However, for most people, the cost per page remains high.

The Generic Workaround

If you are stuck with an inkjet and don’t want a subscription, look into generic or third-party cartridges. You have to be careful with Digital Rights Management (DRM) — some printers are programmed to reject anything that isn’t name-brand — but if you find a reputable generic on a site like Amazon or at an office supply store, you can save a fortune.

Final Thoughts

Don’t let the printer companies “Gillette” your budget. Before you buy your next printer, ask yourself:

Do I really need color? (If no, go Brother Laser).

How much do I print? (If a lot, look at Tank-style; if a little, maybe a subscription).

Stop paying for that liquid gold and keep more of your hard-earned money in your pocket!
The post Stop Overpaying for Printer Ink: Clark Howard’s Top Tips to Save Big appeared first on Clark Howard.

Founders Grady Burnett and Alana Beard detail Project B’s business plan, including its player equity structure and vision for women’s basketball.

Ella Langley passes Taylor Swift and Beyonce as she controls the top two spots on Billboard’s Hot Country Songs chart for the second week in a row.

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The tower was evacuated due to a “burning smell” coming from an elevator.