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TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealA compact crossbody is great for busy errands on the go, and the slouchy shoulder bag is a top contender for dressy date-night outfits, but when carrying a lot, we’re reaching for the spacious tote bag in our collection of accessories. More versatile than a casual backpack, a stylish tote bag has ample room to hold your essentials and plenty of extras. As one of the largest handbag styles on the market, tote bags typically come with a higher price tag compared to others, but right now, Kate Spade Outlet is helping you score one on a budget.Normally retailing for $399, the top-rated All Day Tote Bag is now available for just $87 with triple the discounts. Kate Spade Outlet occasionally hosts sales with an extra 25% off, but this is one of the few times we’ve seen a third additional discount of 10% off. All you have to do to score these extra savings is pick your favorite color and add the handbag to your cart. All Day Tote Bag, $87 (was $399) at Kate Spade Outlet

Courtesy of Kate Spade Outlet

This classic tote bag comes in traditional colorways like neutral tans, solid black, and clean white, but there are also more unique options to choose from, like the All Day Denim Tote Bag with a fun and fresh vibe that’s perfect for any spring wardrobe. All ten tote bag colors are on sale for $87 with the triple discount deal.All Day Denim Tote Bag, $87 (was $399) at Kate Spade Outlet

Courtesy of Kate Spade Outlet

Why do shoppers love it?Measuring 12 inches long, 10.3 inches high, and 6.0 inches wide, this tote bag is spacious enough for your tablet, notebooks, and smaller laptops. Belongings are better organized with the convenient interior zip pocket and a slip pocket. “I always struggle finding something that can fit everything I need to carry for my work until I found this tote,” wrote one review about the size. They continued to rave about the bag, “It’s the perfect work tote! Definitely worth the investment!”The silhouette of this tote bag is clean and simple, with just the Kate Spade logo on the front, giving it a sophisticated style. Crafted from genuine pebble leather, this handbag has the luxurious look you’d expect from a designer bag. One frequent design flaw of tote bags is that they have an open top, so anyone could reach out and grab your things, but this one fully closes with a sturdy top zipper for increased security and peace of mind.Related: Coach’s viral Brooklyn bag is on sale for 40% off in the icy blue color that’s everywhere this springDepending on the color of the tote bag you click on, you might see different reviews, but they’re all glowing, with a perfect five stars across the board. One buyer of the two-toned Milk Glass shade called it “the perfect tote” because “the color goes with everything, and the size is perfect.”Details to know Dimensions: 12 inches long, 10.3 inches high, and 6.0 inches wide.Color options: All ten colorways are on sale for $87.Materials: Pebbled leather.This large tote bag is a superb choice for commuting to school and work in style, but not everyone has the same taste. We’ve rounded up other noteworthy tote bag deals to consider at Kate Spade Outlet while the retailer is offering such steep savings.Shop more dealsStaci Large Tote Bag Set, $114 (was $499) at Kate Spade OutletThompson Street Commuter Tote Bag, $152 (was $529) at Kate Spade OutletStash Large Carryall Tote Bag, $152 (was $499) at Kate Spade OutletDiscounted three times to $87, the limited-time sale on the All Day Tote Bag at Kate Spade Outlet is outstanding. Score this designer handbag deal by adding it to your cart now.

Warren Buffett has spent decades building one of the greatest fortunes in American history. Now, at 95, he has a very clear idea of what happens to it when he is gone.The Oracle of Omaha is directing his roughly $150 billion estate to the charitable foundations of his three children, Susie, Howard, and Peter, with a hard deadline: spend it all within 10 years of his death. No dynasty. No political vehicles. No legacy bureaucracy. Just a decade to do as much good as possible.There is one catch. Every major spending decision requires a unanimous vote from all three siblings. All three have to agree, or nothing moves. CNBC’s Becky Quick sat down with the Buffett heirs in January, giving the public its clearest look yet at how this plan will actually work. Berkshire Hathaway (BRK.A, BRK.B) shares were flat in premarket trading following the report.Warren Buffett gives his three children wide latitude but one firm instructionBuffett has not handed his children a detailed playbook. His only real guidance, according to CNBC, is that the money go toward those who are less fortunate. Beyond that, Susie, Howard, and Peter have broad discretion over where and how the billions flow.That trust is earned. Since 2006, Buffett has been gifting Berkshire Hathaway shares to each of their foundations every year, giving them all more than two decades of hands-on experience. More Wall StreetBillionaire Dalio sends 2-words on Fed pick WarshTop analyst bets these stocks will boost your portfolio in 2026Bank of America sends quiet warning to stock market investorsIn his Thanksgiving letter, Buffett wrote that his children are “at their prime in respect to experience and wisdom” and that the window to deploy that wisdom will not stay open forever.In total, Buffett has already given away more than $60 billion in his lifetime, much of it to the Gates Foundation. That relationship has cooled in recent years, and the shift toward his own family’s foundations is now the clear priority.What each Buffett heir’s foundation focuses on:Howard G. Buffett Foundation: Food security, conflict mitigation, and combating human trafficking across roughly 50 countries, including Ukraine and parts of AfricaSherwood Foundation (led by Susie Buffett): Early childhood education, criminal justice reform, and equity in NebraskaNoVo Foundation (led by Peter Buffett): Supporting historically marginalized communities, including Native American women and youthThe $150 billion math and what it means for U.S. philanthropySpread across 10 years, this mandate works out to roughly $15 billion per year in charitable giving. To put that in perspective, the Gates Foundation distributed around $8 billion in its most recent full year. The Buffett family operation, once fully deployed, would nearly double that output on its own.According to the latest Giving USA report, Americans donated a record $592.5 billion to charity in the most recent year tracked, meaning the Buffett family’s $15 billion annual mandate would represent roughly 2.5 percent of that total on its own. That is an extraordinary concentration of philanthropic firepower in the hands of three people who grew up watching their father drive a beat-up blue Volkswagen.The structure is intentional. Buffett has been vocal about wanting to avoid what he called “ill-conceived wealth transfers by political hacks, dynastic choices and, yes, inept or quirky philanthropists.” The 10-year spend-down and the unanimity rule are both designed to keep the mission focused and prevent the money from calcifying inside a slow-moving institution.

The passing of Warren Buffett’s estate to his three children will have a major impact on U.S. philanthropy.Raglin/WireImage via Getty Images

Berkshire transition adds another layer to watchOne complicating factor is timing. Buffett has said he plans to hold onto a significant portion of his Berkshire Class A shares until Greg Abel, his chosen successor as CEO, is fully settled into the role. He does not want a flood of shares hitting the market while Abel is still establishing his footing.Howard Buffett has acknowledged the tension publicly. The 10-year spending clock starts at death, but liquidating that much Berkshire stock without disrupting the market or the company takes careful coordination. It is not a simple wire transfer.For Berkshire investors, the broader message is business as usual. In his shareholder letter, Buffett wrote that the acceleration of lifetime gifts “in no way reflects any change in my views about Berkshire’s prospects.” Cash reserves sit near $325 billion, and buybacks remain steady. The philanthropy story and the investment story are running on separate tracks.Key numbers to know on Buffett’s estate plan:$150 billion total estate directed to his three childrens’ foundations10-year spend-down deadline after Buffett’s death$15 billion in annual giving once fully deployed$60 billion already donated over Buffett’s lifetime$6 billion in shares distributed to family foundations in 2025 aloneUnanimous sibling vote required for all major gift decisionsThe unanimity rule: a strength, but also a big test, of Buffett’s inheritance planRequiring all three siblings to agree on major decisions sounds elegant in theory. In practice, it is genuinely hard. Howard works globally on conflict zones and food security. Susie is focused locally on Nebraska. Peter has spent years working on systemic change for marginalized communities. These are not always overlapping priorities.So far, the family says it is working. The three describe their upbringing as the foundation of their shared values, and all three have spoken publicly about a commitment to poverty alleviation as the common thread. Howard Buffett told Fortune in January that you cannot fight poverty without addressing the rule of law, a perspective shaped by years of working in places like Eastern Congo and Sudan.What Buffett has built is not just a philanthropic structure. It is a bet that his children’s values, shaped over decades of smaller-scale work, will hold up under the weight of almost unimaginable responsibility. For now, at least, all three appear ready to carry it.Related: This Warren Buffett favorite just hiked its dividend by 15%

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealWith the way furniture is priced these days, it’s not enough for a piece of furniture to look good. It has to be worth the money, and nothing sells us more than versatile pieces that pull double-duty — like an end table that also charges electronics, or an entertainment unit for the television that also has multiple shelves for easy storage. In our opinion, one of the best “double-duty” pieces worth the money is a sleeper sofa since it provides both an everyday sitting area for your immediate family and a go-to sleep spot perfect for busier times of the year when you have family and friends crashing and nowhere to put them. Sleeper sofas aren’t new by any stretch, but the affordable prices they’re being sold for? Well, those are a bit newer, especially with incredible deals at your favorite retailers like Wayfair. Right now, you can get a two-person version for 41% off. The Latitude Run Abbigale Sleeper Sofa typically would cost you $270, but you can get the reclining sofa for just $160 if you act fast. You might not need it now, but come the holidays, when everyone is crammed inside your home and you’re dealing with guests galore, you’ll be happy you took advantage of this great sale. And a bonus — if you’re a Wayfair Rewards member you can save an extra $32 on top of that. Latitude Run Abbigale Sleeper Sofa, $160 (was $270) at Wayfair

Courtesy of Wayfair

Why do shoppers love it?Unlike a sleeper chair, where room is limited to one, maybe two people, at most, a sleeper sofa offers more space. Although when it’s positioned as a sofa it’s only designed for two people at a time, largely in part to the center armrest, when it’s fully reclined it measures 65 inches long, 32 inches wide, and 14 inches high, and provides more than enough room for two, three, and maybe even four people depending on their size.The sofa has a manual push back recline that’s adjustable at three different angles, so you can easily switch between sofa and bed whenever you need to. When it’s set up as a sofa, a portion of the back comes down to allow for an elevated arm rest that more evenly divides the sofa into individual seats and has cup holders. You can also store that middle divider up to allow for more people to sit on the sofa if necessary. The ends of the sleeper sofa both also have their own arm rests, which convert to pillows when it’s fully reclined down. Metal legs support the base of the sofa, and it’s made with faux leather, wood, and foam to provide stability and comfort at the same time. The cushions are tufted to give it a classic, sleek look that pairs well with other types of furniture. The sofa has a weight limit of 600 pounds, but only weighs about 68 pounds which makes for an easier assembly. Related: Wayfair is selling a $197 lift-top coffee table with six storage compartmentsIt’s available in black, brown, gray, and white, but pricing will vary between colors.  What to expect from a $160 sleeper sofa: Pros and consProsSuperior durability: The sofa can withstand up to 600 pounds at once. Easily convertible: The manual push back recline makes it easy to set the sofa at any one of the three angles, and convert the armrests to pillows and vice versa.Perfect for small spaces: The versatile sleeper sofa is perfect for multi-use in areas with limited space.ConsOverly firm: Some shoppers feel that the sofa is a bit too firm when it comes to sleeping on it.Positioning: The sleeper sofa sits very low to the ground. Shoppers love that the sofa isn’t overly large but that it does provide a pretty decent sleeping area when fully converted. Although some find it a bit too firm, many shoppers think it’s quite comfortable. It’s easy to assemble, easy to convert, and easy to clean. Shoppers think it’s perfect for living rooms, offices, dens, and even children’s playrooms. “Quality is excellent,” one shopper said. Shop more deals Sand & Stable Hertford Upholstered Wood Accent Chair, $129 (was $408) at WayfairMillwood Pines Sparta Lift Top Coffee Table, $83 (was $161) at WayfairEbern Designs Loveseat Sofa, $190 (was $348) at WayfairWhen you’re working with limited space, you have to find furniture that works with what you have and doesn’t overwhelm your space. The versatile Latitude Run Abbigale Sleeper Sofa is a great example of a multi-use piece that works with smaller spaces, doesn’t cost you a fortune, and solves a problem or two — all things you want.

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