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Oscars 2026: Palestine, School Shooting And War — Every Political Reference This Year
Compared to the sustained anti-Trump resistance of the 2017 Oscars or the passionate speeches of recent years, this year’s 98th Academy Awards was notable for how few political moments there actually were.
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Dave Ramsey: Avoid These 3 Money Mistakes
It’s important to have a financial plan at any stage in life, but when you’re nearing retirement, it’s extra critical to get your money in order. It’s also crucial to avoid financial planning mistakes that could be detrimental to your long-term goals.
Popular personal finance guru Dave Ramsey, known for his aversion to debt and focus on budgeting, has offered a lot of advice over the years on how to set yourself up for success once you’re in your 50s. Here are three mistakes he says to avoid when you’re planning to retire.
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1. Retiring with debt
Ramsey emphasizes that leaving your career while you still have debt could be a big mistake. He suggests paying off your mortgage, car loans, credit cards and other types of debt before retiring. While a nest egg may make debt feel manageable, a medical bill or another surprise expense could put you in a position where you become late on your debt payments.
Ramsey recommends attacking debt with intensity before stepping into retirement. That way, you also have time to let your money accumulate before retiring. Those extra few years of asset gains can give you more flexibility when you retire so you don’t have to feel strapped and can spend on what you enjoy.
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2. Living without a budget
Creating and maintaining a budget isn’t just a solid financial move for people who are thinking about retirement. It can help you keep your spending in line with your expenses and goals no matter your age — and doing that can help ensure you save enough for retirement.
People who don’t budget can end up overspending on housing, cars and more. Some people buy larger homes than they can afford or opt for a luxury car when a used vehicle makes more sense for their long-term financial goals.
Ramsey views budgeting as “permission to spend” rather than a punishment. Once you take care of key expenses, make debt payments and invest some of your money, the remaining cash can go toward guilt-free spending.
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3. Overestimating Social Security
Social Security is a retirement safety net, but it won’t necessarily offer enough money to cover all your expenses. Some people underestimate their monthly costs and quickly find that Social Security isn’t enough to cover their essentials. And remember that taking Social Security as soon as you’re allowed to can reduce your benefits compared to prolonging your payments, which increases your payment amounts.
Ramsey advises savers not to solely rely on Social Security for their retirement years. As costs of living rise — and health care costs in particular balloon — it’s important to build a nest egg that can help cover your living expenses and retirement goals, like traveling. That way, Social Security provides additional funds as opposed to being the cornerstone of funding your lifestyle.
Aspiring retirees shouldn’t just focus on when they can retire. They should also consider how they can retire, and calculate just how much money they’ll need as costs increase.
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Walmart’s bestselling $500 Adirondack patio set is on sale for $220
TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealWalmart is known for great deals on quality products, which is why it’s such a popular destination for people on the hunt for outdoor furniture. The retailer has a huge selection, and if you look at the right time, you can even find some hugely discounted pieces. That’s exactly what we found when recently browsing the Walmart website. It’s selling a beautiful Adirondack patio set at a huge discount, and we don’t think this deal should be ignored.The Serwall Tall Adirondack Patio Set is on sale for only $220. That’s an incredible 56% off the regular price of $500. If you’re in the market for a new patio set and you want the best possible materials, then consider putting this set in your cart.Serwall Tall Adirondack Patio Set, $220 (was $500) at Walmart
Courtesy of Walmart
Why do shoppers love it?You may not get another chance to buy such a high-quality patio set at such a reasonable price. Included are two tall Adirondack-style bar chairs and a matching table. Made from high-density thermoplastic, this set has the look of traditional solid wood, but is far more waterproof and durable. The HDPE construction makes it the perfect choice for anyone who wants the convenience of leaving their patio set outdoors all year long without worrying that it will be damaged by wind, rain, or snow. It’s also fade-resistant, so you won’t have to deal with premature sun damage either.Each chair has an open slat design, which allows for plenty of airflow, even on the warmest of days. The extra-high bar-style design of the set gives it a little more sophistication than a standard low-profile patio set. Each chair also incorporates a convenient footrest, adding to the comfort and ergonomics of the set. At 29.92 inches square, the tabletop is large enough to accommodate a small to medium sized meal for two.This lovely table and chairs combo arrives at your door 80% assembled, only requiring minimal work on your part. Most buyers were able to complete the assembly with relative ease. The set is available in a whopping seven colorways, making it a great option for anyone who wants to color match their outdoor furniture. You also have three size configurations from which to choose. That said, some size and color combinations may already be sold out, so you may want to choose yours quickly.Related: Walmart is selling a 4-piece patio furniture set for just $110 that’s easy to cleanDetails to knowIncluded: Two tall armchairs and bar-height table.Material: HDPE high-density thermoplastic.Colors: Seven variants.Configurations: Three variants.Walmart customers were very happy with this set. One called it “outstanding,” adding that it’s “well worth it. Beautiful outdoor furniture!”Shop more deals Gymax 3-Piece Patio Set, $147 (was $288) at WalmartCostway 3-Piece Acacia Patio Set, $215 (was $369) at WalmartMF Studio Wicker Patio Set, $260 (was $507) at WalmartIf you’re ready to take your backyard or patio decor to the next level, then consider buying the Serwall Tall Adirondack Patio Set. You can enjoy the great outdoors while having a meal for just $220, if you take advantage now rather than later.
Why Smart Leaders Prioritize Digital Security As Their Businesses Grow
One of the biggest shifts entrepreneurs experience as their businesses grow is realizing that success brings new responsibilities.
In the early stages of building a company, the focus is usually on growth, finding customers, launching products, and gaining traction. Systems are simple. Teams are small. Access to tools and information is often shared freely because speed matters more than structure.
But as organizations expand, the stakes change. Customer data grows. Financial systems become more complex. Internal tools multiply. And suddenly the question is no longer just how fast can we grow? It becomes how responsibly can we scale?
For leaders today, protecting digital assets is no longer just an IT concern. It’s a leadership responsibility. That’s where tools like privileged access management software play an increasingly important role.
Leadership Today Includes Protecting Information
Modern businesses run on information. Customer records, internal strategy documents, financial data, intellectual property, and operational systems are all part of the digital backbone of an organization.
If those systems are compromised, the consequences can be serious, not just financially, but reputationally. Great leaders understand that trust is one of the most valuable assets a company can have.
Clients trust you with their information. Employees trust you with internal systems. Partners trust you with shared data. Protecting that trust requires systems designed to manage access responsibly.
Why Privileged Accounts Require Extra Protection
Within every company, some accounts carry far more power than others. These are known as privileged accounts, accounts that allow users to access sensitive systems, change settings, manage data, or control infrastructure.
If one of these accounts is misused or compromised, the damage can ripple across the entire organization.
This is why many companies rely on privileged access management software to ensure that only the right people have access to critical systems and that those permissions are monitored carefully.
By creating structured controls around sensitive accounts, businesses dramatically reduce the chances of unauthorized access or accidental misuse.
The Hidden Risk: Human Error
When people think about cybersecurity, they often imagine hackers breaking through complex digital defenses. But in reality, many security incidents begin with something much simpler: human error.
An employee might accidentally grant access to the wrong person. A former team member may retain permissions they no longer need. Or a system administrator might overlook outdated credentials.
These situations rarely come from bad intentions, they come from busy teams managing growing systems. This is where automation becomes valuable.
Tools designed for data protection can automatically monitor permissions, flag unusual activity, and ensure access levels remain appropriate as teams grow and roles change.
Instead of relying on manual oversight alone, organizations can create systems that continuously protect sensitive resources.
Building Accountability Into Company Culture
Security systems are not just about protection, they also create clarity.
When access to sensitive systems is tracked and documented, everyone understands that actions are visible and accountable. This discourages misuse and encourages responsible behavior across the organization. Transparency builds stronger teams.
When employees know that systems are designed to protect both the company and its people, it creates a culture where responsibility is shared rather than assumed. And for leaders, that culture is essential.
Supporting the Rise of Remote Work
Over the past few years, the way we work has changed dramatically. Teams now operate across time zones, countries, and continents. Employees log into company systems from homes, coworking spaces, and airports around the world.
While remote work has created incredible flexibility, it has also introduced new security challenges. Organizations must now manage access to critical systems across distributed environments.
Solutions like privileged access management software help companies define clear access boundaries so that remote employees can do their jobs effectively while sensitive systems remain protected. It’s not about limiting productivity, it’s about enabling safe flexibility.
Making Compliance and Audits Less Painful
Anyone who has experienced a security audit knows the process can be stressful. Organizations are often required to demonstrate that they are protecting sensitive information, maintaining access controls, and documenting system activity.
Without the right tools, gathering this information can become a time-consuming process. Structured security systems simplify this process by automatically recording access activity and generating audit trails.
Instead of scrambling for documentation, organizations can provide clear records that show how sensitive systems are being managed. For growing companies, this efficiency becomes incredibly valuable.
Security As A Foundation For Growth
Many founders initially see security systems as operational overhead, something to worry about later. But experienced leaders often view them differently. Strong security infrastructure allows companies to grow with confidence.
When systems are designed to protect sensitive resources from the start, businesses can expand teams, adopt new tools, and enter new markets without constantly worrying about vulnerabilities. In other words, good security doesn’t slow growth. It supports it.
The Bigger Leadership Lesson
At its core, protecting digital systems isn’t just about software. It’s about leadership mindset. Great leaders think ahead. They build systems that support trust, accountability, and resilience.
They understand that growth without structure can create risk, but growth supported by strong systems creates opportunity. Technology will continue to evolve, and businesses will continue to rely more heavily on digital infrastructure.
But one principle remains constant:
The organizations that succeed long term are the ones that protect what matters most. And that starts with building systems designed to safeguard information, trust, and the future of the company itself.
The post Why Smart Leaders Prioritize Digital Security As Their Businesses Grow appeared first on Addicted 2 Success.