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Restless Nights? You Might Want to Try Grounding Sheets

February 8, 2025 Ogghy Filed Under: CNET How To, SUCCESS

“Touch grass” from the comfort of your bed with grounding sheets. Here’s why this TikTok trend might be your ticket to better sleep.

How to Enhance Your Photos Using AI

February 8, 2025 Ogghy Filed Under: CNET How To, SUCCESS

Here’s an easy AI-powered photo-enhancing tool that’ll do the trick.

Do Economists Think Egg Prices Will Drop Soon? We Asked Them

February 8, 2025 Ogghy Filed Under: CNET How To, SUCCESS

The cost of eggs has skyrocketed due to a national shortage. We asked two experts when things might improve.

An ETF for Every Age: Investors 36 to 49 Should Embrace Growth (With a Side of Safety)

February 8, 2025 Ogghy Filed Under: Money.com, SUCCESS

The popularity of exchange-traded funds has exploded recently. As part of Money’s series on an ETF for every age, the following discusses appropriate strategies and a fund that is suitable for investors ages 36 to 49.

You’re not over the hill yet, but its peak is coming into sight. And if you’re anything like me, the ascent spells trouble for your knees.

Most of my middle-aged friends refuse to admit that they are, in fact, middle-aged. But according to the National Center for Health Statistics, life expectancy in the U.S. is 74.8 years for males and 80.2 years for females.

So for investors in this age group, heed the same advice I give my friends: Act your age. That’s particularly relevant for my buddy who tore his ACL last year while skateboarding, or another whose sports card expenditures outweigh his retirement contributions. But when it comes to your portfolio, it could mean introducing more balance while still focusing primarily on growth over value.

Adapting your strategy

You may still be young at heart, but there’s a good chance that by this age, you’ve matured from the all gas, no brakes lifestyle. Gone are the days of witnessing last call and soaking up the aftermath of a bar tab with overpriced late-night pizza.

Your portfolio probably has some miles on it by now, too. As you transition into this phase, your investments can reflect your evolving lifestyle: Enjoying less volatility and gaining peace of mind by avoiding riskier endeavors.

According to wealth management firm Edward Jones, as your time horizon shortens, you may want to consider adjusting your investment approach to find a more suitable balance between higher-growth and lower-growth assets since there will be progressively less time to recover from any losses you may experience.

When it comes to ETFs in particular, that can entail moving away from funds with higher tech concentrations, such as the Invesco NASDAQ 100 ETF (QQQM), and into funds holding some of the same companies but offering access to other market sectors that provide more diversification and, by extension, additional downside protection.

That’s because, like hangovers, big portfolio losses hurt more the older you get. At this age, there’s still plenty of time to recover. But an ETF with broader exposure and more allocations can help offset losses if a handful of companies in one sector (e.g. tech) or one industry (e.g., AI) underperform.

Growth with a side of safety

In the past year, the Schwab U.S. Large-Cap Growth ETF (SCHG) gained nearly 29.21%, outperforming the S&P 500 by 6.88% over that time. The fund tracks the total return of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index.

SCHG features an absurdly cheap expense ratio of 0.04%, and its top-three holdings — Nvidia, Apple and Microsoft — are identical to QQQM (albeit with different weightings). SCHG allocates 48.99% of its portfolio to tech, offering shareholders considerable upside potential.

But while both SCHG and QQQM are growth-focused ETFs, SCHG has lower implied volatility than QQQM due to its deeper and more diverse portfolio. With 229 holdings, the ETF provides exposure well beyond tech by including sectors like health care (UnitedHealth Group), financials (Visa and Mastercard), communication services (T-Mobile and Netflix), industrials (GE Aerospace), materials (Sherwin Williams), consumer discretionary (Chipotle and Booking Holdings) and energy (Baker Hughes and Cheniere Energy), among others.

With $39.238 billion in net assets, SCHG gained 134% over the past five years and 781.39% since its inception in December 2009. Like my middle-aged friends who have been prescribed statins yet still enjoy too many Buffalo wings, SCHG provides a balance of both safety and risk.

More from Money:

An ETF for Every Age: 18 to 35

I Let AI and My 5-Year-Old Pick My Stocks. Who Did Better?

4 Stock Market Predictions for 2025

Guide & Trends to Luxurious Flowers in 2025

February 8, 2025 Ogghy Filed Under: Luxury Lifestyle

Welcome to the glittering world of fine floristry in 2025! The days of lazily exploring overflowing floral boutiques are long gone. Just a few clicks now can let you order luxury flowers online and have convenience and elegance right at your door. This list covers both luxury event preparation and simple surprise gift ideas for someone important. We will explore the best flower delivery companies in Asia and highlight the most sought-after luxurious blossoms causing a buzz this year.

5 Most Luxury Flowers 

When it comes to making a statement with flowers, Asia’s luxury scene in 2025 is blooming with some seriously stunning picks. Whether you’re decking out your pad, sending a high-end gift, or jazzing up a grand event, these top five flowers are where it’s at. Let’s dive into the details and see what’s hot!

Orchids

Secret Garden Bouquet of Orchids

Top choice for elegant arrangements since orchids are the greatest symbol of luxury and grace. There is something to fit every taste from vivid pink Phalaenopsis to arresting black orchids. Their exotic atmosphere and brilliant colors accentuate any environment and fit well for enhancing your home décor, upscale business presents, and elegant event decorations sure to wow your guests.

We advise you to pay attention to the Secret Garden enchanting bouquet, priced at USD 86.00. Combining the delicate beauty of spray roses and lisianthus with the bold presence of cymbidium orchids, this arrangement exudes romance and sophistication. This arrangement is ideal for individuals who appreciate a blend of textures and vivid hues.

Customer Reviews:

  • “Absolutely gorgeous! The colors are so vibrant and the arrangement looks so fresh.” – Emily R.
  • “Perfect for our anniversary. My partner was blown away by the beauty of the bouquet.” – Jason L.
  • “The Secret Garden bouquet was delivered on time and exceeded all my expectations. Highly recommend!” – Sarah M.

Roses

The “Tango” bouquet is a beautiful bouquet consisting of different flowers. This bouquet features cheerful gerberas, elegant roses that are 50-60cm tall, and fragrant spray roses.

Roses are the preferred luxury flower for any event and never go out of trend. Roses add ageless beauty to any bouquet from a variety of rich colors and soft textures, whether it is traditional red, romantic pink, or strong orange. They’re great for romantic occasions, anniversaries, or as statement pieces in upscale events where you want to make a lasting impression.

Feel the rhythm with the Tango bouquet, priced at USD 58.00. This lively mix of gerberas, roses, spray roses, and alstroemeria creates a vibrant and energetic display. It’s perfect for adding a splash of color and joy to any occasion.

Customer Reviews:

  • “The Tango bouquet was bursting with color and life. It really brightened up the room!” – Lisa K.
  • “Great value for such a stunning arrangement. Received so many compliments.” – Mark T.
  • “Loved the mix of flowers in the Tango bouquet. It was perfect for the party decoration.” – Anna S.

Lilies

Bouquet ‘Ideal’

This beautiful bouquet is a perfect combination of lilies, cymbidium orchids, carnations, 50-60 cm long roses, alstroemerias, and pistachio leaves. 

Beautiful and adaptable lilies bring a bit of grace wherever they are found. Lilies in many varieties, such as the delicate Asiatic or the regal Stargazer, provide exquisite forms and wonderful smells that accentuate any arrangement. For elegant homes, sophisticated business environments needing a little class, and luxury weddings, they are perfect.

The Ideal at a price of USD 92.00 is the epitome of elegance and grace. Featuring a harmonious blend of lilies, cymbidium orchids, carnations, and roses, this bouquet is perfect for making a sophisticated statement at any event or as a luxurious gift.

Customer Reviews:

  • “The Ideal bouquet was stunning and smelled amazing. It was the highlight of our wedding décor.” – Michael B.
  • “Such a classy arrangement. The lilies and orchids complemented each other perfectly.” – Rachel D.
  • “Impressed with the quality and beauty of the Ideal bouquet. Will order again!” – David H.

Peonies

The bouquet in the hat box “Ray of Love” is the embodiment of tenderness and passion, the perfect choice for the most important moments.

Peonies are lush, opulent flowers that add a burst of vibrancy to any bouquet. Their full, dense blooms and vibrant hues make peonies a favorite for creating rich, eye-catching arrangements. Peonies are an ideal choice for lavish bridal bouquets, grand event decorations, and opulent gifts that showcase your impeccable taste.

Behold the Ray of love, priced at $62.00. Presented in a chic hat box, this arrangement combines roses with lisianthus and hypericum berries for a stylish and contemporary look.

Customer Reviews:

  • “The Ray of Love hat box was such a unique and beautiful gift. Loved it!” – Olivia W.
  • “Elegant packaging and stunning flowers. Perfect for our anniversary.” – Daniel C.
  • “A gorgeous arrangement that arrived in perfect condition. Highly recommend!” – Sophia D.

Calla Lilies

Bouquet ‘Love potion: Orchid Wanda and Callas’

This magnificent bouquet is ready to put a spell on your recipient and sweep them off their feet with it’s magical mix of white and violet blooms!

Calla lilies bring sleek, modern elegance to any floral arrangement. With their unique trumpet shape and smooth lines, calla lilies offer a sophisticated appearance that’s perfect for contemporary settings. They’re awesome for modern home décor, stylish corporate events, and minimalist luxury setups that keep things chic and clean.

Now admire Love Potion at a price of USD 109.00. This bouquet blends the exotic beauty of Vanda orchids with the sleek elegance of Calla lilies, creating a mesmerizing arrangement that’s both modern and timeless.

Customer Reviews:

  • “Love Potion was the highlight of our event décor. Guests couldn’t stop talking about it!” – Raj M.
  • “The calla lilies added such a chic touch to the arrangement. Beautiful!” – Emma S.
  • “A stunning blend of modern and exotic flowers. Perfect for our minimalist setup.” – Noah K.

Top 3 Premium Flower Delivery Services

MyGlobalFlowers

Meet MyGlobalFlowers, Asia’s leading premium flower delivery service that’s all about top-tier quality and seamless service.

MyGlobalFlowers offers a stunning range of high-end floral arrangements, perfect for any occasion. Whether you need a lush bouquet for a wedding or a sophisticated display for a corporate event, they’ve got it all. Their international delivery options ensure your flowers arrive fresh and on time, no matter where you are. Plus, their customer service team is always ready to help you pick the perfect arrangement.

Visit Store

Asiapetals

Next up is Asiapetals, the premier choice for those who crave bespoke luxury in their flower deliveries.

Asiapetals stands out with its unique bespoke floral designs and rare flower varieties. They offer same-day delivery in major cities, making it super convenient for last-minute plans. Whether you’re looking for something classic or avant-garde, their talented florists craft arrangements that are as unique as you are.

Visit Store 

ElitePetals

Last but not least, ElitePetals caters to the Asian elite with their top-tier flower delivery services.

ElitePetals features a curated selection of exotic flowers and offers personalized arrangement options to match your style. Their seamless online ordering experience makes it easy to design your perfect bouquet. Whether you’re decking out your luxury home or gifting a VIP, ElitePetals ensures every petal is perfect.

Visit Store

Your Path to Perfect Luxury Flowers

So, there you have it! The top flower delivery services in Asia — MyGlobalFlowers, Asiapetals, and ElitePetals — are leading the way in luxury floristry. Plus, the hottest flowers like orchids, roses, lilies, peonies, and calla lilies are stealing the spotlight.

Ordering luxury flowers online in 2025 is a breeze, combining elegance with convenience. Whether you’re planning a big event or just want to add some flair to your space, the options are endless and effortlessly stylish.

For more on the latest in lifestyle reads, click here.

The post Guide & Trends to Luxurious Flowers in 2025 appeared first on LUXUO.

How to Send Secret Messages From Your iPhone

February 7, 2025 Ogghy Filed Under: CNET How To, SUCCESS

You can use a basic iPhone app to have private conversations with your friends — because not everything needs to be shared with the universe.

Luxury Real Estate Headlines: First Week in February 2025

February 7, 2025 Ogghy Filed Under: Sothebys Realty, SUCCESS

Luxury Real Estate Headlines: First Week in February 2025

Lafayette, California | Golden Gate Sotheby’s International Realty

Custom built for a corporate CEO, the manicured property in Lafayette has a putting green and a golf simulator.

This $25 Million Bay Area Estate Sprawls Over 10 Secluded Acres Outside of San Francisco – Robb Report

Historic 1780 Stone-Clad Farmhouse on 10 Acres Pending Sale in Doylestown, Pennsylvania – Pricey Pads

Chill Out in a Chic Chalet on the Market for $18 Million in Utah – Cowboys & Indians

Hidden Valley Ranch in Texas – Robb Report

$4.5 Million Architect Linda MacArthur-Designed Modern Brick Home in Marietta, Georgia – Pricey Pads

The European Homesteads Offering a Rustic Escape with a Luxury Twist – The Financial Times

850-Acre Historic Waterfront Estate on the Chesapeake Bay Asks $14.8M – Pricey Pads

$900,000 Homes in Connecticut, Washington, and Texas – The New York Times

250-Year-Old Virginia Mansion Sells for $20 Million – Mansion Global

Arnold Palmer Home for Sale – Golfweek

A Nearly $12 Million Wood Cabin Hits the Market in Teton Village, Wyoming – Mansion Global

The Most Expensive Homes for Sale on the Planet – Love Property

Lavish Homes for Wine Lovers – The Week

Arnold Palmer’s California Estate for $5 Million – Galerie

Luxury Outlook 2025: The White Lotus Effect is Real – Forbes

Creedence Clearwater Revival’s Stu Cook Selling Modernist Sarasota, Florida Home – Mansion Global

Stu Cook of Creedence Clearwater Revival Selling Sarasota, Florida Home – Robb Report

M.

Continue reading Luxury Real Estate Headlines: First Week in February 2025 at Sotheby´s International Realty | Blog.

I’ve Tried Over 20 Side Hustles. Here’s How to Increase Your Gig Income

February 7, 2025 Ogghy Filed Under: CNET How To, SUCCESS

I remember only charging $25 for my first article. Not anymore.

How to End Problem Drinking: The First Steps

February 7, 2025 Ogghy Filed Under: SUCCESS, Tiny Buddha

“The happiness of your life depends upon the quality of your thoughts.” ~Marcus Aurelius

It’s 3:00 a.m. I lie awake knowing I have a busy day ahead of me, but my mind is racing. I had a few drinks last night, and I know that this is why I am awake at this ungodly hour. “Why did I drink when I knew I had to work today? You are a fool. You are weak. You are useless.”

This is how I used to talk to myself most mornings, perhaps with riper language, and the process would repeat itself when I had to get up and face the day.

I wasn’t anything like a bottle-of-spirits-a-day drinker, but I knew that even a couple of beers and a glass of wine with dinner would ruin my sleep and leave me feeling well below par. And it all added up over the week to a level of consumption that I knew had long-term health implications.

Then six o’clock would roll around, and I would talk myself into having a drink again—I was stressed and needed to relax. Heck, I deserved it, didn’t I, after such a busy day?

This is the cycle that keeps so many of us trapped in a drinking habit. That negative self-talk is a manifestation of the internal conflict that is going on inside our heads, which psychologists call cognitive dissonance. Cognitive dissonance arises when we encounter a situation where we have conflicting beliefs and attitudes or exhibit behavior that contradicts those beliefs and attitudes.

When we experience cognitive dissonance, we feel discomfort or stress and will try to find a way to reduce that. Our choices are to change our behavior, change our beliefs and attitudes, or come up with a story that papers over the cracks and hides the disagreement in our minds.

As someone who had been drinking all my adult life, I was terrified of changing my behavior. I was caught in the bind that most regular drinkers face—the barrier to change seemed very high because of how many times I had tried and failed to moderate, but worse, I didn’t even want to become a non-drinker! I thought life would be boring, socialization would be impossible, and I would be miserable.

As I write this, six years after my last alcoholic drink, this mindset seems bizarre, baffling, and illogical. As L. P. Hartley wrote: “The past is another country; they do things differently there.” My life is now infinitely more rewarding and less stressful, and I don’t miss alcohol in the slightest, but my past self would never have believed it!

Habitual drinkers know that changing their behavior is hard, but most of them don’t know why or are in denial about it. The reason why moderation is difficult is simply because alcohol is an addictive substance, and if we have been drinking for long enough, the reward pathways in our brain are exerting pressure on us to get the stimulus the brain has learned to crave.

So not only do we suffer from cravings, but when we drink, the alcohol passes through the blood-brain barrier and suppresses the prefrontal cortex, which is the part of the brain that cares about the long-term—our health, our relationships, and that good night’s sleep we need before we go to work the next day. So the effect of alcohol on our brain makes the single drink we have promised ourselves turn into a few.

For this reason, problem drinkers find it difficult to change their behavior and must find another way to resolve the cognitive dissonance by telling themselves stories.

I used to downplay the health risks because I had read an article that said a glass of wine a day is good for you (conveniently ignoring the fact that I had a lot more than a glass of wine a day) and downplay the risk to my relationships caused by drunken arguments. After all, alcohol helps us bond, doesn’t it?

Another story I would tell myself was that drinking was the lesser of two evils; life without alcohol would be boring and stressful, so it is better to put up with all the downsides of being a booze hound.

The problem is that, on some level, we know this is BS, so we constantly feel the stress of cognitive dissonance. Of course, there is a quick fix for this, which is to have a drink. That immediately scratches the itch of the craving, and soon the alcohol will have a sedative effect and subdue the conflict in our minds. And so on to rinse and repeat the following day.

The other thing I found was that not only was this negative self-talk keeping me drinking, but it was also seriously damaging my self-esteem.

Shortly after I became alcohol-free, I went on a yoga and fitness retreat. There were some great workshops, which I enjoyed, but I started to feel uncomfortable whenever someone would mention “self-love.”

Not only did I not love myself, but I also didn’t even particularly like myself. Years of calling myself every name under the sun and beating myself up every day had left me believing my inner voice—I was worthless, weak, and pathetic.

If this sounds familiar to you—and it might be for some other habit than drinking—then you might benefit from what I have learned about fixing how we talk to ourselves.

1. Treat yourself with compassion.

The first step is to put down the weapons of blame and shame we have been using against ourselves. They haven’t worked in the past and won’t work in the future. You know this because if they worked, you would have this under control by now.

The first step is to treat ourselves with compassion and understanding. We have a problem. We might wish that we didn’t, but that is not the world we are living in. We’ve fallen prey to an addictive substance, just like millions of other people in every culture and from every possible walk of life. We are taking responsibility for solving this problem, but we are not going to keep blaming ourselves for being in this predicament.

Just take a moment to think about how you talk to yourself. If your best friend spoke to you like that, would you stay friends with them? Would you talk to your friends like that? I hope not!

Once you have noticed how you talk to yourself, try to catch yourself when you are being unkind and replace what you said with a more positive frame. For example, if you drank last night and you want to beat yourself up for it, try something like, “OK, I drank last night and I said I wasn’t going to, but that’s OK. I recognize that I have a problem, and I am doing something about it. There are bound to be some bumps in the road.”

2. Be honest with yourself.

As you notice the way you talk to yourself, also become aware of the stories you are making up, like the ones I mentioned earlier, that alcohol wasn’t bad for my health or my relationship with my wife. When we do this, we realize that we have been lying to ourselves.

Deep down, we know these stories we have created to justify our drinking are complete BS, so we may as well admit it to ourselves openly. By doing this, we start to untie the knot of cognitive dissonance we have tied ourselves up in, and our stress starts to unwind.

One of the most powerful things I did when I was deciding whether I wanted to quit drinking was to make two lists: all the benefits of drinking versus all the downsides. I can tell you that the first list was much shorter than the second.

I also challenged the listed benefits to see if I was 100% sure they were true. For example, I had put down that I needed alcohol to socialize. While it was true that I had often used it for that purpose, I thought about the times that I had enjoyed the company of others without alcohol. Also, it was undeniable that some people have relationships and social lives without drinking.

I found that nearly all the benefits could be challenged, or at least qualified. For example, I noted that I liked the buzz I got from drinking, but when I paid attention to that the next time I had a few drinks, I noticed that I enjoyed the buzz for the first half an hour or so, but then I would be chasing that high with more alcohol that just made me fuzzy and distant from the world.

3. Tackle the underlying problem.

Once I had seen through my own stories and understood the harm that I was doing to myself, I found that the answer was obvious—I needed to quit. However, even though I could see that this was the only way forward, it still seemed daunting to face forever without a drink.

My experience was that I would quit for a few weeks, and then I would have a wobbly moment, like going to a gig and trying to do it sober, and I would go back to drinking. I did this three times over a period of a few months until the last time when it stuck.

Here’s where I would recommend doing things a little differently than I did, which is to get some support. That will look different depending on how much you drink, how long you’ve been drinking, and what works for you. If you’ve been a heavy drinker for a long time, you need to take medical advice, as withdrawal from alcohol can be very dangerous.

As well as getting support, I recommend giving yourself a defined period without alcohol rather than saying it’s forever, which feels scary. Try taking a month or two and see how you feel, but be aware that the full benefits of going alcohol-free may take several months to become apparent.

For example, I found I had so much extra time once I had stopped drinking, and it took me a few months to find ways to fill that time. Now, I am incredibly fulfilled by my hobbies in fitness and music production and am rarely bored, but that was not the case in the first few months.

Becoming aware of how I talk to myself has been seriously life-changing for me. I now have much better self-esteem, and the relief from getting rid of all that cognitive dissonance about drinking has been immense. So be nice to yourself—it might well change your life.

See more posts

About Paul Buxton

Paul Buxton is a certified This Naked Mind Coach who works with clients wishing to change habits, particularly around alcohol, through his business, The Stoic Scientist. Formerly a management coach working with some of the world’s biggest companies, he now uses his experience, coupled with insights from neuroscience and Stoicism, to help people transform their lives.

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Be Sure to Claim All Your Tax Credits to Get the Largest Tax Refund Possible

February 7, 2025 Ogghy Filed Under: CNET How To, SUCCESS

You don’t need to itemize deductions to reap the benefits of tax credits.

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