BUSINESS

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies orall available financial offers. Business owners know better than most that running a company involves spending a lot of money — sometimes unexpectedly. Between things like stocking up on supplies, entertaining clients at restaurants, and traveling for conferences, spending can quickly exceed what’s been budgeted for. That’s why choosing a business credit card that offers cash or points back on the things you buy the most is so crucial to minimizing the impact of expenses on your business’s bottom line. Here, we highlight three cards that offer competitive rewards to the businesses that use them for expenses like travel, dining, and supplies. Using cards like these, you can make your business expenses work for you all year round — not just during tax season. Capital One Venture X BusinessFor $395 — a relatively low annual fee in the business credit card space — the Capital One Venture X Business card offers a lot of value, especially to companies that consider travel one of their primary expense categories. The rewardsUnsurprisingly, the Venture X Business card is set up to keep users in the Capital One Business Travel ecosystem, offering 10x miles on hotel and rental car purchases and 5x miles on flights, if booked through Capital One Business Travel using the card. Other purchases earn 2x miles with no annual cap. So long as your account remains open, these miles do not expire.The welcome offerThe Venture X Business card’s welcome bonus is pretty generous, but it requires what could be considered a somewhat hefty up-front spend, depending on how large your business is. New cardholders must spend $30K in the first 3 months in order to earn a 150,000-mile welcome bonus. Miles are worth about 1 cent each when redeemed for travel booked through Capital One Business Travel or as statement credits to cover eligible travel expenses. In other words, this bonus amounts to $1,500 in travel money (well over three times the card’s annual fee). Miles are also transferable to over 15 other travel loyalty programs.Additional perks & considerationsThis card covers the cost of a TSA PreCheck or Global Entry application (up to $120 in the form of a statement credit once every 4 years) if you pay for the application with this card. This card grants its holder access to Capital One’s network of over 1,300 airport lounges worldwide. Cardholders receive a $300 credit annually toward travel booked through Capital One Business Travel. This card’s balance must be paid in full each month, so it doesn’t have a stated APR. The takeawayAs mentioned above, this card’s rewards system is designed to keep its users booking through Capital One’s travel portal, but that’s not necessarily a bad thing. For busy business owners who travel frequently, using one portal to book travel rather than comparing prices across vendors has its perks.  For travel-forward businesses, the savings and rewards that come with this card vastly outweigh the $395 annual fee, especially if you plan to take advantage of the Pre Check and use your $300 travel credit. Before applying for this card, it’s important to be sure that your business’s cash flow is sufficient for you to pay off your full balance each month—something this card requires. American Express® Business Gold CardThe American Express® Business Gold Card is another travel-oriented option with a similar annual fee ($375) and a hefty welcome offer that jetsetting business owners would do well to consider. The rewardsThe Business Gold Card’s rewards system is pretty robust. Cardholders earn 4x Membership Rewards Points (equivalent to about one cent a piece) on their top two eligible categories (category options include advertising, restaurants, certain physical and digital tech purchases, non-air transit, and cell phone service). Top categories can change month to month, making the rewards flexible, but the 4x points do max out at $150,000 per year (after that, purchases earn 1x points). For airfare and hotels, the card offers 3x points for prepaid bookings through AmexTravel.com. All other eligible purchases earn 1x points. So, for businesses that book a lot of travel (and have high expenses in one or more of the 4x categories), rewards can stack up fast. Points can be redeemed at AmexTravel.com or via partner airline or hotel loyalty plans (popular options include Delta, Hilton, and Marriott Bonvoy) or redeemed as a statement credit, usually at a lower rate (i.e., less than one cent per point). The welcome offerThe Business Gold Card’s welcome offer, in some cases, is a little better than that of the Capital One Venture X Business card discussed above. After approval, new cardholders can receive as high as 200,000 Membership Rewards Points (valued at about $2,000) after spending $15,000 in the first three months (half of the spend required to earn the Venture X Business card’s 150,000 miles). But there is some fine print here — not all applicants are offered the maximum welcome amount, so you do have to submit to a credit check before you find out the size of your actual welcome offer, and some applicants may be approved without being eligible for a points offer at all. Additional perks & considerationsCardholders are also eligible to earn a Flexible Business Credit of up to $240 annually (up to $20 per month) in statement credits for eligible purchases at FedEx, GrubHub, and office supply stores. Enrollment is required, so don’t forget to select this offer after approval. Businesses that use their Business Gold card to pay for a Walmart+ membership are reimbursed for their $12.95 membership fee (plus tax where applicable) each month in statement credits.This card does not require its balance to be paid in full each month, so any remaining balance is subject to a variable APR.  The takeawayThe Gusiness Gold card, like the Venture X Business card, encourages businesses to book their travel through the company’s travel portal, but again, this isn’t the end of the world. What really sets this card apart is the flexible 4x points on your top two spending categories each month. The fact that these categories can change monthly based on what your company happens to be spending the most on is also a great feature — you don’t have to lock in your two favorite categories ahead of time. Like the Venture X Business card, the value that comes from the Business Gold card far outweighs the annual fee, especially if you make use of the Flexible Business Credit and the free Walmart+ membership credit.Again, however, it’s important to note that if the welcome offer is what draws you to this card, it is not guaranteed to all approved applicants, and it may not be as high as the 200,000-point maximum.American Express Business Platinum® CardThis next card, The Business Platinum Card® from American Express, is designed for larger companies — bigger spenders who want to earn more points on larger purchases. As such, it comes with a higher price tag than the previous two options, at $895 per year. The rewardsThis card doesn’t offer the 4x points on flexible categories like its Gold sibling does, but its travel rewards are higher. Cardholders earn 5x points on prepaid hotels and flights booked through AmexTravel with no cap on points earned in this category. Cardholders also earn 2x points back on up to $2,000,000 per year spent in “key business categories,” which include construction materials and hardware from U.S. sellers, electronic goods, software, cloud systems, shipping providers, and any eligible purchases of $5,000 or more. Max out the $2 million spend in these categories over the year, and you’re earning 4 million points worth around $40,000. Rewards can be redeemed at AmexTravel or any of its travel partners, or as a statement credit (usually at a lower rate).The welcome offer The Platinum Business card ups the ante of the Gold, offering applicants as high as 300,000 Membership Rewards Points (worth around $3,000) after a $20,000 minimum spend over the first three months. Like with the Gold card, however, this maximum is not guaranteed and varies in size depending on applicant details. Additional perks & considerationsCardholders receive up to a $600 per year hotel credit (in the form of an up to $300 statement credit twice a year) on prepaid bookings of two or more nights at eligible hotels booked through Amex Travel. Cardholders get access to Centurion Lounges, up to 10 complimentary visits annually to Delta lounges when flying Delta, and a free Priority Pass Select membership (enrollment required), which offers access to a network of more than 1,550 travel lounges worldwide. Cardholders can receive up to $200 annually in statement credits to reimburse incidental fees charged by one airline of the cardholder’s choice. Cardholders can be reimbursed via statement credits for an auto-renewing CLEAR® Plus membership ($209 per year). Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealWalking and running are great ways to stay active. These activities keep you outside in the fresh air and sun, and can easily boost your mood, but these things can also be difficult or even painful if you don’t have the right gear. Walking or running for longer periods of time can cause knee and hip pain in some people, but using a shoe that’s designed for it can help prevent future aches and pains. Adidas is a leading brand in activewear and workout shoes, and the Adidas Response Pace Running Sneakers are no exception to their quality. These shoes are designed to give you comfort and support in every step, whether you’re walking your dog or running a mile. The best part is that these Adidas shoes start at just $34, saving shoppers up to 47% off. Adidas Response Pace Running Sneaker, From $34 (was $65) at Amazon

Courtesy of Amazon

Shop at AmazonWhy do shoppers love it?Designed for everyday running, these running shoes feature comfortable and cushiony Cloudfoam midsoles, offering a bouncy and ultra-soft step that helps prevent fatigue while running. It is great for relieving strain and stopping hard impacts during walking and running, allowing you to go farther. The heel is 1.14 inches and the forefoot is .82 inches. This creates a drop of .31 inches, allowing you to more easily hit a mid-foot strike while running, offering a smoother and less impactful running experience. Related: Amazon is selling a $50 pair of sandals for $33 that are ‘more comfortable’ than expensive lookalikesThe breathable mesh upper offers breathability during warmer months and longer runs, preventing moisture buildup that can cause discomfort during the run. The lace-up closure allows you to keep them as tight or loose as you want, tightening them more for long runs or creating a relaxed fit for errands. They feature full-length rubber outsoles that rise up above the front of the toe and up the back of the heels, offering a more stable step and grippier movement, even when pushing off your toe. The outsole design allows water to flow out of the canals, preventing slipping during wet conditions. These shoes are available in sizes five through 12 and in six colors, including black/silver, Cobalt Blue, Beam Orange, Bliss Pink, and more. The black/silver in size six and eight are the best deals, but the other color and size combinations also offer some great discounts. Details to knowSizes: Choose from sizes five through 12, with size six and eight offering great discounts in the black/silver color combination.Midsole: The soft Cloudfoam technology offers everyday support that soaks up the impact in every step. Anti-slip technology: The canals on the outsoles are designed to push water out of the bottom of the shoe, instead of trapping it underfoot, to prevent slipping during wet conditions. One reviewer said, “These are very comfortable shoes and great for walking every day. They’re very supportive and lightweight. These are of great quality for the price. Most importantly, they don’t cause foot pain when I am on my feet a lot.” Another shopper said, “They’re wide enough in the toe area and have good arch support. It’s like walking on a cloud!”Shop more dealsUnder Armour Surge 4 Running Shoes, From $45 (was $65) at AmazonNike Run Swift 3 Road Running Shoes, From $64 (was $80) at AmazonReebok Energen Run 4 Running shoes, From $45 (was $60) at AmazonNo matter what your day brings, the Adidas Response Pace Running Sneakers offer comfort and support with every step. The Cloudfoam midsole offers extra soft padding, and the breathable mesh upper prevents moisture buildup during even your longest trips. These shoes start at just $34, saving shoppers up to 48% off for some comfortable Adidas running shoes.

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealAfter spending winter huddled inside the house trying to keep warm, it feels refreshing to go outside and feel the sunshine on your skin. It’s the time of year when we’re all ready to lounge on the patio with a favorite book and our drink of choice. But to do that, you need comfortable furniture, and that’s why the Dumos 3-Piece Rattan Bistro Set on sale at Amazon caught our eye.This lovely set comes with two chairs and a small table, creating the perfect spot to hang out and chat with a friend. The set normally retails for $125, but it’s currently 20% off during Amazon’s Big Spring Sale, taking the price down to just $100. This deal only lasts through the end of the day, so if you want it, we’d recommend that you add it to your cart now.Dumos 3-Piece Rattan Bistro Set, $100 (was $125) at Amazon

Courtesy of Amazon

Shop at AmazonWhy do shoppers love it?While this set has a delicate look thanks to the woven rattan, it’s actually anything but. Each chair has a steel frame that can hold up to 353 pounds, and the rattan is made of polyethylene, so it’s built to last and resist fading. Each chair measures 30.31 inches high, 25.59 inches wide, and 23.23 inches deep and comes with a cream-colored seat and back cushion with removable covers, so they can easily be laundered anytime you want to freshen them up.While the table is petite at 15.75 inches high and 16.14 inches wide, it’s perfect to hold a few drinks and won’t take up too much room if you’re working with a small space, like a balcony. Another nice touch is the tempered glass tabletop it comes with, which is held in place by four suction cups. It can be easy for these tabletops to slide or break without something to hold them in place, so this feature puts this set above the rest when it comes to thoughtful construction. One more unusual feature this set has that many others lack is adjustable feet to compensate for uneven flooring. The feet can be unscrewed as needed, just in case one part of your deck is lower or higher than the other. Assembly is required, but the set comes with detailed instructions to help you along the way. Put it together, pair it with an umbrella, and you’re ready to enjoy the best of what the spring season has to offer.Pros and cons of the $100 Dumos 3-Piece Rattan Bistro SetPros:An unbeatable price point: $100 is a great price for a three-piece outdoor patio set.Adjustable feet: This feature is a thoughtful addition to the set and makes it possible to enjoy it, even on uneven surfaces.Washable cushions: It’s easy to keep the set looking fresh, since you can wash the cushion covers.Cons:Limited room: While it’s ideal for entertaining a single guest, it limits you from having bigger outdoor gatherings.Assembly is required: You will need to assemble this set before you use it. Related: Walmart is selling a ‘cute’ $110 patio set for $60While this patio set has limited reviews at the time of writing, the shopper who bought it was pleased with it. “I was a little worried ordering furniture online, but this set exceeded my expectations,” they wrote. “The weaving detail on the frames gives it a really elegant, modern look that dresses up my deck.”Shop more deals Murago 3-Piece Wicker Bistro Set, $64 (was $75) at AmazonBest Choice 3-Piece Wicker Bistro Set, $110 (was $160) at AmazonKrofem 5-Piece Wicker Bistro Set, $153 (was $180) at AmazonIf you need a patio set for an apartment balcony or a cozy corner of your porch, the Dumos 3-Piece Rattan Bistro Set might be just the thing. For $100, we think it’s a steal.