JetBlue’s stock rises more than 20% as a new profit target helps calm fears about the airline’s viability.
SUCCESS
When will Anthropic go public? Here’s what to know about the IPO timeline.
By filing IPO paperwork on Monday, Anthropic can conduct its investor roadshow the week of Nov. 9 and would be eligible to go public as soon as the following week.
A ‘Comfortable Retirement’ Isn’t Just a Number. It’s These 5 Monthly Bills
A comfortable retirement doesn’t necessarily just come down to how much money you have saved up. Your lifestyle plays a major factor.
A $1 million nest egg is enough for some people, while others aim to save closer to $5 million. Living a comfortable retirement comes down to your ability to reliably cover monthly bills with Social Security, portfolio withdrawals and other income sources. Considering these monthly bills can help.
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You’re probably eligible to save money on car insurance. Compare rates for your ZIP code with this free — and fast — tool from Money.
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These 6 hacks can help seniors save money on things they’re already buying.
The bills you can’t skip: housing and health care
Mapping out how much you need for a comfortable retirement starts with your biggest, unskippable bills. Homeownership still has costs even after you have paid off the mortgage, including property taxes, homeowners insurance, utilities and applicable homeowners association (HOA) fees. You also have to be prepared for repairs and maintenance costs.
Writing down all of your housing expenses can help you determine how much money you need. It can also inspire you to seek alternatives to your current lifestyle, such as downsizing, relocating or selling your home and renting. Lowering your expenses makes it easier to live a comfortable retirement, especially if you focus on housing costs.
Regardless of where you live, health care costs will also add up. While Medicare offers some coverage, you will have to factor in premiums, prescriptions, dental, vision and other costs. A Fidelity report estimates that a 65-year-old who retired last year can end up spending $172,500 on health care and medical expenses throughout retirement.
Everyday costs: food and transportation
The next two bills address everyday costs. All food-related purchases, including groceries, dining out and delivery, count as one category. Your habits — such as if you cook or dine out — and location influence how much you spend on food.
Transportation is another essential cost that includes car payments, insurance, gas, maintenance, rideshares, public transit and other methods of travel. You may only need one car instead of two if you and your spouse are both retired.
Debt, taxes and insurance obligations
Debt, taxes, and insurance obligations can take up a large portion of your budget. Factoring these into your financial planning can prevent unpleasant surprises and ensure a comfortable retirement instead of a rude awakening.
Any credit card debt, loans, mortgages and other debt will compete with basic living costs. It’s optimal to pay off this debt as quickly as possible — even if that means picking up a part-time job or cutting back significantly on spending. While Social Security can help, don’t forget that it’s eligible for taxation. Pension income and withdrawals from traditional retirement plans are also taxable.
Long-term care is a cost that’s often forgotten, especially early in retirement. But it can become a large line item down the road. Getting a long-term care insurance policy can reduce your costs if you end up needing long-term care, but you will have monthly premiums chipping away at your budget.
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How Human-Centered Technology Design Is Changing the Way People Store, Access, and Manage Digital Information
Not long ago, keeping track of digital files felt like a chore reserved for people who understood computers well. Today, technology is increasingly shaped around the way people actually think, work, and live. Human-centered design puts the user first, asking what feels natural, what saves time, and what removes stress. That shift is quietly changing how everyday people hold on to their files, reach them when needed, and keep them neatly organized across phones, laptops, and the cloud.
What Sits Inside Our Devices Matters More Than It Seems
Most people judge a device by its screen, its camera, or its price, yet the parts hidden inside shape the daily experience just as much. The way a device keeps information decides how quickly apps open, how smoothly files load, and how long the device stays useful. Two common options for device storage, built-in memory chips and solid-state drives, behave very differently, and choosing the wrong one can leave people with a device that feels slow or runs out of room far too soon. Understanding these options in plain terms helps buyers, designers, and businesses pick hardware that truly suits the people using it.
For a clear explanation, Lexar Enterprise compares 3 storage differences across performance, cost, scalability, and reliability and longevity. Knowing how these factors play out makes it far easier to match a device to the way it will be used every day.
Designing Around Real Human Habits
Human-centered design begins with observation. Designers watch how people use their devices, where they get stuck, and which tasks they repeat most often. Many people save files in a hurry, rarely sort them later, and expect to find them instantly when the moment comes. Instead of forcing users to adopt strict filing habits, modern systems adapt to these natural patterns. Search tools now recognize names, dates, places, and even objects inside photos. These small choices reflect a simple idea: technology should bend to fit people, not the other way around.
Making Information Easy to Reach From Anywhere
People no longer work from a single desk or a single device. A document might be started on a laptop at the office, reviewed on a phone during a commute, and finished on a tablet at home. Human-centered systems treat this movement as normal. Syncing tools keep the latest version available everywhere, so users do not have to email files to themselves or carry small drives in their pockets. When information follows the person rather than staying locked in one place, daily routines become smoother and less stressful.
Protecting Privacy and Building Trust
As people keep more of their lives in digital form, they also worry more about who can see their information. Photos, medical records, bank details, and personal messages all deserve careful protection. Human-centered design treats privacy as a basic need rather than an extra setting buried in a menu. Clear permission requests explain what an app wants to access and why. Simple controls let people lock sensitive folders, share files with only chosen contacts, and remove access later. When people understand and control what happens to their information, they trust their devices and use them with greater confidence.
Supporting People With Varied Abilities
Not every user sees, hears, or moves in the same way. Thoughtful design makes digital information usable for people with a wide range of abilities. Voice commands let users find files without typing. Larger text, high-contrast screens, and screen readers help people with limited vision. Simple gestures support those who find small buttons difficult to press. These features began as accessibility tools, yet many people now use them every day simply because they are convenient. Designing for varied needs often improves the experience for everyone, which is one of the strongest arguments for putting people at the center of technology.
How Businesses Benefit From People-First Technology
Companies see real value when their tools are built around the people who use them. Employees spend less time searching for files and more time doing meaningful work. Clear sharing tools make teamwork easier across departments and locations. Simple systems also reduce training time, since new staff can learn them quickly. When hardware and software suit the tasks people perform each day, devices last longer, support requests drop, and teams stay productive. For businesses, choosing technology with the user in mind is not only kind to employees but also a sound long-term decision.
Looking Ahead at People-Focused Innovation
The future of managing digital information will likely feel even more personal and intuitive. Smart assistants may soon organize files based on a person’s habits, predict which documents they will need for a meeting, and prepare them in advance. Devices will continue to grow faster, lighter, and more efficient while using less power. As these changes arrive, the guiding question will remain the same: does this make life easier for the person holding the device? When designers keep that question in focus, technology becomes a helpful partner that quietly supports the way people live and work.
The post How Human-Centered Technology Design Is Changing the Way People Store, Access, and Manage Digital Information appeared first on Addicted 2 Success.
‘Ordinary Wife’ Or One Of America’s First Female Serial Killers? Inside The Story Of Lyda Trueblood
“Flypaper Lyda” and “Lady Bluebeard”—that’s the legacy left by Lyda Trueblood, one of Idaho’s most infamous female murderers.
Susan Saint James, ‘Kate & Allie’ And ‘Love At First Bite’ Star, Dies At 80
Susan Saint James, who starred in the hit series as “Kate & Allie,” and “McMillan & Wife,” as well as the Dracula comedy “Love at First Bite,” dies.
Walmart’s ‘cozy’ $20 teddy hoodie with a hand-warming pocket is 57% off
TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.
Why we love this deal
Every fall wardrobe requires an ultra-snuggly, lightweight layer to keep you cozy on a chilly day. Fleece jackets and classic sweatshirts are standard choices, but the hoodie is best if you want to spend a day lounging around the house because it doesn’t have any bulky zippers that can poke you in the side. Many also offer a convenient kangaroo pocket, giving you space to stow your smartphone or lip balm as you move around, but it’s also an ideal spot for keeping your hands toasty when you’re running errands outdoors. We also can’t forget to mention the practical hood, which keeps your head warm and hides a bad hair day.
Another thing to love about hoodies is that they’re usually quite affordable. That’s especially true with the shopper-approved No Boundaries Cozy Teddy Hoodie, which is currently on sale for under $10 in three colors with over half off.
No Boundaries Cozy Teddy Hoodie, $9 (was $20) at Walmart
Courtesy of Walmart
Shop at Walmart
Why do shoppers love it?
The cozy hoodie features a charming design with an eye-catching blue hue and dainty embroidered bunnies. Each color is given its own unique spin, with embroidered roses on the white hoodie and teddy bears on the pink selection. Whatever color you choose, the plush hoodies will deliver plenty of comfort and warmth, as they’re crafted from an extra-soft teddy fleece fabric.
Teddy fleece is what it sounds like: a soft and fuzzy fleece that’s like the material on a cuddly toy bear. The great thing about this material is that it’s durable and machine washable, so it won’t lose its softness after throwing it in with the laundry. One shopper, who called the hoodie “cozy and soft,” said the fabric “has a nice stretch.” They added, “It’s perfect for lounging or running errands. It’s been washed a couple of times, and there is no shrinkage or fading.”
Related: Macy’s is selling a fleece vest for $25 in 8 colors
The pullover-style hoodie is a go-to garment for relaxing on the couch or curling up with a good book. If you want to run to grab a coffee before you settle in, you don’t need to wash your hair or get ready — just throw up the hood and head out the door. You don’t even need a purse, because your iPhone, wallet, and car keys will likely all fit in the spacious kangaroo pocket.
Details to know
Sizes: Women’s sizes XS to XL.
Colors available: Blue Glory, Pink Marshmallow, and Winter White are all available for $9.
Material: 100% polyester.
Average shopper rating: 4.5 out of five stars.
Over 75% of reviewers rate this cozy hoodie a full five stars. “I absolutely love the material of this hoodie,” raved one shopper. “It’s incredibly soft and warm, and it honestly feels like I’m wrapped in a cozy blanket.”
Shop more deals
No Boundaries Cozy Teddy Joggers, $8 (was $20) at Walmart
No Boundaries Cozy Teddy Shorts, $7 (was $15) at Walmart
No Boundaries Pullover Crewneck Sleep Top, $5 (was $11) at Walmart
The No Boundaries Cozy Teddy Hoodie is a steal while it’s on sale for only $9. Sizes are already selling out, so don’t wait to snag one for yourself.
Instagram quietly makes major change for Apple TV users
Free apps are never really free.
You pay with your attention, and the company sells that attention to advertisers. The more minutes you give, the more money it makes.
For years, that trade happened mostly on your phone. You scrolled on the couch while the TV played something else.
The TV itself belonged to cable, then to Netflix (NFLX) and other paid streamers. YouTube was the first free platform to break in.
It turned creator videos into something people actually sit down and watch. Paid streamers have spent the years since raising prices to keep up.
Now another giant wants the same spot in your living room.
Instagram’s new Apple TV app brings reels, longer videos and live shows.Father-Studio / Getty Images
Instagram lands on Apple TV without a launch event
Instagram, owned by Meta Platforms (META), now has an app for Apple (AAPL) TV, MacRumors reported.
Related: HBO Max, Paramount+ subscribers pay more after $110 billion merger
The app appears to have gone live on Oct. 23. Apple TV release metadata dates version 66.0 to that day, MacRumors reported.
There was no press release and no stage event. An archived App Store listing from Oct. 19 still showed support only for iPhone and iPad.
Reels, live shows and longer videos hit the big screen
The app plays Reels, longer videos and live shows, which MacRumors said are coming to Apple TV for the first time. You’ll need tvOS 26.0 or later.
More Streaming:
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Netflix makes it clear that a U.S. price hike is coming
Instagram says the app “lets users watch content from their favorite creators, discover videos, and resume watching across devices,” according to MacRumors.
It also pitches the app as a way to watch together with family. In reality, the design is built to keep you watching.
On earlier versions, Reels played automatically and were sorted into channels such as comedy, music and lifestyle, TechCrunch reported.
You could also link up to five accounts to one TV, or create an account just for TV viewing, TechCrunch reported.
A yearlong rollout reached four platforms
Apple TV is the last stop in a steady expansion:
December 2025: Testing began on Amazon (AMZN) Fire TV in the U.S.
February 2026: The app reached Google TV devices from Alphabet (GOOGL)
June 2026: Samsung smart TVs were added, along with plans for longer videos, episodic series and live broadcasts
October 2026: Apple TV support arrived
Meta has been blunt about the reason.
“If behavior [and] the consumption of these platforms is moving to TV, then we need to move to TV too,” Instagram head Adam Mosseri said in October 2025, TheStreet reported.
YouTube still owns the biggest share of viewing
That is the bar Instagram has to clear.
YouTube took 13.5% of all U.S. TV viewing in June, compared with 7.9% for Netflix, according to Nielsen’s Gauge, as reported by MediaPost.
That matters for your bill. When free platforms win more of your evening, paid services have to work harder to justify what they charge.
Netflix has already signaled another U.S. price hike, TheStreet reported.
TikTok is chasing the same screen. It already has its own TV app, TechCrunch noted.
Instagram is also testing longer formats. The Verge reported that the TV app could play a role in Meta’s push into microdramas, short serialized shows built around quick episodes.
Your attention is worth about $17.75 to Meta
This is where your wallet comes in.
Meta’s revenue rose 26% to $64.6 billion in the third quarter, according to its earnings release. Its apps averaged 3.64 billion daily users in September.
By my rough math, that works out to about $17.75 per daily user for the quarter. Over a year, that’s roughly $71 from each person who opens Meta’s apps every day.
Meta measures per-user revenue its own way, so treat my figure as a ballpark. The point holds, though: you are the product being sold.
And the price is rising. Meta’s average price per ad climbed 14% in the quarter, while ad impressions rose 10%, the release showed.
User growth is slowing, up just 3% from a year earlier. That means Meta needs more minutes from the people it already has, and a TV session lasts longer than a scroll.
Engagement is already climbing. Instagram’s time spent per user “reached an all time high,” CFO Susan Li said on the Oct. 21 call.
Roku remains the missing piece
Apple TV adds a real audience. It held about 15% of U.S. connected-TV device share in the third quarter of 2025, according to Pixalate data cited by TheStreet.
Roku (ROKU) led that list at 36%. None of the reports on the Apple TV launch mention an Instagram app for Roku.
That is the gap to watch. Without Roku, Instagram is still missing the biggest TV platform on that list.
If a Roku app does arrive, Instagram would cover all four of the biggest platforms in that data.
Should you download it? Set these up first
The app costs nothing, and that is exactly why it deserves a little thought.
If you do try it, here’s how to stay in control:
Update first. Check that your Apple TV runs tvOS 26.0 or later
Separate your profiles. Give kids their own account, or keep Instagram off the shared TV
Use it to cut costs. If creator videos already fill your evenings, a paid plan may be worth trimming
Set a stopping point. Autoplay makes “one more video” easy to repeat
What shareholders need to watch next
If you own Meta stock, the TV app is a small piece of a very large business.
Investors have seen this play before. Reels launched in 2020 as Meta’s answer to TikTok, and video now drives record engagement on Facebook and Instagram, CEO Mark Zuckerberg said on the October call.
Meta expects fourth-quarter revenue of $73 billion to $76 billion, and it plans to spend $135 billion to $145 billion this year, much of it on AI, the release showed.
Ads have to pay for that bill. Every new screen Instagram reaches gives Meta more room to sell them.
Expect two things next: a push onto Roku, and more long-form shows designed for the couch. Instagram has your phone, and now it wants the evenings you spend in front of the TV.
Related: Facebook makes daring move to challenge Disney, Netflix
The U.S. economy is gathering steam. This is the chief reason why.
The AI boom shows no sign of easing as Anthropic prepares to go public and businesses gobble up durable goods.
The Cheapest 10GB Phone Plans: From $15/Month
Many smartphone users think they need an unlimited phone plan. However, if you’re connected to Wi-Fi for most of the day, you might use less cellular data than you think.
If you can switch to a phone plan with limited high-speed data, you could save hundreds of dollars each year on your cell phone bill.
In this article, I’ll share three of the cheapest cell phone plans with 10GB of high-speed data:
Tello Mobile: $15/month (plus taxes & fees)
US Mobile: $20/month (taxes & fees included)
H2O Wireless: $20/month (plus taxes & fees)
Top Three Cheapest Phone Plans With 10GB High-Speed Data
Cheapest Overall 10GB Plan
Tello 10GB
Network
T-Mobile
Price
$15/month (plus taxes & fees)
Highlights
Cheapest monthly 10GB phone planFrequent new-customer offersInternational roaming included (limited time)
Read Team Clark’s Review
Shop Now!
Cheapest Multiline 10GB Plan
US Mobile 10GB
Network
AT&T, T-Mobile or Verizon
Price
$20/month (taxes & fees included)
Highlights
Add lines for $8/monthShare data across lines on multiline accountsEach line can choose their own network
Read Team Clark’s Review
Shop Now!
Cheapest Annual 10GB Plan
H2O Wireless 10GB
Network
AT&T
Price
$20/month (plus taxes & fees)
Highlights
Prepay for multiple months to get a lower rateAnnual 10GB plan: $16/month ($192 upfront)$5 international roaming credit included
Read Team Clark’s Review
Shop Now!
In the following sections, I’ll take a closer look at each plan. If you aren’t sure whether 10GB of high-speed data is enough, jump ahead to find out.
Tello Mobile: $15/month
Tello Mobile offers the cheapest 10GB phone plan overall: $15/month. While taxes and fees aren’t included, you’ll likely still find the lowest total monthly price with this plan.
Here’s what you’ll get with Tello Mobile’s 10GB plan:
Unlimited nationwide talk and text
10GB high-speed data
Mobile hotspot included
International calling to 60+ countries
Wi-Fi calling
Free roaming in Europe (through January 31; details)
Download Speeds (10GB/month)
5G: 70-357 Mbps
4G: 13-61 Mbps
Read our full Tello Mobile review / Shop Tello Mobile plans
US Mobile: $20/month
US Mobile offers by-the-gig plans, including 10GB for $20/month, with taxes & fees included. You can also share the high-speed data across lines starting at $8/month per line.
Here’s what you’ll get with US Mobile’s 10GB plan:
Unlimited nationwide talk and text
10GB high-speed data
Mobile hotspot included
International calling to 180+ countries
Wi-Fi calling
Your choice of network
Download Speeds (10GB/month)
Dark Star Network: 30.5-389 Mbps
Light Speed Network: 79-357 Mbps
Warp Network: 30-702 Mbps
Read our full US Mobile review / Shop US Mobile plans
H2O Wireless: $20/month
H2O Wireless’ 10GB plan costs $20/month or $18/month with autopay. Taxes and fees aren’t included. You can get a lower monthly price on this plan by prepaying for a longer period of time:
3 Months: $18/month ($54 upfront)
6 Months: $17/month ($102 upfront)
12 Months: $16/month ($192 upfront)
Here’s what you’ll get with H2O Wireless’ 10GB plan:
Unlimited nationwide talk and text
10GB high-speed data
2GB mobile hotspot
International calling to 100+ countries
International texting to any country
$1.50 international talk credit
$5 international roaming credit
Download Speeds (10GB/month):
5G+: 152-472 Mbps
5G: 57-337 Mbps
4G LTE: 13-79 Mbps
Read our full H2O Wireless review / Shop H2O Wireless plans
How To Find Out if 10GB Is Enough High-Speed Data
If you aren’t sure how much cellular data you actually use in a month, 10GB may sound like a small amount. However, those of us who are connected to Wi-Fi throughout the day may use even less.
To find out how much cellular data you actually use, review your cell phone bills from the previous 3-6 months.
On your bill, you can find the monthly data usage for each line on your account. Reviewing your recent data usage can give you an idea of how much data you use on average.
If you don’t have physical copies of your most recent cell phone bills, you can log in to your account on your current provider’s website or app instead.
Here are step-by-step instructions for checking your past data usage with each of The Big Three providers:
AT&T
T-Mobile
Verizon
After reviewing your recent usage, you may find that 10GB of high-speed data/month is enough. If it is, you can confidently switch to a much more affordable phone plan — as low as $15/month with Tello Mobile 10GB!
Final Thoughts
If you’re paying for an unlimited phone plan with unused perks and high-speed data, opting for a 10GB plan is an excellent way to lower your monthly bill.
Tello Mobile offers the cheapest monthly 10GB phone plan: $15/month plus taxes and fees. This plan even includes free international roaming in Europe through January 31!
Following Tello, US Mobile offers a 10GB shareable data plan for $20/month with taxes and fees included. Additional lines cost $8/month each.
Finally, H2O Wireless’ 10GB plan costs $20 plus taxes and fees, or $18/month with autopay. You can also prepay for up to a year to get a lower monthly rate.
Compared to unlimited postpaid plans (up to $110 for a single line), these three 10GB plans offer incredible savings.
For more options, check out these Clark.com resources:
Our top picks for the best cheap phone plans
The best cell phone plans and deals available now
Personalized phone plan finder (select preferences and compare plans)
The post The Cheapest 10GB Phone Plans: From $15/Month appeared first on Clark Howard.