SUCCESS

Polygon said businesses can also move the world’s largest stablecoin USDT between TRON and EVM networks without connecting to a wallet provider, bridge or fiat-ramp operator.

I started walking my dog before opening my laptop out of pure guilt, and it turned into the only productivity trick I’ve kept for more than a month.
That’s the honest version. No fancy morning routine, no cold plunge, no five step journaling system. Just a dog who stares at me at 7:15 a.m. until I put on shoes. What surprised me wasn’t the step count. It was how much calmer my first two working hours became. So I started paying attention to what other pet owners already knew, and it turns out the connection runs deeper than most people assume.
Think about the last time you felt genuinely settled. Chances are a pet was somewhere in the frame. That’s not coincidence, and it’s why so many people build a small daily ritual around their animal. If your dog is older, anxious, or just plain stiff in the mornings, a product like K9 CBD Oil often becomes part of that ritual, not as a cure for anything, but as one more tool in a routine you control. I’ll show you how to build that routine without turning it into a second job.
What the Science Actually Says About Pets and Calm
You don’t need a study to feel it, but the research is comforting anyway. The National Institutes of Health has funded work on the human animal bond for decades, and the broad finding holds up: interactions with animals are linked to lower stress markers and better mood in everyday settings.
Here’s my read on it. The benefit isn’t the animal itself. It’s the forced pause. You can’t scroll your phone and throw a ball at the same time. You can’t answer Slack and brush a dog’s coat properly. The pet yanks you into the present because the task literally requires your hands.
That’s why I’d pick a dog walk over a meditation app every single time. One demands nothing from you and gets skipped. The other has a face and a leash and a mild amount of judgment.
A Framework I Call the Three Anchors
This is the part that made everything stick for me, and it’s the piece most advice skips. You don’t build a pet routine by adding tasks. You build it by attaching pet care to things you already do without thinking. I call it the Three Anchors: morning, midday, evening. One small action per anchor, no more.
Here’s how it looks in practice.

Anchor

Action

Time cost
 

Morning

Walk or yard time before you open email

10 to 20 minutes

Midday

Water check, treat, and thirty seconds of attention

Under 2 minutes

Evening

Grooming, massage, or a slow sniff walk

5 to 15 minutes

Two things make this work. First, the triggers are already in your day, so you’re not relying on willpower. Second, the midday anchor is deliberately tiny. If a habit takes under two minutes, you’ll do it even on a bad day, and the streak matters more than the duration.
I’ve run this for about eight months now. The weeks it fell apart were the weeks I skipped the midday anchor, not the walks. Small anchor first. Always.
Building the Routine Around an Older or Anxious Dog
Senior dogs change the math. A nine year old Labrador doesn’t want a three mile loop at 6 a.m., and pretending otherwise ends with both of you miserable and you late for a call.
What worked for my neighbor’s aging shepherd was shorter and more frequent. Three ten minute sniff walks beat one long march, and the sniffing seemed to do more for her than the distance ever did. Slow is fine. Slow is often better.
Two habits worth adding if your dog is slowing down or gets rattled by noise:

A consistent surface. Same route, same sidewalk, fewer surprises for joints and nerves.
A short wind down. Five minutes of gentle pressure along the back and hips before bed.
A written log. Note the date, what you changed, and what you noticed two days later.

That last one sounds fussy. It isn’t. You will not remember how your dog was doing three weeks ago, and a five line note is the difference between guessing and knowing.
How Pet Care Fits Into a Packed Work Schedule
Most people don’t quit a routine because they stop caring. They quit because a deadline week hits and the flexible item gets cut first. Pet care is usually the flexible item.
So make it the inflexible one. Put the walk on your calendar as a meeting with yourself. Take calls on speaker while you’re in the yard. Nobody on that call knows, and the Centers for Disease Control and Prevention is clear that regular physical activity is one of the most reliable things you can do for your own health, so the walk is doing double duty anyway.
If you have a genuinely brutal stretch coming, plan it. Ask a family member to cover the midday anchor. Book a walker for two days, not seven. Scaling down is fine. Going to zero is what kills the habit, because restarting takes far more energy than maintaining something small.
What to Look For Before You Add Any Product
I’m skeptical of anything marketed with too much enthusiasm, so here’s the filter I use. Three questions, in order.
Does the company tell you what’s in it and how much? A label that lists the amount per serving is a good sign. Vague language about proprietary blends is not.
Does the company point you toward your vet rather than away from them? The American Veterinary Medical Association makes the obvious point that your veterinarian is the right person to ask about anything you’re adding to your dog’s routine, and any brand that dodges that conversation is telling you something.
Is there a return policy you can actually read? A clear window and a simple process means the company expects most people to be satisfied. Fine print and restocking fees mean the opposite.
I’d rather pay more for a company that answers all three than save fifteen dollars on one that answers none. That’s a stance, not a rule, but it has saved me from a few bad purchases.
Make It Small Enough to Survive a Bad Week
The routine that changes your mornings isn’t the ambitious one. It’s the one that shows up on the day you slept badly, the day the project slipped, the day it rained sideways, which is also how getting the work done from the house survives a bad week.
So build it small on purpose. One walk. One water check. One quiet five minutes on the floor with your dog while your coffee goes cold. That’s the whole system, and it’s enough. The walks add up. The calm adds up. The dog notices long before you do.
Which anchor in your day would be easiest to protect this week, morning, midday, or evening? Pick one. Do it tomorrow. See what your first working hour feels like after.
The post Why Pet Wellness Became the Quiet Habit Behind Better Workdays appeared first on Addicted 2 Success.

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Why we love this deal

A yard filled with twinkling lights and oversized decorations can truly be magical during the holidays. Stringing lights every year takes a lot of effort, especially if you’re climbing up and down the ladder, but creating a winter wonderland that the whole neighborhood can enjoy is well worth it. That being said, there’s a much simpler way to add a festive touch to your home’s exterior. Smart permanent outdoor lighting looks like traditional Christmas lights, but it’s durable enough for year-round use, and you can customize the colors for Halloween, Thanksgiving, or Hanukkah with a tap on your smartphone.  

Because of these innovative features, permanent lighting can be costly, but with Prime Big Deal Days, you can score the Govee Permanent Outdoor Lights 2 for 42% off. The 100-foot-long app-controlled lighting usually retails for $330, but it’s now available for under $200. Just don’t wait long to add it to your cart, as Amazon’s massive sales event ends tonight — along with this deal.

Govee Permanent Outdoor Lights 2, $190 (was $330) at Amazon

Courtesy of Amazon

Shop at Amazon

Why do shoppers love it?

There are endless possibilities with these smart outdoor lights that offer 16 million colors and 100 light scene modes. Setting timers and switching lighting modes is a breeze through the user-friendly app controls, but you can also pair the lights with your smart home assistant, including Alexa or Google, for added convenience. At Halloween, illuminate your home in spooky purple and orange. If you want to change it to red and green for Christmas, just tap a few buttons for a complete transformation. When the holidays are over, you can stick to basic white for improved visibility at nighttime. 

Related: Eufy’s $320 100-foot strand of outdoor lights are 61% off during Amazon’s October Prime Day

The beauty of Govee’s permanent lights is that once installed, you never have to hassle with them again. Designed for longevity, the durable lights have an IP67 waterproof rating that can withstand rain, sleet, or snow, so your lights won’t be dependent on the weather. “I never have to climb a ladder to install our Christmas lights on the eaves,” wrote one shopper. They added, “We can now turn the lights on with endless different programs for special occasions like the Fourth of July, Halloween, and even elections.”

Details to know 

Length: 100 feet.

Number of lights: 72.

Light type: LED.

With over 2,400 perfect ratings, shoppers are happy with the performance of this smart outdoor lighting. “Being able to set custom scenes, sync to music, or program specific colors per section for different holidays is effortless,” raved one shopper. ​”The quality, brightness, and app control make the Govee 2 well worth every penny.”

Shop more deals

Lifx Smart Outdoor String Lights, $84 (was $99) at Amazon

Enbrighten Eternity Permanent Outdoor Lights, $240 (was $350) at Amazon

Govee Outdoor Pathway Lights 2 Lite, $115 (was $170) at Amazon

The Govee Permanent Outdoor Lights 2 eliminate the hassle associated with traditional holiday lights. The $190 deal price ends tonight, so don’t miss your chance to save on the smart lighting.

Insurance is the one purchase you make hoping you’ll never use it. You know the premium before you sign, and the payout is spelled out in the contract.

That certainty is exactly why the word keeps getting borrowed by assets that offer neither.

You’ve heard the pitch all year. Coin dealers sell silver bars as a hedge against a shaky dollar, and crypto apps sell bitcoin as digital gold. The promise is the same either way: buy a little now, and sleep better later.

Then 2026 tested the theory. Gold, silver and bitcoin all slid from their highs, even as the Federal Reserve raised rates in September for the first time since 2023 and payroll growth nearly stalled.

Gold now sits 26% below its January peak. Silver has given back almost half its value. If you bought either metal as protection this winter, you’ve already paid a steep premium for that policy.

Robert Kiyosaki, the “Rich Dad Poor Dad” author, spent the weekend urging his followers to treat all three as insurance anyway.

I ran the numbers on that pitch, and the tax code splits his policy in two. Profits on gold and silver coins can be taxed at up to 28%, while bitcoin gains top out at 20%. On an identical profit, that eight-point gap comes straight out of your pocket.

Robert Kiyosaki tells followers to think of gold, silver and bitcoin as insurance.INA FASSBENDER / Getty Images

Kiyosaki’s weekend post on prepping and car insurance

“WHY I AM A PREPPER,” Kiyosaki wrote in a post on X on Oct. 3.

He described telling a group he was a prepper, and a woman asking whether that was pessimistic. “I replied ‘Do you have insurance on your car?’” he wrote.

The same post asks readers whether they own gold, silver or bitcoin and says he only wants money the government can’t print.

It’s a tidy analogy. Car insurance costs a little every year and pays out when something goes wrong.

Related: Your cash now pays 4.10% as Kiyosaki says to dump it

Kiyosaki sells Rich Dad books and courses, and he said in a 2022 post that he bought a gold mine.

He has also said he isn’t a financial planner and earns nothing from his recommendations, as TheStreet’s crypto desk reported on Sept. 28.

Silver, gold and bitcoin slid apart in 2026

The three assets he groups together haven’t moved together.

Gold traded at $4,154.68 an ounce on Oct. 6, up 4.32% over 12 months, according to Trading Economics. That’s 25.92% below the $5,608.35 intraday peak the site recorded in January.

Silver traded at $61.33, up 28.22% over the same 12 months, per Trading Economics data. Its January high was $121.64, so it now sits 49.58% below that level.

Bitcoin changed hands at $86,341.19 on Oct. 6, according to CoinGecko. That leaves it 31.58% below its all-time high of $126,198.07, set exactly a year ago, Yahoo Finance reported.

Here’s what that means for your money. If you had put $10,000 into each asset at its peak, you’d now hold $7,408.03 in gold, $6,841.72 in bitcoin and $5,041.93 in silver.

Insurance doesn’t usually cost you half the policy.

Why the IRS taxes your coins and bars at a higher rate

Kiyosaki’s insurance label lumps three instruments into one bucket. The Internal Revenue Service sorts them into two.

Section 408(m)(2) of the tax code defines a collectible to include “any metal or gem” and “any stamp or coin,” according to the Government Publishing Office.

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That label carries its own rate. “Net capital gains from selling collectibles (such as coins or art) are taxed at a maximum 28% rate,” according to IRS Topic 409.

Bitcoin falls under a different rule. “Virtual currency is treated as property and general tax principles applicable to property transactions apply,” the IRS says in its virtual currency FAQ.

That means a long-term bitcoin gain is taxed like a stock sale, with a top federal rate of 20%, per the same IRS capital gains guidance.

In my analysis, the gap is easiest to see in dollars. On a $10,000 long-term gain taxed at the top rates, the coin owes $2,800 and the bitcoin owes $2,000, an $800 difference on the same profit.

On a $50,000 gain, the gap grows to $4,000. Neither figure includes the 3.8% net investment income tax, which applies to both at higher incomes.

By the numbers, as of Oct. 6

Gold: $4,154.68, down 25.92% from its $5,608.35 January peak

Silver: $61.33, down 49.58% from its $121.64 January high

Bitcoin: $86,341.19, down 31.58% from $126,198.07 on Oct. 6, 2025

Top federal rate on bullion gains: 28%, versus 20% on bitcoin

Rebound needed to reach January highs: 98.34% for silver, 34.99% for gold

S&P 500: 7,826.96, up 16.57% over 12 months

Sources: Trading Economics for gold, silver and the S&P 500; CoinGecko and Yahoo Finance for bitcoin; the IRS for tax rates. Percentage moves calculated by TheStreet.

Where the Rich Dad author wins the argument

Kiyosaki gets one of the three calls clearly right over the past year.

Silver’s 28.22% gain beat the S&P 500, which stood at 7,826.96 on Oct. 6, up 16.57% over the same stretch, according to Trading Economics market data.

Adjusted for the 3.4% annual inflation rate the Bureau of Labor Statistics reported for August, silver returned 24% in real terms. Gold returned just 0.89%.

His price targets are a tougher sell. Kiyosaki has said silver could reach $200 an ounce and set a $27,000 gold target, as I reported in January. Those levels would require gains of 226.1% and 549.9% from Oct. 6 prices.

The London Bullion Market Association’s 2026 forecast survey put the average analyst forecast at $4,500 for gold and $80 for silver. Its most bullish silver call, $125 from Julia Du of ICBC Standard Bank, still falls 37.5% short of Kiyosaki’s target.

IMF researchers say the hedge only works sometimes

The International Monetary Fund studied gold from the viewpoint of central banks, the biggest holders of all.

“Gold is highly volatile,” Istvan Mak and Etienne Vaccaro-Grange wrote in a July 9 IMF note. “Gold offers only conditional hedging and diversification benefits.”

The note also calls gold “ill-suited to the liquidity tranche of reserves,” the slice central banks need to tap quickly. That matters if you’re counting on metal as your emergency backstop.

Conditional is the key word. Over the past 12 months, gold kept pace with inflation, but it gave you no shelter when the Fed raised rates in September.

The only asset in this debate with real insurance is the one Kiyosaki tells you to skip: cash in the bank. Deposits are covered up to “$250,000 per depositor, per insured bank, for each account ownership category,” according to the FDIC.

Smart moves for your metals and crypto holdings now

Know your real tax rate. If you hold bullion in a taxable account, your gains can be taxed at up to 28%, compared with a 20% top rate on stocks and bitcoin. Build that into the profit you think you’re sitting on.

Check how your metal is held. Section 408(m)(3) lets certain coins and bullion sit inside a retirement account without counting as a distribution, but only when a trustee physically holds the metal.

Size your position for a deep drawdown. Silver buyers from January have already absorbed a 49.58% loss, so even a small “insurance” slice can sting.

Don’t overlook cash. The top savings rate on Oct. 6 was 4.27% APY, versus a 0.65% national average, according to Bankrate. That gap is real money on an emergency fund.

Watch the rate calendar. The 10-year Treasury yield closed Oct. 5 at 5.31%, up from 5.24% on Oct. 1, according to the Treasury Department. Those yields have weighed on metals all fall.

September inflation data lands Oct. 14. Futures markets put the odds of the Fed holding rates this month at 80.6%, according to the CME FedWatch reading Yahoo Finance cited Oct. 5.

If inflation heats up and yields fall, Kiyosaki’s three assets get the conditions his argument needs.

The tax bill on two of them stays the same either way. Plan for it now, and your insurance won’t come with a surprise deductible.

Related: Robert Kiyosaki has a bold call on gold and silver

You can finally stream ‘Spider-Man: Brand New Day’ at home, but you will be paying a lot more than a movie ticket.

For most of the AI boom, investors chased whoever built the fastest processor. Navitas Semiconductor (NVTS) is betting the next fight is over something plainer: getting power into that processor without wasting it.

The power chipmaker closed its acquisition of Claros on Tuesday, Oct. 6, 2026, according to a company filing. Claros makes integrated voltage regulators that handle the final power conversion right at an AI processor, sometimes directly beneath it.

Chief Executive Chris Allexandre was blunt in the release, saying power is now the bottleneck for AI. Navitas calls it the “power wall” and argues that faster, more efficient power delivery is the main path to more AI computing.

Investors shrugged. Navitas shares ended the session lower.

The deal was confirmed in August, and Navitas has pegged Claros as a growth accelerator for 2028 and 2029. Markets rarely pay up early for a payoff that far out.

Read More: AI racks are outgrowing old power: 2 chipmakers have a strategy

Claros puts Navitas at the processor’s front door

Before Claros, Navitas’ AI pitch rested on gallium nitride and silicon carbide chips that convert power further upstream.

An update on its chips for Nvidia’s (NVDA) 800-volt design sent the stock soaring last October, Barron’s reported. Claros covers the final stretch into the processor.

The company expects the deal to more than double its serviceable addressable market to over $8 billion by 2030, according to the filing. That is the market Navitas thinks it can chase, not the revenue it expects to book.

Trailing revenue is about $37 million, according to Stock Analysis, so I treat the $8 billion figure as a map rather than a forecast.

Here is what I think most coverage misses. If power is the real constraint, every watt lost as heat near the processor is a watt an operator paid for and never used. Efficiency at the last inch then works like new capacity, which makes this corner of the chip market more strategic than it looks.

Navitas Semiconductor completed its Claros acquisition on Oct. 6, 2026, adding voltage regulators that convert power directly at the AI processor.primeimages / Getty Images

Shareholders are already funding the power bet

The deal was valued at up to about $233 million, with roughly $216 million due at closing in cash and stock. The rest comes in shares only if Claros hits milestones over two years.

I like that structure because the full price depends on Claros delivering. The catch is that success itself creates more shares.

Navitas’ share count rose about 20% over the past year, according to Stock Analysis. Reuters reported earlier this year that a $125 million stock sale could help fund potential acquisitions.

The upside is about $557 million in cash and almost no debt, according to Stock Analysis. That buys time to prove Claros works, even if profitability remains a downstream milestone.

With dilution rising and immediate profits still absent, the market is taking a “show-me” approach.

Wall Street rates Navitas stock a Hold for good reason

Navitas is a power chip designer worth about $3.1 billion, according to Stock Analysis. For investors, it is one of the purest bets on AI power delivery, which cuts both ways.

Its 52-week range runs from $6.85 to $34.17. That June 2026 peak also marks its all-time high, a long climb from the $1.52 all-time low set in April 2025, as The Motley Fool reported. Barron’s tied the recent bounce to a U.S. Army award after a steep slide from those highs.

More AI:

AI racks are outgrowing old power: 2 chipmakers have a strategy

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Eight analysts rate Navitas a Hold on average, with a $14.08 price target, according to Stock Analysis. Only two of them rate it a Buy or Strong Buy, and targets range from $8 to $21.

Morgan Stanley reiterated its bearish rating on Tuesday, Sept. 29, 2026, with a $13 target. That spread shows how divided the Street is.

At more than 80 times trailing sales, Navitas remains a watchlist stock rather than an immediate buy.

Two dates could change my view. According to the filing, Navitas will walk through Claros’ technology in a webinar on Tuesday, Oct. 20, 2026. Its next earnings report is expected on Monday, Nov. 2, 2026, according to Stock Analysis.

Named hyperscaler customers for Claros would make the valuation look less like a leap of faith.

The AI power race is moving onto the chip itself

In my view, the bottleneck in AI hardware keeps shifting, from processors to memory and now to power. Pricing power tends to follow the constraint, and that is the real prize in this deal.

That is why a deal this small matters beyond Navitas. Power chips have long been a supporting act in the AI story. If the power wall is as real as Navitas says, whoever owns the last millimeters before the processor could gain outsized say over AI hardware.

The Oct. 20 webinar is the first public test of whether Navitas can claim that ground.

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