BUSINESS

Nvidia is the world’s biggest publicly traded company, and its cash on hand has increased significantly as it has benefited from the boom in artificial intelligence. As of late March 2026, Nvidia had a market capitalization of $4.1 trillion.The tech giant’s bet on artificial intelligence in the late 2010s paid off handsomely in the 2020s. However, as the company continues to invest profits in growth, its dividend payments have been small in recent years. Here’s what you need to know about Nvidia’s dividends, including per-share amount, yield, payout ratio, and future prospects. Nvidia dividend quick factsYield: 0.02%Payout Ratio: 0.8%Frequency: Quarterly*Based on Nvidia’s March 26, 2026, stock price, fiscal year 2026 earnings, and total dividends in the four calendar quarters of 2025.How often does Nvidia pay dividends?Nvidia pays dividends on a quarterly basis. The first quarterly dividend payment during the calendar year is usually made at the end of March or early April, according to data compiled by Nasdaq. The other quarterly payments are typically June/July, September/October, and December.  Related: How many employees does Nvidia have? From R&D to salesWhen did Nvidia start paying dividends?Nvidia paid its first dividend on September 13, 2013, in the amount of 7.5 cents per share. It was declared on August 8, 2013, to shareholders of record as of August 22, 2013. How big is Nvidia’s dividend?Nvidia’s dividend is small relative to its earnings. Since 2024, its quarterly dividend payments per share have been 1 cent. Its payout ratio (dividends per share divided by earnings per share) was 0.8% for fiscal 2026. That compares to about 14% for Apple. Nvidia’s dividend yield currently sits at 0.02%One reason Nvidia pays small dividends is that it reinvests the bulk of its earnings in research and development. It’s likely betting that putting money into artificial intelligence, be it hardware or software, will result in future earnings growth. Nvidia’s free cash flow was $96.5 billion in fiscal 2026, up significantly from $60.7 billion in 2025.Nvidia also conducted stock splits that increased the number of shares outstanding in 2021 and 2024, and the smaller quarterly dividend payments reflected that. (However, stockholders who owned Nvidia shares before the 10-to-1 stock split in 2024 benefited because their dividend payments actually increased. They were receiving 10 cents a share, up from 4 cents the previous quarter.) Still, despite the increase in free cash flow in recent years, the company kept its dividend payout per share low, post stock-split in 2024.More on Nvidia:Nvidia’s headquarters: An ode to space and 3D renderingHistory of Nvidia: Company timeline and factsJensen Huang’s net worth: The Nvidia CEO’s wealth & incomeIs Nvidia a dividend aristocrat? Nvidia isn’t yet a dividend aristocrat, a name that’s usually given to a company that has paid — and increased — dividends for at least 25 consecutive years. Is Nvidia’s dividend safe? In recent years, Nvidia has handed out a quarterly dividend of just 1 cent per share as it focuses on growing its businesses. Dividend payments in prior years were much higher before stock splits. Before a 10-for-1 stock split in 2024, it was paying 4 cents per share in quarterly dividends, and prior to a 4-for-1 stock split in 2021, its quarterly dividend was 16 cents per share. As the company continues to mature, it is possible that its dividend will increase, but the current uncertainty in the AI industry could also result in the company needing to retain more of its cash for business expenses. As the magic 8-ball would say, “ask again later.”

For years, workplace culture was treated as a background issue. Leadership teams talked about it in surveys and performance reviews, but it rarely carried the same weight as revenue targets or market expansion.That mindset is beginning to change.Across industries, executives are starting to look at workplace dynamics through a more strategic lens. Culture, engagement, and employee connection are increasingly being examined as factors that influence productivity, retention, and financial performance.The shift reflects a broader reality. Hybrid work structures, evolving employee expectations, and persistent talent competition have forced organizations to rethink how they motivate and retain employees. The Cultureful report found that organizations with strong cultures see 15% to 20% improvements in operational efficiency and up to a 40% reduction in turnover costs.For many companies, the takeaway is clear. Culture is no longer just about employee satisfaction. It is becoming a measurable part of business strategy.Engagement and productivity are becoming financial issuesThe renewed focus on workplace culture is closely tied to the economic consequences of disengagement.Gallup’s 2025 report found that only 21% of employees globally feel engaged at work, one of the lowest levels in over a decade. Disengaged employees cost companies 34% of their annual salary in lost productivity, adding up to $438 billion globally each year.More AI Stocks:Morgan Stanley sets jaw-dropping Micron price target after eventBank of America updates Palantir stock forecast after private meetingMorgan Stanley drops eye-popping Broadcom price targetThese insights are pushing executives to rethink how workplace environments are structured. Instead of relying solely on compensation or benefits to retain employees, many organizations are exploring ways to strengthen internal relationships, communication, and recognition.Scott Johnson, CEO and founder of Motivosity, told TheStreet that leaders need to treat culture the same way they treat financial metrics. “You measure your sales pipeline religiously because it predicts revenue,” he said. “Culture metrics are the pipeline for human performance. If engagement drops, turnover rises and productivity falls soon after.”Studies show that organizations with highly engaged teams report higher profitability, stronger customer satisfaction scores, and significantly lower turnover than peers with disengaged workforces. The gap in performance between engaged and disengaged organizations is no longer marginal. It is measurable and growing.Engagement is increasingly being viewed not as a morale issue, but as a business lever.Recognition is emerging as a key workplace signalOne of the strongest indicators of workplace engagement is recognition. Employees who feel appreciated and connected to their teams are more likely to stay and contribute positively to performance. However, recognition remains inconsistent across many companies, and the gap between what leaders believe they are doing and what employees actually experience is wider than most executives realize.New research by Motivosity and HR.com found that more than a third of employees rarely receive meaningful recognition from their direct managers, despite widespread agreement among leaders that engagement matters for retention and performance. The same research found that most organizations still treat recognition as an occasional, top-down event rather than a consistent daily signal.That disconnect may have broader implications for company performance. Companies are gradually moving away from surface-level perks toward more consistent recognition and stronger interpersonal connections across teams.

More than a third of employees rarely receive meaningful recognition from their direct managers.Hinterhaus/Getty Images

Technology is changing how companies understand cultureAnother factor driving attention to workplace culture is the rise of HR technology.The global employee engagement software market was valued at $1.1 billion in 2025 and is projected to reach $3.15 billion by 2034, according to Intel Market Research. The surge reflects how quickly companies are investing in tools that turn culture into something measurable.Artificial intelligence is accelerating that shift. UC Today reports that AI is increasingly being used in 2026 to anticipate disengagement before it happens, marking a shift from reactive programs to proactive workforce intelligence.Yet many organizations still struggle with visibility. According to the same research, a large portion of managers and executives do not track key indicators such as employee Net Promoter Score or voluntary turnover rates. For companies trying to improve retention, that lack of visibility can become a costly blind spot. Disengagement rarely announces itself. It erodes quietly until the best employees have already left.What leading companies are doing differentlyMoving from annual surveys to real-time AI-powered engagement trackingIntegrating recognition tools into everyday collaboration platformsUsing predictive analytics to flag retention risks before employees resignMaking culture metrics visible to finance and executive leadership, not just HRWhy the workplace culture trend is getting attention nowThe renewed focus on workplace culture reflects a deeper shift in how organizations think about performance.Finance leaders and executives are paying closer attention to workforce engagement as a driver of long-term competitiveness. UC Today notes that Gartner’s 2026 priorities place AI transformation and culture as top performance drivers, putting workplace dynamics firmly on the executive agenda.Johnson told TheStreet that the stakes for companies that ignore this are only growing. “If you can’t see your culture, you can’t manage it. And in today’s talent market, that’s a competitive disadvantage no company can afford.”In a business environment defined by rapid technological change and constant competition for talent, organizations are searching for advantages wherever they can find them. For a growing number of leaders, workplace culture is becoming one of them.Related: AI is enlisted in battle against workplace violence

Paying off your mortgage early can be a wise move for building wealth and reaching financial freedom. But it’s only a good strategy for certain people.I’ve encountered the question “Should I pay off my mortgage early or invest?” many times over the years — both professionally in my time reporting on mortgages and investing and personally as a homeowner when I have extra funds.On a recent episode of her podcast “Women & Money (And Everyone Smart Enough To Listen),” best-selling author Suze Orman and her wife/co-host, KT, received a question from listener Michelle, age 36. Michelle used a VA loan to buy a home in 2020 — with a 30-year fixed mortgage interest rate of only 2.25%. She asked Orman if she should pay off her mortgage early.Michelle had been putting an extra $100 per month toward her mortgage principal but was still disheartened that it was taking so long for the balance to go down. She expressed that she was in a comfortable financial position and was considering putting $20,000 extra toward her mortgage each year.Because her rate was so low, Michelle expressed that she knew doing something else with the money might make more financial sense. She was still unsure, though.”I feel like you cannot put a price on being free from debt and owning your home outright,” Michelle wrote.After breaking down the math and various paths Michelle could take, Orman said, “I don’t think I would pay it off right here and right now. I would give myself more time, especially at this interest rate.”Suze Orman focuses on the mortgage rateWhen asking yourself whether you should pay off your mortgage early or invest, it’s crucial to think about the rate of return. The S&P 500 stock market index’s average rate of return has been roughly 10% since it began in 1957, according to Fidelity Investments. If your mortgage interest rate is significantly lower than 10%, investing in the stock market will probably earn you more money than paying off your mortgage early would save you.Orman’s listener had a much lower rate than 10%. Many people were able to lock in mortgage rates below 3% in the peak of the Covid pandemic, and the type of loan Michelle had — a VA loan — often comes with even lower rates.Related: Financial influencer warns homeowners about this mistakeIn fact, Realtor.com calculations found that as of Q3 2025, 20% of American homeowners’ mortgage rates were 3% or lower. A total of 68.6% people had mortgages with rates of 5% or lower.Based on these numbers, it would make sense for most homeowners to invest extra funds rather than use that money to pay off their mortgages early.If your rate is well over 6%, you may want to talk with your financial advisor about the best option. Aggressively paying down your home loan could end up being the better fit, or you might be able to refinance into a lower mortgage rate.Orman advises homeowner to reassess after several yearsOrman’s listener was only 36 years old. The fact that she was young affected Orman’s advice to invest rather than pay down the mortgage for two reasons.First, because Michelle was young, she might not be living in her forever home. There was plenty of time for life circumstances to change that would cause her to move, which would make it less beneficial to pay down the principal. Second, if she started investing $20,000 per year in the stock market now, her investments would have decades to grow.More on mortgages and mortgage rates:Mortgage rate surge hits homebuyers yet againHome-buying costs are 4 times what buyers expectFannie Mae predicts shifts in mortgage rates, housing marketMichelle’s remaining principal was $250,000. Orman explained that if she started paying an extra $20,000 toward the principal, she would pay off her mortgage in just eight years. But if she invested $20,000 for those eight years instead, she would earn roughly $200,000 or $250,000. So, the two options would come out even after eight years. But Orman offered a third option.”However, if you just invest $20,000 a year for the next eight years … you continue to put the $100 a month more toward your mortgage, because it’s at such a low interest rate, in eight years, you would probably only owe $180,000 on that mortgage,” Orman said.This way, the listener would pay a little extra toward her mortgage and make larger investments for eight years.The median amount of time Americans live in their houses before selling is 11 years, according to the National Association of Realtors. Michelle had already lived in her house for six years, and after eight more, Orman recommended reevaluating the situation. Would she feel like this was her forever home? If so, she might decide to start paying down her mortgage faster.Orman pointed out that Michelle could even use the earnings from her investments over the last eight years to pay off her mortgage loan.Paying down mortgage vs. investing: Decision depends on your stage in lifeOrman’s suggestion to invest rather than pay off your mortgage early applies to many Americans, but the details were tailored to Michelle’s situation. The best strategy — paying down your mortgage, investing, or splitting your funds between the two — depends on your phase in life.How old are you? You may want to focus on investing if you’re younger, as Orman suggested to Michelle, so your investments have decades to gain value. But if you’re older, have already invested a solid amount of money, and live in your forever home, then focusing on your mortgage could make more sense.How long do you plan to stay in the home? The longer you expect to live in this house, the more sense it makes to pay down your principal.What’s your mortgage interest rate? If your rate is under 6%, you’ll like earn more by investing than by paying off your home loan early. If your rate is a little higher and you aren’t sure about the math, consider talking to a financial advisor about your specific situation.Related: Redfin reveals shift in home prices, housing market