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Walmart slashed the price of its ‘silky soft’ $130 cooling comforter to only $34
TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.Why we love this dealAs comfy as any mattress can be, sometimes it can get hot under the covers. All of those quilts and sheets can weigh you down, making you feel the heat of the night when you really don’t want to. The good news is that Walmart is selling a Sormag Cooling Comforter at a price that keeps you and your budget cozy.Typically listed for $130, this queen-size comforter is on sale for $34 thanks to a 74% discount. You can get that discount in gray and a blue/gray combo. The comforter is also on sale in a king size for 73% off at $40. Whatever size you pick, you’re getting an incredible deal on a blanket that’s cool in more ways than one.Sormag Cooling Comforter, $34 (was $130) at Walmart
Courtesy of Walmart
Shop at WalmartWhy do shoppers love it?The Sormag Comforter measures 90 by 90 inches in its queen size. The blanket is made from special cooling fibers that quickly absorb body heat and are breathable, so it can release hot air. It also feels soft to the touch and is machine washable, so it’ll last season after season. It can be more than just a comforter for your bed; it’s perfect for movie nights in the living room, and it’s lightweight enough to pack in your suitcase for your next vacation.Related: Walmart’s bestselling $110 boho comforter set is just $36Walmart shoppers loved the Sormag Cooling Comforter, praising it with five-star ratings and reviews. One shopper called it “very lightweight” and “silk-like in texture” that kept them “comfortably cool” overnight. A different shopper said the comforter had a “very soft and silky feeling” that had “just enough weight to be comforting.”Details to knowSizes: Queen size measures 90 by 90 inches. King measures 104 inches by 90 inches. Machine washable: Yes.Colors: Available in gray and blue/gray.One customer said the Sormag was “truly cooling” and felt “silky soft against the skin.” Another shared, “The softness, stretch, and squishiness are just perfect.”The Sormag Cooling Comforter is a great addition to any bed, couch, or cozy spot in your home. It traps body heat, lets you breathe overnight, and feels super soft to the touch. Grab it at Walmart before the deal disappears.
Company Stock in a 401(k)? The Tax Break That Can Beat a Plain IRA Rollover
Rolling an old 401(k) into an individual retirement account (IRA) or a new 401(k) may seem like a good move when you are switching jobs or retiring, but you should think twice if that 401(k) plan includes company stock.
Rushing to roll over company stock can wipe out a valuable tax break. Here’s what you should know.
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Why company stock in a 401(k) is different
First, you should understand net unrealized appreciation (NUA): the difference between what was paid for the stock, also called the cost basis, and its current market value. For instance, if you received $100 in company stock that grew to $180, the NUA is $80.
Traditional 401(k) withdrawals are generally taxed as ordinary income the moment you withdraw. The same rule applies to traditional IRAs, so some people may think that rolling over 401(k) funds to an IRA doesn’t have any impact on how much tax they end up paying. Company stocks are an exception since they can qualify for a special tax treatment.
When you transfer company stock to a taxable brokerage, you only pay income tax on the cost basis, not on the amount it’s grown. Then when you sell the asset later, you’ll pay long-term capital gains tax on the NUA (plus capital gains from after you moved the money into the taxable brokerage account). The capital gains tax rates are often lower than the income tax rates.
If you move company stock from the company’s 401(k) to an IRA, your shares lose their NUA status. Then, all of those capital gains will be treated as ordinary income.
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When NUA can beat a plain IRA rollover
NUA can potentially have meaningful tax advantages for people who are in high tax brackets. Fidelity also says the strategy can be especially useful during income gap years, especially before Social Security and pension income start.
However, the NUA rule only applies if you distribute the entire balance of that employer’s qualified retirement plan within a single tax year. You must completely empty the 401(k) with the company shares, including assets that aren’t company shares, to get the NUA tax advantage. It’s often recommended that you take out this lump-sum distribution when you aren’t collecting retirement income.
Company stock must be distributed in-kind to a taxable brokerage account as part of a qualifying lump-sum distribution.
The risks, rules and mistakes to avoid
Tax breaks often come with trade-offs, and NUA is no different. A large company stock position doesn’t give you the ability to diversify your portfolio, and if the company’s stock goes down significantly, your retirement plan could suffer.
Rolling over the company shares into an IRA will forfeit the NUA opportunity. Retirees should assess how much of their portfolio consists of company stock and what their current and future tax brackets will look like.
A tax professional or a financial advisor can help you make the right choice for your situation. Retirees should consider taxes, timing and investment risk when crafting their retirement plan.
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57% of enterprises have watched AI agents be confidently wrong. The fix is an agentic context layer, but who has one?
An enterprise AI agent answers with total confidence, but the number is wrong. Nobody catches it until someone traces it back to a stale metric definition or a document the retrieval system never pulled. The model did not fail. The context it was given did.In the past six months, 57% of enterprises traced a confident but wrong AI agent answer to missing or inconsistent business context, and 31% said it happened more than once, according to a VB Pulse June 2026 survey of 101 qualified enterprises with more than 100 employees.The reason is not hard to find. Retrieval over documents is the default way agents get business context for 38% of enterprises, nearly double the next closest approach. The way most enterprises choose a retrieval system compounds the problem. Ease of ingestion and operational simplicity lead the selection criteria, with retrieval accuracy running behind both. The accuracy problem only shows up after the system is already live.There is a known fix for this, a governed context layer every agent reads from instead of guessing. Vendors are racing to roll out context platforms while most enterprises are still figuring out what it is.75% don’t have an agentic context layer yetThe context layer is meant to be a shared model of what business data actually means, built once and referenced consistently instead of re-derived by every agent that touches it. The VentureBeat research shows the enterprise response to that idea is broad but unfinished. Twenty-five percent of respondents run one in production. Thirty-four percent are building one right now. The remaining 41% have not started.Among companies already building or running a governed context layer, 78% report a confident-wrong failure — an AI agent that answered with total certainty and was still wrong. Among companies with no plans to build a layer, only 20% report the same thing. Companies that already got burned are far more likely to be building the fix. Companies that haven’t been burned yet see no urgency.What governed context looks like when someone actually builds oneEvery major data and AI platform vendor is now building some version of this layer, and they are not converging on the same architecture. DataHub is treating catalog metadata and years of analyst query behavior as a knowledge source, then keeping it current as a living system rather than a static wiki. Microsoft’s Fabric IQ is building a business ontology that any agent, not just Microsoft’s own, can query over MCP. Couchbase is pushing agent memory and context retrieval down to the edge, arguing the operational database is a more natural home for it than a search or analytics layer bolted on after the fact. Pinecone’s Nexus is compiling structural logic into the metadata layer ahead of runtime, betting that agents need pre-built structure more than they need faster search.Snowflake runs a two-layer system, Horizon Context for customer-managed definitions and Cortex Sense for context the platform infers on its own. Oracle’s Unified Memory Core takes the opposite approach, folding vector, graph and relational data into one transactional engine so there is no sync layer left to go stale. Google’s Knowledge Catalog mines query logs and usage patterns to curate semantic context automatically.AWS’s Context service makes the same bet, a knowledge graph that gets smarter from how agents actually use it rather than from manual re-curation.Analysts converge on one diagnosisThe vendor approaches differ. What analysts and practitioners have told VentureBeat about the underlying problem, across a run of interviews this year, does not.When DataHub’s context layer push landed this spring, Constellation Research VP and principal analyst Michael Ni framed the stakes in blunt terms. “Whoever controls runtime context controls the AI decision layer for enterprise data,” Ni said. He was equally direct about how far any single product actually gets a buyer. “Vector memory isn’t business meaning, business meaning isn’t governance and governance isn’t execution,” Ni said.In the same interview, BARC analyst Kevin Petrie pointed to a narrower but concrete gap. Most context platforms concentrate on structured tables, he said, which give agents trusted facts but miss the harder, messier context locked in documents and unstructured content, exactly the material a business actually runs on day to day.Stephanie Walter, practice leader for AI Stack at HyperFRAME Research, made a related point earlier this year when VentureBeat asked her about enterprise context fragmentation. “The market is converging on the same conclusion,” Walter said. “Agents don’t just need more tokens or better models. They need governed, current, low-latency context.” She made a similar case in an earlier review of Pinecone’s Nexus launch, careful not to overstate how new any of this is. Nexus, she said, “shifts knowledge work from runtime chaos to pre-compiled structure. But it’s an evolution of RAG architecture, not a complete reinvention.” Gartner’s Arun Chandrasekaran, reviewing the same launch, offered the more forward-looking read. Agentic AI, he said, is moving from pure information retrieval toward a reasoning architecture, one where long context works as short-term memory and a vector database functions as deep storage underneath it.The fragmentation problem shows up hardest at the practitioner level, where separate tools for retrieval, memory and access control were never built to agree with each other. Steven Dickens, CEO and principal analyst at HyperFRAME Research, put it bluntly after Oracle’s AI database push landed this spring. “Data teams are exhausted by fragmentation fatigue,” Dickens said. “Managing a separate vector store, graph database and relational system just to power one agent is a DevOps nightmare.” Matt Kimball at Moor Insights and Strategy, in that same story, put the production reality more simply. Getting an agent working is not the hard part, he said. The struggle is running it in production, where the goal becomes removing the distance between data and execution rather than adding another layer on top of it.What this means for enterprisesHere’s what this adds up to for enterprises building on this layer.Retrieval alone will not close the context gap. RAG is the default source for context in most enterprises today, and it is also the layer most closely associated with the confident-wrong-answer failure. Adding more documents or a bigger index does not fix a definition that is inconsistent across systems.The semantic context layer is where the budget is actually moving, even where it hasn’t shipped. Fifty-eight percent of enterprises are already engaged — building or in production — but only 25% have actually gotten a layer live. That gap shows where enterprises have decided to spend, not where they’ve arrived.No single vendor owns the architecture yet, and that is likely to stay true for a while. Enterprises evaluating this layer should expect to integrate rather than pick a single winner, at least for the next several quarters.The buying decision is happening this year, and it is concentrated among the companies already burned by it. Fifty-seven percent of enterprises plan to switch or add a retrieval or context platform within the next twelve months. That intent is not spread evenly. Enterprises that reported a repeat confident-wrong failure plan to switch or add a provider at roughly 81%, against 32% among enterprises that never hit the problem. The companies shopping for new context tooling right now are largely the ones whose agents already got it wrong. The agents are already running. The context underneath most of them is still being built, and the vendor selling the fix is being chosen this year.This data will be part of a broader conversation at VB Transform 2026 on July 14 and 15 in Menlo Park: the context gap enterprises are racing to close, and which of the emerging approaches — governed semantic layers, hybrid retrieval, provider-native bundles — actually holds up in production.
OpenAI introduces ChatGPT Work, a cloud-based AI agent that manages tasks across email, Slack and calendars
OpenAI on Thursday launched ChatGPT Work, a new AI agent embedded inside its flagship chatbot that aims to transform ChatGPT from a question-and-answer tool into an autonomous work platform capable of executing complex, multi-step tasks across users’ email, calendars, code repositories, and messaging apps.The product is powered by OpenAI’s latest flagship model, GPT-5.6, and is designed to go far beyond generating text. ChatGPT Work can gather context from connected apps, files, and workflows to produce finished documents, spreadsheets, presentations, reports, and websites. The agent takes a stated outcome, breaks it into smaller steps, and stays with complex projects for hours, completing them independently.The launch marks OpenAI’s clearest attempt yet to reposition ChatGPT as a workplace platform rather than a chatbot — and it arrives at a moment of extraordinary financial significance for the company. Last month, OpenAI confidentially submitted a draft S-1 registration statement to the SEC, initiating what could become one of the largest technology IPOs in history, with reported valuations clustering between $730 billion and $852 billion and annualized revenue that has blown past $25 billion.In a short demonstration and conversation with VentureBeat on Friday, Ty Geri, a product manager at OpenAI who helped build ChatGPT Work, said the product’s mission is to democratize the kind of agentic AI capabilities that OpenAI’s internal engineering tool, Codex, has already demonstrated. “What’s really exciting is we’ve seen how much Codex has been able to push the frontier of what we can get done with these AI tools, as opposed to just getting information or answers or guidance,” Geri said. “Our internal adoption of Codex is literally an exponential curve across every single product function and every single use case.”Why OpenAI built a persistent virtual machine that works from the beachThe core architectural bet behind ChatGPT Work is a persistent cloud-based virtual machine that runs on OpenAI’s servers, always available to the user regardless of which device they happen to be on. That marks a deliberate departure from competitors whose agents require a local machine to remain powered on and connected.”What’s really exciting about ChatGPT Work is that it’s a virtual machine in the cloud that’s always on for you, and this is available across all of our paid tiers,” Geri said. “All Plus users are getting this. I think that’s a very unique aspect of this.”The mobile-first aspect of the launch is something Geri described as “missing from the market.” He pointed to the ability to create a website on a phone and share it with collaborators as a particularly novel capability. “Sites are new in general to Codex. They launched in Codex about a week and a half ago, but now we’re launching also in web and mobile. You can create a site on your phone at the beach and share it with your friends,” he said.ChatGPT Work will roll out beginning with Pro, Enterprise, and Edu users, and will expand to Plus and Business users over the next few days. In the interview, Geri emphasized that the availability of the product to Plus subscribers — not just premium tiers — is central to OpenAI’s strategy. “It’s accessible to all paid plans, including Plus users, which in my opinion is a really big feat, and really part of that OpenAI mission, which is about bringing all this power to as many people,” he said.How MCP plugins connect ChatGPT Work to Slack, Gmail, and GitHubThe product relies on MCP-based plugins to connect to external services like Gmail, Google Calendar, Slack, and GitHub. When asked whether the plugin architecture is based on the Model Context Protocol standard, Geri confirmed: “These are all based on MCP.” He added that connecting multiple Gmail accounts — a frequent user request — “is definitely on the roadmap.”The experience is designed to be action-oriented from the first interaction. ChatGPT Work offers a personalized onboarding flow that surfaces different suggested use cases depending on the user’s role. Geri demonstrated how the system, detecting his role as a product manager, immediately suggested tasks like evaluating AI systems, building research artifacts, and managing his calendar. “You can start with a simple task like catch me up on Slack or Teams or read today’s calendar,” Geri said. He described a scenario where the system reviewed his calendar, identified scheduling conflicts, flagged meetings requiring preparation, and then — on his instruction — declined, accepted, or rescheduled events directly.Users can also customize the agent by teaching it their writing style, organizing outputs into projects, and — in a lighter touch — choosing a virtual pet that accompanies them in the interface. The interface also introduces a hosted website feature that allows users to build and share interactive sites directly through ChatGPT Work, turning what would typically be a static slide deck into a dynamic, collaborative artifact. “Now we suddenly have a collaborative interface that’s actually more exciting and more accessible than a slide deck, which has all these formatting restrictions,” Geri said.Scheduling 10 bug bashes at once: what agentic productivity looks like in practiceGeri’s own usage of ChatGPT Work illustrates the breadth of tasks the system can handle. In the run-up to the product’s launch, he needed to organize pre-release testing sessions — known internally as “bug bashes” — across dozens of features and team members.”I just come to ChatGPT Work and say, ‘Set up a bug bash for all the distinct features in ChatGPT Work. Add all the people that worked on that feature,’ and it can check Slack, it can check GitHub, it can check Docs, and find a time that works for the four highest contributors to that feature,” Geri said. “It went and scheduled 10 bug bashes, all coordinated across all those different people. That would have taken me 30 minutes at least.”But Geri pushed back against the characterization that ChatGPT Work is limited to rote administrative work. He described using it for analytically complex tasks like identifying the biggest causes of user churn for specific product features and generating product solutions — work he said would previously have taken months. “Things that we would have spent three months doing, we can now spend a week doing — and do much more, and make a much better product,” Geri said. “Bugs that we would have found three or four weeks from now, we can now find within two days and fix for our users.”He also described handing off the tedium of product testing itself. “It used to be that even though like the most interesting part of my job is like what to test, I would actually end up having to spend most of my job doing the testing, which is like me taking a mouse and like clicking on the same thing over and over again, like five times,” Geri said. “Instead, now I can define what do we want to test, and ChatGPT Work or Codex can actually go test it for me, deliver me that bug report, and then we can work on fixing that bug.”What OpenAI says about data privacy when AI reads your Slack and emailWhen pressed on data privacy concerns — given that ChatGPT Work pulls sensitive information from workplace tools like Slack, Google Drive, and email — Geri said privacy “is incredibly important, and the most important part of this is it’s always in the user’s control.”He pointed to OpenAI’s existing enterprise security infrastructure, noting that “enterprise accounts have ZDR, and users can always opt out of letting their conversations help improve future models, which many users do.” The comment aligns with assurances OpenAI made when it first launched ChatGPT Enterprise in August 2023, when the company wrote in a blog post that it does “not train on your business data or conversations.”The privacy question carries additional weight now because of the sheer volume of sensitive workplace data ChatGPT Work is designed to access. Unlike a chatbot session where a user voluntarily pastes text into a prompt, ChatGPT Work actively reaches into connected systems — reading Slack messages, scanning calendar invitations, pulling GitHub commit histories — to assemble context for its tasks. That represents a fundamentally different data surface area than anything OpenAI has offered before, and one that enterprise security teams will scrutinize carefully before granting access.ChatGPT Work enters a three-way arms race with Anthropic and MicrosoftChatGPT Work lands squarely in the middle of what has become the defining competitive battlefield in enterprise AI: the race to build autonomous workplace agents that can go beyond generating text and actually execute tasks.The product arrives months after Anthropic took Claude Cowork out of preview and into general availability in April, bringing its AI agent to web and mobile platforms aimed at helping enterprise users monitor and manage long-running AI-driven tasks from anywhere. Meanwhile, Microsoft made Copilot Cowork generally available worldwide on June 16, built in partnership with Anthropic to move beyond chat and into execution. The three products — ChatGPT Work, Claude Cowork, and Microsoft Copilot Cowork — now compete directly for the attention of enterprise IT departments and individual knowledge workers alike.The convergence is striking. All three products share a remarkably similar vision: a persistent AI agent running in the cloud that can break complex tasks into steps, connect to workplace tools via plugins, and produce finished outputs rather than just conversational replies. All three work across desktop, web, and mobile.What distinguishes OpenAI’s approach is its raw consumer distribution advantage. ChatGPT has reached 900 million weekly active users, and OpenAI now has 50 million paying subscribers. More than 9 million paying business users rely on ChatGPT for work, and 92% of Fortune 500 companies now use ChatGPT. By making ChatGPT Work available to Plus subscribers at $20 a month — not just Enterprise or Pro customers — OpenAI is betting that broad accessibility will drive adoption faster than any competitor can match.OpenAI’s product manager says AI is a partner, not a replacement — with a caveatWhen asked about the potential impact on the labor market, Geri was careful with his framing. He declined to speak broadly about workforce disruption but offered his personal experience as a product manager whose day-to-day work has been substantially reshaped by the tool.”My job is not to schedule bug bashes and find out who contributed to a specific feature. That’s a task I do in my job, but that’s not my job,” Geri said. “My job is to make an amazing product.” He described ChatGPT Work as “a partner” and “an extension of me, certainly not a replacement,” adding: “Everybody feels far more productive than before, but is also almost working harder than before, because you get to work on all the things you want to work on as opposed to the drudgery around it.”But Geri was also careful not to minimize the sophistication of the work the agent can handle. “I also don’t want to say that it’s only doing mundane tasks because, like something like hill climbing retention curves on a given feature is not mundane. It’s actually really hard to do,” he said. The distinction matters. If ChatGPT Work were merely automating calendar invitations and expense reports, it would be a convenience tool. The fact that Geri describes it compressing three months of analytical product work into a single week suggests something with far greater implications for how teams are structured and staffed.An IPO-bound company needs ChatGPT Work to prove enterprise AI can generate revenueThe timing of ChatGPT Work’s launch is impossible to separate from OpenAI’s IPO trajectory. The company needs to demonstrate that it can convert its massive consumer user base into durable enterprise revenue — a narrative that becomes significantly more compelling with a product explicitly designed around professional workflows.OpenAI said it is generating $2 billion in revenue per month, growing four times faster than Alphabet and Meta did at comparable stages, with enterprise now making up more than 40% of revenue and on track to reach parity with consumer by the end of 2026. But OpenAI remains heavily loss-making, and the company does not expect to reach profitability until around 2030, with internal projections suggesting losses of $14 billion in 2026 alone.The competitive dynamics are unprecedented. Anthropic filed for its own IPO on June 1 at a $965 billion valuation, setting up simultaneous public listings from the two most prominent AI startups in history. Whether both can sustain their lofty valuations under the scrutiny of public market investors will depend in large part on whether products like ChatGPT Work and Claude Cowork deliver measurable productivity gains to paying enterprise customers.The launch also caps a product trajectory that began with ChatGPT Enterprise in August 2023, accelerated through the release of OpenAI’s Operator agent in January 2025, and continued through Operator’s deprecation and shutdown on August 31, 2025, when its capabilities were folded into the ChatGPT agent framework. ChatGPT Work is the consolidation of those efforts into a single, unified product — one that pairs GPT-5.6’s three model variants (Sol for power, Luna for speed, and Terra for balanced everyday use) with a persistent cloud environment and an expanding library of MCP plugins.The future of work may already be running in the cloudWhen asked whether ChatGPT Work signals a shift toward a new kind of operating system — one where users interact with their computers primarily through an AI agent rather than through traditional mouse-and-keyboard interfaces — Geri stopped short of making sweeping predictions. But he hinted at the direction OpenAI sees ahead.”Anybody who has worked with Codex or now ChatGPT Work will realize how exciting it is to interact with your environment and your computer via the agent,” he said. “Especially in the desktop app, where the model has access to your entire machine and can interact with websites on your behalf — it’s really able to be an extension of you and a real partner, and that certainly feels like the future.”At the end of the interview, Geri circled back to something personal. “I’ve never enjoyed work as much as I have in the last month using ChatGPT Work and Codex,” he said — a striking admission from a product manager who, until recently, spent a meaningful share of his days clicking through the same interface five times in a row just to see if it would break. OpenAI is now asking 900 million users to believe that feeling scales. For a company weeks away from one of the largest public offerings in history, the answer to that question is worth roughly $850 billion.
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Trump Says Ceasefire Is Still Over, Even After U.S. Agreed To Continue Talks With Iran— What’s Next?
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