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Patio sets literally come in all shapes and sizes. From large multi-piece sectionals to individual rocking chairs, outdoor furniture can serve almost any purpose you need. One of the most convenient options we’ve seen in a while comes in the form of a basic three-piece set that’s currently on sale at Walmart. It works just as well as part of a larger patio setup as it does as a standalone piece for those with a small balcony or mini patio. Check out this deal now, since there’s no telling how long the current discount will last.

The Vineego Modern 3-Piece Patio Set is on sale at Walmart for only $66 right now. If you’re in the market for a beautiful, no-nonsense patio set that doesn’t cost a fortune, then this is the set, and now is the time to buy.

Vineego Modern 3-Piece Patio Set, $66 at Walmart

Courtesy of Walmart

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Why do shoppers love it?

This patio set is all about doing more with less. It includes two standalone chairs and a small end table. The chairs are upholstered with comfortable and attractive textilene fabric. Textilene is a thin, breathable textile that looks sleek and modern while providing the perfect level of support for your back and legs. The small bistro-style table has a tempered glass top that is both shatter-resistant and weatherproof. It’s a great accent piece that complements the chairs aesthetically while offering a great spot to keep drinks, snacks, or even your reading material. 

The entire set is constructed from powder-coated stainless steel. It’s durable and rustproof, making it a terrific option for year-round outdoor use. What’s more, the high armrests and slightly reclined seat backs give the chairs a comfortable ergonomic design that feels as good as it looks. Speaking of looks, the deep matte black steel next to the dark gray textilene fabric gives the entire set a modern look that fits great in almost any setting imaginable. While intended for outdoor use, we can even imagine this set looking wonderful in a living room as well.

While assembly is required, the set comes with all the tools you’ll need as well as easy-to-follow instructions. Buyers shared that the assembly was relatively quick and hassle-free, with multiple customers calling the set “easy to put together.” 

Related: Walmart is selling a $360 3-piece swivel rocking chair patio set for 68% off

Details to know

Chair dimensions:  24 inches long by 22.5 inches wide by 30 inches high.

Table Dimensions: 19.2 inches long by 19.2 inches wide by 19.2 inches high.

Furniture material: Powder-coated stainless steel.

Upholstery material: Breathable textilene fabric.

Walmart customers were very happy with this set. One shared that “the style, the price, and the sturdiness of the set is awesome…Will be ordering another set soon…The seating is comfortable and spacious.”

Shop more deals 

Techmilly 3-Piece Patio Set, $180 at Walmart

Gymax 3-Piece Rattan Outdoor Patio Set, $155 at Walmart

If you want a patio set that’s both breathable and beautiful, then the Vineego Modern 3-Piece Patio Set is for you. At just $66, you won’t find a better patio set anywhere. That said, don’t rest on your laurels, as it’s likely to sell quickly while it’s so deeply discounted. Buy now, or forever hold your peace.

Americans squeezed by unnervingly high borrowing costs might be closer to the end of the Federal Reserve’s latest tightening push, but that doesn’t necessarily mean mortgage or other long-term rates will quickly fall. 

Goldman Sachs chief economist Jan Hatzius now expects just one more quarter-point Fed hike, in December, and says even that move could disappear if inflation keeps cooling. 

The shift comes barely two weeks after the Federal Reserve raised its benchmark range to 3.75%-4.00%, its latest attempt to bring inflation back toward 2%. 

Since then, the case for aggressive tightening has weakened.

Employers added only 29,000 jobs in September, while unemployment edged up to 4.2%, and underlying monthly inflation has shown softer readings according to the Bureau of Labor Statistics.

Hatzius argues markets are pricing in too much additional tightening. Nevertheless, it raises the question of whether December will bring one final increase, or whether September’s hike will ultimately prove to be a rare “one-and-done.”

Why Goldman thinks the Fed can stop sooner than markets expect

The case for a longer rate-hike cycle has weakened swiftly as the economy is now sending the Fed a very different mix of signals. 

For borrowers, businesses and investors, that matters because additional hikes would add pressure to an economy already dealing with expensive credit and a visibly softer labor market.

The clearest change is hiring.

Employers added just 29,000 jobs in September, far below the roughly 90,000 expected, while July and August payrolls were revised down by a combined 60,000, as reported by Financial Times. Unemployment also rose to 4.2%, and average hourly earnings increased only 0.1% for the month, as reported by NBC News, suggesting wage pressure is no longer building at the pace policymakers feared.

Inflation is still above target, but the monthly trend has become less threatening. 

Reuters reports that August core personal consumption expenditures (PCE) rose 0.2% from the prior month, even as headline PCE remained 3.4% higher than a year earlier.

Hatzius argues that if that monthly pace continues, that could remove the need for further tightening altogether.

In the CNBC interview he was unusually direct in saying “I think markets are discounting still three hikes, and I would say that’s not necessary.” 

Financial conditions are also doing part of the Fed’s work. 

The 10-year Treasury yield recently reached about 5.34%, a 24-year high, while mortgage rates have climbed above 7%, as reported by NBC News. That means households and companies are already facing tighter financing even without another Fed move.

Together, those signals explain why Goldman sees diminishing returns from more hikes. The next question is whether other major banks, and the Fed itself, are prepared to reach the same conclusion.

Goldman Sachs now expects one final Fed rate hike in DecemberAndrew Harnik / Getty Images

Wall Street is moving closer to Goldman’s rate path

Goldman’s forecast is best described as a bet that the current tightening cycle will prove much shorter than the more hawkish scenarios still on the table. 

More Federal Reserve:

J.P. Morgan drops Fed rate bombshell over Warsh, inflation

Fed interest-rate decision rocks Wall Street’s inflation fears

BofA says Fed hike today would be one for the books

JPMorgan is already close to Hatzius, expecting one more December hike before the Fed stops, while the Fed’s own September median also pointed to roughly one additional quarter-point increase this year.

The sharper divide is with firms still expecting more tightening. 

Morgan Stanley sees hikes in December 2026 and March 2027, taking the target range to 4.25%-4.50%. Bank of America had been even more aggressive before the latest jobs report, forecasting hikes in both October and December.

Earlier in the week, the implied probability of an October hike had risen above 70%, as reported by Tradingpedia. After weaker data and more cautious Fed commentary, that probability dropped to about 13.8% following Friday’s jobs report as reported by Invezz.

That leaves the market increasingly centered on an October pause followed by one December move.

The bigger unresolved question is whether another soft inflation reading pushes expectations one step further, toward no additional hike at all.

The Fed may be near the end, but relief could take longer

The next test comes quickly. 

The October 14 CPI report could determine whether September’s rate increase becomes the start of a new tightening cycle or something much closer to a one-off move.

Hatzius said another soft inflation reading would be consistent with the Fed skipping a rate hike in October, while continued monthly inflation readings around 0.2% could also lead policymakers to forgo a December hike.

That would leave Goldman’s forecast even more dovish than its current one-hike base case.

But for households, the end of Fed tightening would not automatically translate into cheaper borrowing. Hatzius is more confident that markets are overpricing short-term rate increases than he is that long-term yields will fall quickly. 

Treasury supply and other forces could keep those yields elevated even if the Fed stops its rate hikes. Moreover, mortgage rates are tied far more closely to longer-term bond yields than to the Fed-funds rate itself.

So the next phase of the story is not simply whether the Fed hikes rates again. It is whether inflation cools enough to end tightening and whether financial markets finally deliver the rate relief consumers have been waiting for.

Related: Bank of America’s $5,000 gold forecast comes with a warning