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How to Evaluate an Assisted Living Community Before Making a Move

September 10, 2026 MMN Editor Filed Under: Addicted2Success, SUCCESS

When selecting an assisted living community, families should look for more than just a polished tour or favorable online rating. They need clear information about personal care, staffing, safety, nutrition, activities, fees, and medical support.
Older adults deserve a setting that respects their routine, privacy, mobility, and social preferences. Careful preparation gives relatives a practical basis for comparison. Notes from each visit, direct questions for administrators, and candid conversations with residents can help highlight differences that promotional materials may not cover.
Define Current Care Needs
Before visiting communities, families should record tasks that require assistance, including bathing, dressing, toileting, medication reminders, walking, meals, and transportation. Each activity should have a column that describes its usual frequency and level of help.
Families researching assisted living in Spokane, WA, and nearby areas should compare these requirements with services available at each residence. This written profile helps staff accurately estimate care needs and identifies gaps before a contract is signed. A physician can also clarify whether the setting matches current health conditions.
Review Service Levels
Care packages differ considerably between residences. Administrators should provide a written list covering personal hygiene, medication administration, nursing availability, therapy coordination, emergency response, and appointment transportation.
Families need to ask which services require them to pay separate fees. The agreement should explain how staff members reassess assistance after a fall, a hospital stay, or a decline in strength. Clear answers help relatives distinguish a suitable setting from one that offers fewer services than expected.
Examine Staffing Patterns
Staff availability affects response time, medication safety, and continuity of care. During a visit, families should ask how many employees work on each shift, including overnight hours. Questions about turnover, clinical training, background screening, and temporary workers can reveal operational strain. A reliable residence should explain two important things:

Who answers emergency calls?
Who contacts medical professionals?

Observing staff interactions can be equally revealing. Respectful greetings, patient explanations, and unhurried movement suggest attentive daily care.
Inspect Safety Features
Safety checks should cover entrances, exits, corridors, bathrooms, elevators, kitchens, and outdoor walkways. Families should look for adequate lighting, stable handrails, unobstructed floors, reachable call buttons, and bathroom grab bars.
It is crucial to ask detailed questions about emergency procedures, including fire evacuation, severe weather, missing residents, and hospital transfers. Rooms should accommodate walkers or wheelchairs without cramped pathways. Administrators should also explain how staff assess fall risk and document preventive measures.
Compare Costs Carefully
A monthly rate rarely represents the full financial obligation. Families should request itemized charges for rent, meals, utilities, housekeeping, transportation, medication assistance, supplies, and increased care. The contract should state deposit terms, billing dates, refund rules, notice periods, and expected annual adjustments.
A comparison worksheet can separate included services from optional costs and possible future expenses. An elder-law attorney or financial counselor may help relatives review unfamiliar clauses before approval.
Assess Food and Nutrition
Nutrition affects muscle strength, blood sugar control, bowel regularity, hydration, and recovery after illness. Visitors should review menus for protein sources, fresh produce, portion sizes, and meal variety.
Asking questions about diabetic diets, food allergies, renal restrictions, religious practices, modified textures, snacks, and assistance during meals is necessary. Residents often provide the clearest comments about taste and timing. Dining rooms should appear clean, accessible, and comfortable for people with walkers or limited hand strength.
Observe Daily Life
A scheduled tour presents the building at its best, so another unplanned visit can reveal ordinary routines. Families should note noise, odors, cleanliness, hallway traffic, and resident participation. Staff should describe activities involving exercise, music, crafts, outings, education, and quiet interests. The setting should match the older adult’s preferred pace.
Some people seek frequent conversation, while others value privacy. Meaningful routines and comfortable relationships often boost satisfaction more than attractive furnishings.
Speak With Residents
Residents can describe daily care with a candor that formal presentations may lack. Visitors might ask whether employees respond promptly, meals meet expectations, activities feel worthwhile, and concerns receive follow-up.
Conversations should remain brief, respectful, and voluntary. Several perspectives carry more weight than one comment. Families should also ask whether any changes in leadership, staffing, or ownership have affected services recently. Online reviews can suggest questions, but firsthand observation offers stronger evidence.
Check Policies and Communication
Families should read rules covering visitors, pets, personal furniture, transportation, smoking, overnight absences, roommates, and discharge procedures. Communication standards deserve equal attention.
Administrators should identify contacts for billing questions, health updates, complaints, and emergencies. Relatives can ask how often care plans are reviewed and whether updates arrive by phone, email, or written report. Clear procedures prevent families from missing key updates or information when health status changes or urgent decisions need to be made.
Conclusion
A sound choice rests on evidence gathered through observation, records, direct questions, and resident feedback. Families should compare care levels, staffing, safety measures, food service, activities, costs, and contract terms before selecting a residence.
The older adult’s comfort, dignity, abilities, and preferences should guide each discussion. A second visit, medical consultation, and a careful review of the agreement can expose overlooked concerns. Preparing well gives families greater confidence that the decision to move will remain appropriate even as care needs change.
The post How to Evaluate an Assisted Living Community Before Making a Move appeared first on Addicted 2 Success.

Six Tips For a Safe Internet Browsing On Your Phone

September 10, 2026 MMN Editor Filed Under: Addicted2Success, SUCCESS

As the world becomes more digitalized, people’s dependence on the internet has also increased. Unsurprisingly, in the 21st century, individuals need the internet for the most pivotal and fundamental tasks. Unfortunately, with the increasing use of the internet, there has also been a rise in cybercrimes.
This crucial reason is why people must include safe internet browsing practices daily. These are some minor changes you make to your browsing sessions, but they considerably impact the safety of your personal information. For instance, understanding what is a VPN is a simple step, but it has immense significance, especially if you are using public WiFi. This article discusses this and other essential tips in detail.
1. Keep Your Web Browser Updated
An outdated browser leads to numerous security threats. Browser updates ensure users have a smooth experience by fixing all the prevailing security issues. So, how do you update your browser? Usually, the browser itself will notify you that an update is pending. To ensure you don’t miss any updates, visit your browser’s settings and check for available updates.
2. Use a VPN to Enhance Privacy
A Virtual Private Network, or VPN, is designed to encrypt your internet connection. The software is an intermediary between your device and the website you are trying to reach. Any information you send to the website is encrypted by the VPN and forwarded to the site. This process ensures that if a hacker or any other malicious entity tries to intercept your internet traffic midway, the attempts are useless. By acting as a secret tunnel, the VPN keeps your information safe and ensures no one can misuse it.
3. Disable the Password-Saving Feature
While saving your password may be convenient, it is not the safest practice regarding information privacy, so you must turn off the autofill feature for passwords on your browser. Moreover, be cautious of websites that ask you to save your password and other login credentials. On the other hand, you can use a password manager, a very convenient way to save your passwords and ensure they remain protected.
4. Always Block the Ads:
Beware of the online advertisements that appear when you browse a site. Although they may seem harmless, there is a potential risk associated with them. These ads use tracking scripts to collect data and understand your browsing habits. Hence, it is essential to install ad blockers on your browser. These tools protect against phishing by blocking ads from spammy websites and ensuring your personal information is always safe.
5. Don’t Visit Websites Without HTTPS
HTTPS is a computer protocol that encrypts internet traffic using Secure Sockets Layer (SSL). This encryption won’t make sense even when someone accesses your online information. Data encryption transforms readable data into gibberish, which is useless to these nosy sniffers. As an aware internet user, you need to make sure that you visit websites that have HTTPS and steer clear of the ones that only have HTTP.
6. Be Careful of the Files You Download
If you love downloading games, applications, or images, ensure they don’t have viruses. You can do this by scanning the files with anti-virus software. Downloading games from unreliable sites can expose your device to viruses or malware, leading to serious privacy breaches.
Conclusion
As an internet user, you must know all these safe practices. As soon as you go online, you are at risk of serious privacy breaches. These practices ensure that you don’t become a victim of cybercrime attacks. Although the internet is no longer a safe place, with some considerations and minor changes, you can browse the internet with peace without having to worry about your online safety. 
The post Six Tips For a Safe Internet Browsing On Your Phone appeared first on Addicted 2 Success.

Immigration Report Finds Trump Blocks Persecuted Christian Refugees

September 10, 2026 MMN Editor Filed Under: Forbes, SUCCESS

The Trump administration did not allow any persecuted Christians to enter as refugees to the United States during FY 2026.

Sony Loses Hideo Kojima To Xbox In Its Latest Disaster

September 10, 2026 MMN Editor Filed Under: Forbes, SUCCESS

In a dramatic series of announcements, Hideo Kojima claimed that Sony was on the verge of canceling his new game, PHYSINT, and he’s now left the brand for Xbox.

SpaceX stock price hinges on one massive engineering bet

September 10, 2026 MMN Editor Filed Under: SUCCESS, The Street

Wall Street just handed SpaceX a new price target, and the case behind it comes down to a single technical challenge rather than the company’s rockets, satellites and AI ambitions combined. If Elon Musk solves it, the upside case gets much bigger. If he does not, so does the risk.

The call adds another data point to a stock that has swung wildly since its record-breaking debut earlier this year, and it arrives just as investors are still digesting a mixed quarterly report that left the bull and bear cases equally intact.

Pivotal Research bets SpaceX’s future on Starship reusability

Pivotal Research initiated coverage of SpaceX on September 8, with a Buy rating and a $220 price target, which implies roughly 49% upside from the recent trading levels.

Analyst Jeffrey Wlodarczak framed the entire investment case around one variable. He wrote that SpaceX’s roughly $2 trillion valuation rests almost entirely on Starship reusability. Meaning each vehicle would need to fly 20 to 50 times with relatively cheap, fast refurbishment between launches, according to StreetInsider.

SpaceX:

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JPMorgan resets SpaceX price target after earnings

If Musk pulls that off, Wlodarczak argues the payoff would be enormous. Cheaper, more frequent launches would allow SpaceX to deploy far more Starlink’s satellite capacity, enough to capture a meaningful share of the wireless industry. The resulting launch advantage could also position SpaceX to collect tolls from other companies trying to operate in orbit.

The downside case is just as stark. Wlodarczak wrote that if Starship reusability targets are not achieved, SpaceX becomes “a different and much smaller company.” A warning that frames the entire bull case as conditional on solving one specific engineering problem.

SpaceX shares have been on a wild ride since IPO

SpaceX priced its June IPO at $135 a share, raising $85.7 billion in the largest public offering in history, and the stock briefly touched a record high of $225.64 within its first few trading sessions before entering a sharp pullback, according to Quartz.

The ride down was just as dramatic. Shares fell to an intraday low of $104.83 on August 3, Yahoo Finance reported. A gap that came before recovering to close at $147.95 by September 4, a bounce that came even as the underlying capex concerns over the company’s enormous capital remained largely unresolved.

Wall Street’s own price targets reflect just how unsettled the debate remains. Across 37 analysts covering the stock, targets currently range from $62 to $450, while roughly three-quarters of analysts rate the stock a Buy. This underscores the bullish consensus despite the unusually wide dispersion.

Starship’s own track record shows why upper-stage reusability still remains an open question rather than a resolved fact. The vehicle has flown 13 times, with eight successful missions. Yet none of those Starship flights has been reused from a previous launch.

SpaceX’s first earnings report as a public company gave analysts plenty to debate.Anadolu / Getty Images

The numbers behind Wall Street’s capex worries

SpaceX’s first earnings report as a public company gave analysts plenty to debate. Second-quarter capital expenditures hit $18.4 billion, far above what Wall Street had expected for capex, with $15.83 billion of that spending directed toward AI infrastructure alone, a figure that immediately overshadowed an otherwise solid revenue beat.

Bank of America stayed bullish despite the sticker shock. Analyst Ronald Epstein reiterated a Buy rating and $235 price target after raising the firm’s 2026 capex forecast to $67.3 billion from $48.2 billion, arguing SpaceX’s AI investments were reaching cash breakeven in under a year, according to TheStreet.

JPMorgan reached a similar conclusion from a different angle. Analyst Doug Anmuth raised his price target to $240 even while projecting capex could approach $200 billion in both 2027 and 2028, putting further pressure on free cash flow and extending the timeline to meaningful profitability. Meanwhile, Musk had moved his own $1 trillion annual revenue target up to 2030 from 2031, TheStreet reported.

Not every firm shared that optimism. Wells Fargo cut its target to $215 from $230 over AI spending concerns, and Piper Sandler lowered its target further to $140. Arguing that valuation worries and the potential for a sharp increase in the tradable share count as SpaceX’s looming share lockup expiration.

What it means for SpaceX investors

The lockup calendar adds another layer of pressure investors need to track. More than 300 million additional SpaceX shares are scheduled to become eligible for sale on September 9, with a second tranche of similar size scheduled later on September 24.

This creates the potential for additional selling pressure regardless of how the reusability story develops.

For investors, Wlodarczak’s framing cuts through a lot of the noise around SpaceX’s other businesses. Debates over xAI, the Colossus data center project, and Starlink pricing all matter less than whether Starship achieves true reusability, since that single outcome determines which version of SpaceX actually shows up in the years ahead.

The options market’s positioning suggests that professional investors are not panicking despite the stock’s volatility. A signal that tends to matter more than headline price swings alone.

That measured reaction, paired with a price target range spanning hundreds of dollars, is a reminder that SpaceX remains a genuine binary bet dressed up as a diversified space and AI company. And treating it otherwise risks missing what actually determines the stock’s next major move.

Related: Elon Musk drops stunning SpaceX forecast

Costco fixed the one thing members hated about shopping there

September 10, 2026 MMN Editor Filed Under: SUCCESS, The Street

Costco uses a different rule book than other retailers.

It doesn’t have to be the flashiest, look the fanciest, or sit on the cutting edge of technology. The warehouse club simply needs to keep its members happy.

“Costco’s membership fees contributed some 72% to its operating income last year,” according to Retail Dive.

It’s a business model where success is measured by holding on to members, which the retailer has done very well.

“In the third quarter, the warehouse club reported membership fee income of $1.373 billion, an increase of $133 million or 10.7% year over year. Adjusting for FX, the increase was 9.9%, according to CFO Gary Millerchip, speaking during the company’s third-quarter earnings call.

Costco’s monthly sales aren’t the only barometer of success because membership retention is central to the business model. Still, growing sales show that members are actually using their memberships, and that has actually changed in a meaningful way.

The warehouse club, which does not spend the billions that rivals such as Amazon and Walmart invest in digital sales, has still managed to show massive growth in that area.

Costco’s sales numbers show digital growth

Costco Wholesale Corporation reported net sales of $23.7 billion for the month of August, the four weeks ended Aug. 30, 2026, an increase of 9.9% from $21.56 billion last year.

For the 16-week fourth quarter, Costco reported net sales of $93.9 billion, up 11.3% from $84.4 billion last year. And for the 52-week fiscal year ended Aug. 30, 2026, the warehouse club reported net sales of $297.3 billion, an increase of 10.2% from $269.9 billion last year.

More Costco:

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Costco’s new service beats Amazon at its own game

That, however, wasn’t the most exciting number for the warehouse club.

Costco also reported digital sales growth of 17.9% for August, 19.8% in the fourth quarter, and 20.7% for the full year.

Those numbers show that Costco’s efforts to grow its digital business through clever partnerships, like its deal with Instacart and the recently shuttered Costco Next third-party marketplace, drove sales.

Costco may not be taking sales from Amazon and Walmart, but the strong renewal numbers suggest Costco’s digital shortcomings haven’t become a meaningful reason for members to leave.

That’s backed by its member retention rates.

“In terms of renewal rates, at Q3 end, our US and Canada renewal rate was 92.2%. Up 10 basis points from last quarter. And the worldwide rate came in at 89.7%, unchanged from last quarter,” CFO Gary Millerchip said during the company’s third-quarter earnings call.

Costco has grown its digital sales.Shutterstock

Costco has focused on smart tech investment

When Ron Vachris took over as Costco’s CEO in January of 2024, he made digital sales a priority, but he was not looking to duplicate the infrastructure required by Amazon and Walmart. Instead, he tried to leverage what the company was already doing.

“Our biggest strength on digital e-com is, of course, the merchandise and the value that we have. I mean that’s what works for us in our brick-and-mortar,” he said during the chain’s third-quarter 2024 earnings call.

He believed the chain could grow digital sales by focusing on the basics.

“A lot of the work that’s being done right now is very foundational. So better fulfillment, quicker delivery times, the reliability of the site, those types of things,” he added. “And then following that will come iterative changes of forward-facing improvements that you’ll see in the sites and move forward.”

It was a simple, cash-light strategy that, based on the recent numbers, has worked in driving significant increases in digital sales.

Vachris, during the Q3 call, talked about how its delivery business has improved.

“Average same-day delivery time in the U.S. is now less than 45 minutes, and the average member satisfaction rating is 4.8 out of 5. This part of our business is growing at an even faster rate than our digital business overall,” he said.

Costco is careful with its tech investments

RTM Nexus CEO Dominick Miserandino told TheStreet that Costco has a very simple motive with its tech investments.

“Costco isn’t digitizing for buzz. Its digital and in-store tech is translating directly to faster service and stronger member engagement,” he shared.

When Vachris assumed the CEO job, he talked about improving the company’s digital operations and GlobalData Managing Director Neil Saunders thought he had the right approach.

“I don’t see this as a radical reinvention of Costco. It’s simply that the new CEO thinks there is an opportunity to use technology better. In my view, he is correct in his assessment. Costco can improve in areas like collect from store, checking what’s in stock at the warehouse, and making the ecommerce process easier,” he wrote on RetailWire.

He noted that the chain will continue to be careful in its tech spending and not attempt to match Amazon, Walmart, or any other chain.

“This will all be selective: Costco isn’t going to offer every item for collection because some of its bulky products just don’t lend themselves to that kind of service, and most customers love visiting the warehouse. So, I’d say this is all more of a gentle technology evolution than a massive transformation,” he added.

ALSO READ: Costco’s famous return policy has a catch members don’t know

Today’s Mortgage Rates: September 10, 2026

September 10, 2026 MMN Editor Filed Under: Money.com, SUCCESS

Average mortgage rates today

Mortgage Type
Label
Rate
APR

30-Year Fixed
Most Popular
6.69%
6.73%

30-Year FHA
Lower Credit
6.16%
7.37%

30-Year VA
Military
6.24%
6.4%

30-Year Jumbo
High Balance
6.78%
6.8%

15-Year Fixed
Shorter Term
5.98%
6.05%

7/6 ARM
Shorter Term
6.37%
6.44%

HELOC
Home Equity
8.09%
8.09%

Home Equity Loan
Home Equity
8.14%
8.14%

Updated on 09/09/2026

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, LLC, NMLS# 1907, Equal Housing Opportunity, Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and Product details

The average rate on a 30-year fixed-rate loan rose to 6.73%, up 0.03 percentage points. Fears of rising inflation increased, pushing Treasury yields and the mortgage rates that follow them higher.
Key mortgage rate averages:

The 30-year fixed-rate mortgage averaged 6.73% APR
The 30-year fixed-rate FHA mortgage averaged 7.37% APR
The 30-year fixed-rate VA mortgage averaged 6.4% APR
The 30-year fixed-rate jumbo mortgage averaged 6.8% APR
The 15-year fixed-rate mortgage averaged 6.05% APR
The 7/6 adjustable-rate mortgage averaged 6.44% APR
The rate on a HELOC averaged 8.09% APR
The rate on a home equity loan averaged 8.14% APR

Mortgage rate trends
Mortgage rates are edging higher as the Iran War escalates, pushing oil prices higher and increasing concerns over higher consumer prices. Rising national debt is also putting upward pressure on Treasury yields, despite efforts by the U.S. Treasury Department to lower bond prices.
Housing experts now expect mortgage rates to remain elevated through the rest of the year. Zillow has increased its year-end rate forecast to 6.7%. In a recent report, Kara Ng, senior economist at Zillow Home Loans, says that the mortgage math for prospective buyers is harder now than it was a few months ago.
“For many households, gains in housing affordability are quickly offset by living expenses — with CPI inflation rising faster than wages, there’s little breathing room left in budgets,” Ng notes.
Which loan is best for you?
When shopping for a mortgage, you may be offered several loan options to meet different needs. Here’s a rundown of the most common loan types you’ll find, and who they work best for.
30-year conventional mortgage: Conventional loans work best for borrowers who have a credit score above 620, have saved enough to make a down payment of at least 3% and are looking for flexibility in the type of property being purchased.
30-year Federal Housing Administration (FHA) mortgage: FHA loans are good for first-time homebuyers, borrowers with less-than-perfect credit scores or those with a high debt-to-income ratio.
30-year U.S. Department of Veterans Affairs (VA) loan: Specifically designed for active-duty and retired service members, members of the National Guard and Reserves, and surviving spouses. Offers 0% down loan options, competitive rates and accepts less-than-perfect credit scores.
30-year jumbo loan: Good for homebuyers purchasing property that is priced above the Federal Housing Finance Agency (FHFA) conforming loan limit. In 2026, that limit is $832,750 in most of the U.S. but increases to $1,249,125 in high-cost areas.
15-year fixed-rate loan: Borrowers who prefer a shorter loan term and can afford to make higher monthly payments will pay less overall interest with a 15-year mortgage and pay off the loan faster.
7/6 adjustable rate loan: Good for a buyer who wants to lock in a favorable interest rate for a set period of time and either plans on selling the home before the interest rate starts, is willing to make a higher monthly payment once the rate becomes variable or is open to refinancing the loan.
Home equity line of credit (HELOC): A good option for a homeowner who wants to access the equity they’ve accumulated in their home and have an open line of credit to use as needed.
Home equity loan: Another option for a homeowner who wants to access their home equity and have the financial capacity to take on a second mortgage.

How mortgage rates affect affordability
The rate on your mortgage can make a big difference in how much home you can afford and the size of your monthly payments. That’s true whether buying your primary residence, an investment property or refinancing an existing loan.
Here’s an example. If you bought a $250,000 home and made a 20% down payment of $50,000, you would end up with a starting loan balance of $200,000. On a $200,000 home loan with a fixed rate for 30 years, here’s what you would pay:

At a 3% interest rate = $843 in monthly payments (not including taxes, insurance, or HOA fees)
At a 4% interest rate = $955 in monthly payments (not including taxes, insurance, or HOA fees)
At a 6% interest rate = $1,199 in monthly payments (not including taxes, insurance, or HOA fees)
At an 8% interest rate = $1,468 in monthly payments (not including taxes, insurance, or HOA fees)

Experimenting with a mortgage calculator allows you to find out how much a lower rate or other changes could impact what you pay. A home affordability calculator can also estimate the maximum loan amount you may qualify for based on your income, debt-to-income ratio, mortgage interest rate and other variables. The Consumer Financial Protection Bureau can also provide a range of rates lenders offer in each state.

Current mortgage rates FAQs
What is a 30-year mortgage rate right now?
The average rate on a 30-year fixed-rate mortgage is 6.7% as of September 8, according to Money’s rate data. Other rate surveys show 30-year rates averaging close to 6.8%.
Can you get a 4% mortgage rate?
No, not under current market conditions. A 30-year fixed-rate loan is averaging in the mid-6% range as of September 8.
Will we ever see a 3% mortgage rate again?
Mortgage rates are unlikely to fall below 3% in the near term unless a severe economic downturn occurs. However, rates averaged in the mid-3% range before the pandemic, so a return to that range at some point in the future is not out of the question.
How much is a $300,000 mortgage at 7%?
The monthly payment on a 30-year, $300,000 conventional mortgage at 7% is $1,995.91, excluding taxes, insurance and HOA fees. Your actual payment will vary depending on your credit score, down payment, lender and location, among other factors.

Your car could soon spend your money

September 10, 2026 MMN Editor Filed Under: SUCCESS, The Street

The car sitting in your driveway already does a lot of things you probably never told it to do. It checks for software updates, reports its own diagnostics, and talks to networks you never think about.

The next thing it might do is spend your money, and a growing number of companies are building the infrastructure to make that happen.

We are talking about a car that pays for its own charging session, settles a toll, or handles a parking spot without you touching your phone or approving the transaction.

The technology for most of that already works. What has been missing is the accountability layer: who authorized the car to spend, how much, and who is responsible when it does something wrong.

That’s the problem Concordium is working on. The company just got a meaningful vote of confidence from the automotive world. Per Ansgar, CEO of Geely Sweden Holdings, joined the Concordium Foundation Board.

Geely is the group behind Volvo Cars, Polestar, and several other brands. Bringing someone with that background into Concordium’s work on verified AI agents and machine-initiated payments is a clear signal that the car industry is treating this as real, The Next Web reported.

Concordium’s Agent Registry, which went live in May 2026, has already registered more than 1,600 AI agents, each linked to a verified owner.

How soon will AI-initiated, car-related transactions actually happen?

The technology is closer than most people realize, and the payments industry is starting to treat it that way. Mastercard, Visa, and the x402 Foundation have all begun working on agent identity.

Agent identity is the layer that makes it possible to know who authorized a machine to spend money and whether that authorization was still valid when the transaction cleared.

Mastercard launched its Agent Pay for Machines platform in June 2026 specifically for machine-speed transactions, Fortune reported. Companies at that scale do not build infrastructure for things they think are 20 years away.

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“From what we’ve seen it’s already happening in pilot form, and I’d say it’s inevitable,” Varun Kabra, chief growth officer at Concordium, told TheStreet in an interview. “The barrier is not technical as cars have been interacting with networks for years.”

He makes a fair point. Cars already exchange data with external systems constantly, so adding a payment transaction to that stream is less of a leap than it looks from the outside.

The more challenging part is not making the payment happen. It is making the payment trustworthy, traceable, and tied to someone who can actually be held responsible if something goes wrong.

Writing rules for agentic AI payments is harder than building the technology

Say you set your car up to pay for charging automatically.

Seems simple enough. But does it know to avoid the most expensive station? Does it know not to charge your account during hours you have it locked? Does it know which networks you trust?

If you did not specify all of that, the car will make its own call on every one of those questions. Its version of reasonable might not match yours at all.

This is not a technology failure. It is a policy problem, and it is the one nobody has fully solved yet. An agent can execute instructions very well. But the instructions have to cover everything the agent will ever face, including situations you never imagined when you were writing the rules.

“The biggest thing to get right is how we describe the policies for what we want to happen,” Yaniv Tal, founder of Geo, a consumer network for verified knowledge, told TheStreet. “Agents are already great at carrying out tasks on our behalf — but it’s really up to us to specify what we want.”

Micropayments through agent-controlled wallets are already working in limited pilots, and the underlying architecture is sound.

But deploying it widely means writing policies that hold up in the real world, not just in the controlled environments where most of the testing has happened so far.

Cars already exchange data with external systems constantly, so adding a payment transaction to that stream is less of a leap than it looks from the outside.Anadolu / Getty Images

What actually needs to be verified before the car can spend

Having money in a digital wallet is not the same as having the right to spend it.

A wallet with a balance works like a blank check. It can move money anywhere but carries no record of who was actually supposed to move it, or whether the person behind the authorization was legitimate.

Once the money is gone, proving what should have happened gets very difficult very fast.

“The core challenge is not payment execution itself, but establishing a trusted and verifiable chain of authorization,” Logan Xie, leader of KuCoin AI Lab, told TheStreet.

That chain has to link the owner, the vehicle or agent, the merchant, and the payment infrastructure. Every link needs to check out at the moment the transaction happens, not days later when someone files a complaint.

The forensic tools to reconstruct a dispute after the fact are well developed. Stopping the wrong transaction from going through in the first place is what the current round of infrastructure building is actually about.

“Before a business can safely let a machine transact for it, three things need to be provable at the moment of the transaction, not reconstructed afterward from logs: that the agent is authorised to spend up to a specific limit, that it’s acting for a real, verified human or a business, and that the human or business isn’t sanctioned,” Varun added.

When the car gets it wrong, who actually pays for it?

This is the question that will determine how quickly people trust their cars with their money.

If a car makes an unauthorized payment, every party involved will have a reason to say it was not their problem. The software vendor built what it was asked to build. The manufacturer provided a vehicle. The payment network processed a valid transaction. The owner says they never told the car to do that.

Somebody still has to cover the cost. Without a clear framework, that person is usually the owner.

“Machines may execute transactions, but accountability must remain attributable to identifiable parties,” Logan explained.

His position is that responsibility should follow the authorization chain and land where the control actually broke down.

Owner set the rules and the car followed them? The owner takes the risk. Agent went outside those rules? Responsibility shifts to wherever the control failed, whether that was the software, the payment rail, or the merchant.

Every party needs to define its role upfront in a way that can be verified before a transaction clears, not argued over in a dispute process months later.

“Whoever it was that set the policy that caused the issue should ultimately be responsible,” Yaniv added.

He also argued that users should be the ones setting their own policies. Defaults from the manufacturer are fine, and some minimum standards from regulators make sense. But the person who owns the car should be able to adjust how it operates and own the consequences of those choices.

The connected-car economy needs that individual accountability built in from the start, not bolted on after the first major dispute.

Related: Elon Musk sends a strong message to Tesla and SpaceX investors

Amazon’s $180 farmhouse storage cabinet has four adjustable shelves

September 10, 2026 MMN Editor Filed Under: SUCCESS, The Street

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.

Why we love this deal

We never seem to have enough storage in our homes. Whether we want someplace to keep overflow electronics like tablets and laptops or we need a place to keep dishes, extra space is always in demand. That’s why we were excited to find a large storage cabinet on sale at Amazon. Not only is it beautiful and practical, but it’s also currently available at a great discount. That said, this is only a limited-time deal, so we recommend buying yours sooner rather than later if you want to get it at the sale price.

The Cofar Tall Farmhouse Storage Cabinet is available right now for only $180. That’s 10% off the original price of $200. If you’re in the market for a great storage cabinet that’s also affordable, then we recommend you snag this one ASAP. A $20 discount might not seem like a massive deal, but when it comes to furniture, every dollar counts, and it’s not very often big pieces go on sale in the first place. 

Cofar Tall Farmhouse Storage Cabinet, $180 (was $200) at Amazon

Courtesy of Amazon

Shop at Amazon

Why do shoppers love it?

This tall pantry has everything you need for proper household storage on a budget. It’s well made, beautifully designed, and extremely practical. Constructed from high-grade rolled stainless steel, the cabinet is rustproof and corrosion resistant. It’s incredibly durable and not likely to dent or buckle from the slightest contact. The steel construction also makes it far lighter than a solid wood cabinet of the same size would be. The fact that it has the look of a wooden cabinet with the sturdiness of rolled steel is a real win. The waterproof steel construction also allows it to be placed in any room of the home, regardless of exposure to moisture and water.

Speaking of beauty, this cabinet is one of the most attractive you’ll find at this price point. It has four gorgeous farmhouse-style doors that give it a vintage look without feeling dated or out of style. The bright-white finish adds a modern touch that contrasts nicely with the more traditional look of the doors. There are sleek and modern handles on each door, as well as the center drawer, that add to the aesthetic. It’s also available in black and teal colorways, so there’s definitely something for all different tastes.

Practically speaking, the cabinet is large enough to be useful without overtaking the entire room. It has overall dimensions of 31.5 inches long by 15.75 inches wide by 70.87 inches high. While it’s a substantial storage cabinet, the relatively small footprint means it can fit comfortably in most rooms without taking up too much valuable square footage. It has an upper cubby, a lower cubby, and a center drawer. Each cubby has two adjustable and fully removable shelves, making this an incredibly versatile option. It’s available in eight variations of each color, so you have variety when making your final choice.

Related: Amazon has a tall 6-shelf farmhouse storage cabinet for just $95

Amazon shoppers were very satisfied with this cabinet. One called it “stunning and functional” before adding, “I put these together myself…love that the drawer is a ball bearing glide…all is good.” 

Shop more deals 

Yizosh 61-Inch Metal Storage Cabinet, $99 (was $110) at Amazon

Cofar 2-Door Metal Pantry Cabinet, $144 (was $160) at Amazon

Paofin 47-Inch Kitchen Pantry Cabinet, $90 (was $100) at Amazon

The Cofar Tall Farmhouse Storage Cabinet is one of the best buys you’ll find on household storage right now. At only $180, this is a whole lot of pantry for very little money. However, this limited-time deal won’t last forever, so take advantage of it while you still can.

Kimmel Says His Interview With Talarico Won’t Air On TV Due To FCC Threats

September 10, 2026 MMN Editor Filed Under: Forbes, SUCCESS

The situation echoes a similar controversy involving Stephen Colbert’s Late Show, where CBS refused to air Talarico’s interview over fears of violating the FCC’s “equal time” mandate.

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