With U.S. Treasury yields on the rise, financial planners say they’re seeing a growing interest in bonds, especially among investors looking to secure fixed income in retirement.
Amazon’s $82 pop-up gazebo is at its lowest price all year
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Why we love this deal
If there’s one thing we all need, it’s shelter. That’s not just in reference to wanting a home to lay our head down. Having protection from the sun and the rain is also important when it comes to enjoying the great outdoors. Whether you need to stay cool while enjoying your new patio set in the backyard, or you want something portable to take to the beach for enjoying your music with your toes in the sand, a pop-up gazebo is your best bet. Luckily, one of Amazon’s best portable tents is currently on sale for its lowest price in the past year. This is no shady deal, we promise.
The Gojooasis Patio Gazebo is on sale for $82. That’s 13% off the original price of $94. If you want to get this tent at the best possible price, then today might be the best opportunity to do so. As the saying goes, the early bird gets the worm.
Gojooasis Patio Gazebo, $82 (was $94) at Amazon
Courtesy of Amazon
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Why do shoppers love it?
This gazebo is great for use at home or on the go. It’s a well-built, convenient, and attractive option. Made from powder-coated stainless steel, the frame is rustproof and corrosion resistant. It’s relatively lightweight and easy to move as well, highlighting its status as a portable shelter. The gazebo has dimensions of 115.74 inches long by 115.75 inches wide by 102.36 inches high, making it the perfect choice for keeping your backyard deck protected from the sun and the elements. The canvas roof canopy is waterproof and fade resistant as well, so you can be sure that it’ll last for years to come.
The tent has a number of practical features that make it a special buy. For starters, it has a double roof design. This allows you to get full airflow through the canopy, making it a cool option even on hot and humid days. There are also four mosquito net curtains that can be closed to keep insects at bay. The nets can be pulled back and tied to each individual post for a casual and stylish look. Setting up the gazebo takes a short time and minimal effort. One to two people can usually set it up within a few minutes, according to buyers.
The looks of this tent do not disappoint. The canopy is a lovely neutral cream color, while the mosquito net sidewalls have dark brown accent lines for a nice contrast. The top of the dual canopy has a matching dark brown motif that rounds out the look. From afar, you’d never know that this was a portable pop up gazebo because it looks so substantial. It’s also available in a total of three colorways. That means you can buy one as a gift for a friend or family member and you can each have your own color variant. Prices may vary by color, though, so pay attention when you put it in your cart.
Related: Walmart is selling a $180 pop-up gazebo on sale for 53% off
Amazon shoppers were very pleased with this tent. One called it “the best purchase I have made all year,” calling “setup a breeze.” The same buyer also claimed “the screened side panels are on curtain hooks so they can easily slide open.”
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The Gojooasis Patio Gazebo is one of the smartest ways to spend $82. It’s at its lowest price in 365 days, and it’s available right now. That may not be the case for long, so we recommend clicking the buy button sooner rather than later if you want to get yours.
A tough job market is pushing more young Americans to make a big bet: on themselves
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A chipmaker’s boom is quietly raising the price of your electronics
Micron Technology (MU) beat Wall Street’s expectations when it reported its earnings on Sept. 30. Analysts already expected big numbers, but MU surprised everyone by reporting the best quarter in its history.
Micron makes two kinds of memory chips found in nearly every modern electronic device: DRAM and NAND. DRAM is the short-term memory chip that helps the apps on a device run smoothly. NAND is the storage chip that keeps your photos, videos, and documents safe. Both are very important to the AI market, but there aren’t enough of them to go around.
That shortage is what makes things tricky. Because the same memory chips needed for AI servers also go inside your phone, laptop, and other electronics, when AI data centers buy up most of the supply, regular shoppers have to pay more to get electronics.
What’s worse is that the shortage is expected to continue until the end of 2028.
Micron’s record fourth quarter
For its fiscal fourth quarter, Micron reported revenue of $54.23 billion, which beat Wall Street’s estimate of $51.07 billion. The company’s adjusted earnings per share also came in at $33.42, which was above the $31.61 analysts expected, according to CNBC.
Also read: Micron just sent a stark memory chip warning to tech stock investors
The year-over-year increase was also very large. Micron’s revenue grew 379% from $11.32 billion, and adjusted earnings climbed more than 900% from $3.03 per share.
However, what really caught my attention, along with Wall Street’s, was Micron’s core Data Center business. That segment alone pulled in $18 billion for the quarter, an 11-fold increase from the approximately $1.58 billion it pulled in a year earlier.
Micron also expects a better performance in the first quarter of fiscal 2027. The company predicts it will make revenue of $61.5 billion and adjusted EPS of $38.15.
Both numbers are higher than Wall Street’s average estimates, and the company’s confidence has settled some investors’ worries that the AI chip cycle might be close to its peak.
Micron’s booming AI data center sales are tightening supply for consumer memory chips.Narumon Bowonkitwanchai / Getty Images
Why your next phone or laptop could cost more
Micron is the only major maker of High Bandwidth Memory that is based in the United States. High Bandwidth Memory is the special type of memory used inside AI chips from Nvidia (NVDA) and AMD (AMD).
Because Micron is the only major U.S.-headquartered supplier, the country lacks a self-sustaining domestic supply chain, leaving American tech companies entirely dependent on a severely constrained global market.
Related: Micron Q4 2026 Earnings Call: Recap of $MU Earnings, Outlook
Data centers are willing to pay top dollar for HBM, so Micron is sending most of its supply their way. As a result, DRAM and NAND chip prices have risen by double-digit percentages in recent months. Since hardware producers like Apple (AAPL) and Samsung have to pay more for memory chips, some of that cost will show up in the prices of their products.
“The AI opportunity continues to expand our customer base and drive strong demand across our data center portfolio,” Micron CEO Sanjay Mehrotra said on the earnings call.
Micron’s adjusted gross margin reached 87% for the quarter, up from 45.7% a year earlier. That number alone shows just how much pricing power the company holds right now.
What the earnings mean for MU stock investors
Micron shares have risen more than 500% over the past year, and the company’s market cap now sits above $1.2 trillion. The stock recently closed at $1,065.11, which means MU is up about 238% year to date.
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Dan Ives of Wedbush Securities, who has covered the tech sector for more than two decades, called the quarter a “defining moment” for Micron. In his view, Micron is now a core AI infrastructure name, not just a cyclical memory maker.
However, even though Micron has guaranteed orders lined up from major cloud providers, its high stock price still makes it a risky bet.
Risks to consider before chasing the rally
To catch up with demand, Micron has decided to spend more than $250 billion to build new factories in the U.S. That is a huge bet that assumes AI demand will stay strong. If demand slows down before the new factories are ready, Micron could end up spending heavily for unused capacity.
Also, the memory business has always been highly unpredictable. This time it looks different because of the AI buildout, but no one can promise that it stays that way.
Analyst Vijay Rakesh of Mizuho has pointed out that Samsung and SK Hynix are rushing to supply more HBM, which could solve the shortage problem sooner than investors expect.
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Macy’s is selling a $140 bolo bracelet on sale for 80% off
TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.
Why we love this deal
A good piece of jewelry can be easy, versatile, and look nice with different ensembles. It can add a polished touch to workwear, complement a casual outfit for lunch with friends, or finish off an evening look without feeling overdone. Bracelets, in particular, are easy to wear because they pair well with everything from sweaters to sleeveless dresses, making them an adaptable accessory that you’ll reach for again and again.
The Giana Bernini Cubic Zirconia Bolo Bracelet offers a timeless and sophisticated option that works for both everyday wear and special occasions. Originally $140, this bracelet is on sale for just $28 right now at Macy’s.
Giana Bernini Cubic Zirconia Bolo Bracelet, $28 (was $140) at Macy’s
Courtesy of Macy’s
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Why do shoppers love it?
Available in sterling silver, the bracelet features a row of sparkling marquise-cut cubic zirconia stones that create an elegant silhouette with plenty of light-catching detail. The design strikes a balance between classic and contemporary, making it easy to style on its own or layered with other bracelets. One of its features includes the adjustable bolo design. The bracelet measures approximately 10 inches in length, and uses a double pull-string bolo closure that allows you to customize it easily, whether you prefer a snug fit or like to wear it a little loose. The adjustable closure helps provide a comfortable fit without the hassle of traditional clasps or notched sizes that don’t always fit the way you want them to, and offers the silver tails that add a fun touch to the look. It also makes the bracelet simple to put on and take off on your own, which is perfect for busy mornings or any time on your own.
Related: Macy’s has a $699 sterling silver diamond necklace for 71% off
As a Macy’s exclusive, this bracelet combines a thoughtful design and versatility that make it so easy to wear. The sterling silver construction offers a timeless foundation for the sparkling stones, creating a piece that feels sophisticated without being overly flashy. The stones give the bracelet a distinct look that stands apart from the normal round or princess-cut stones. Their elongated shape creates a clean pattern that isn’t tied to a certain trend, allowing this piece to be worn year after year. It also arrives in a gift box, making it a ready-to-give option for birthdays, anniversaries, holidays, or other celebrations.
Details to know
Size: The bracelet measures 10 inches with a bolo pull clasp.
Design: The Sterling silver bracelet with the Cubic Zirconia jewels looks timeless and matches a variety of outfits.
Gift box included: Macy’s offers a gift box with this purchase to make it easy to turn into a gift, or offer a place to keep it safe and dust-free.
While the ratings offer mixed reviews, Macy’s offers returns and exchanges on anything that you’re not happy with. With that peace of mind for a beautiful piece that’s 80% off, this is a great opportunity to grab something new for your jewelry rotation, or get a beautiful gift for loved ones.
Whether you’re shopping for someone else or adding a new staple to your own collection, the Giana Bernini Cubic Zirconia Bolo Bracelet is designed to offer elegance that works with a wide range of styles for a super affordable price.
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Scott Galloway shows market crashes aren’t your biggest threat
When the market drops, many investors watch their portfolios shrink and feel a strong pull to sell everything before things get worse. DALBAR’s decades-long research into investor behavior identifies that instinct as the costliest impulse in personal investing today.
Scott Galloway, a clinical professor of marketing at New York University (NYU) Stern School of Business, admitted on September 28, 2026, that one emotional trade cost him dearly.
He estimated the decision erased roughly 40% of his liquid net worth in stocks, a loss driven by panic.
Two major research reports confirm his experience is not unique, and the performance gap between calm investors and reactive ones has grown to near-historic levels.
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Galloway’s panic sell cost him 40% of his stock wealth
The NYU professor detailed the episode on the “Office Hours” edition of his Prof G Pod, calling it his largest investing mistake. After the 2016 presidential election, he said fear about the country’s direction overwhelmed every rational signal in his portfolio.
“I sold all my stocks. That was stupid. The market ripped for the next year,” Galloway said.
The selloff would have triggered capital gains tax liability on realized gains, with state and city taxes in Galloway’s home state of New York adding to the cost.
Suze Orman, personal finance expert and host of the Women & Money podcast, has seen that pattern repeat across decades of advising investors and used her May 3, 2026, episode to confront it directly.
The biggest mistake you will ever make, and you probably are making it, or you have made it, is when, in fact, you stop investing,
Galloway’s experience proved Orman’s point. He returned to the market about six months later, but the S&P 500 posted a total return of 21.83% in 2017, DQYDJ reported, compounding his losses
He was paying taxes on realized gains while those same assets kept climbing to new highs without him in the position.
The combined toll of capital gains taxes on the way out and a sharply higher re-entry price six months later turned a single emotional decision into his most expensive investing mistake, Galloway said on the podcast.
Average equity investors trailed the S&P 500 by 848 basis points in 2024
Galloway’s story would be a one-off cautionary tale, except that industry data shows millions of investors repeat the same mistake each year.
DALBAR’s 2025 Quantitative Analysis of Investor Behavior (QAIB) report, which analyzes 2024 investor data, found the average equity fund investor earned 16.54% while the S&P 500 returned 25.02%.
That 848-basis-point gap ranks as the fourth-largest shortfall since the firm began tracking investor behavior in 1985, trailing only 1995, 1997, and 2021, Plan Adviser reported.
That streak now stretches 15 consecutive years, with 2009 the last time average investors outpaced the index.
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Galloway warned on his Podcast that timing market peaks is dangerous, noting that economies keep grinding forward regardless of which party holds power.
DALBAR attributed the gap to withdrawals in every quarter of 2024, with the largest outflows preceding a major equity rally. The firm has identified nine behavioral biases driving poorly timed trades, including loss aversion, herding, and media response.
The damage from those emotional exits grows clearer when measured in missed trading days.
JP Morgan data analyzed by Visual Capitalist found a hypothetical $10,000 S&P 500 investment grew to $64,844 from 2003 to 2022. Missing the 10 best trading days cut it to $29,708, while missing 40 left just $8,048.
Visual Capitalist reported that seven of the 10 best trading days occurred during bear markets. Many strong sessions followed the worst declines, placing sharp recoveries just after the steep drops that often trigger panic selling.
Average equity investors earned 16.54% in 2024, trailing the S&P 500 by 848 basis points as emotional decisions hurt returns.TIMOTHY A. CLARY / Getty Images
What Galloway’s mistake means for investing decisions
Galloway’s experience, DALBAR’s investor tracking, and JP Morgan’s market data reported by Visual Capitalist all reach the same conclusion: the costliest investing mistake is not a bad stock pick but an emotional exit.
Galloway said the experience reshaped how he thinks about market signals, noting that even compelling reasons to sell rarely justify the cost of exiting.
DALBAR’s 15-year streak shows the behavior gap is persistent, not a one-off tied to any single crisis. The firm attributed it to psychological traps, loss aversion, herding, and media response, that push investors to sell at the worst possible moments.
Charles Schwab reinforced that approach in a July 2026 article, recommending automated 401(k) or IRA contributions alongside an emergency fund covering three to six months of expenses, to reduce the pressure to sell holdings during a downturn.
Related: 5 money mistakes to avoid according to Scott Galloway
Crumbl rival closes all locations without a Chapter 11
Launched by childhood friends Teddy Gailas and Peter Phillips out of the Queens borough of New York in 2017, Chip City Cookies was one of the early breakaway stars of the “cookie wars” that swept the country as a food craze 10 years ago.
The chain made a name for itself through its large, gooey cookies with original rotating flavors dropped on social media prior to being available in stores. It expanded quickly to a peak of nearly 50 locations across states including New York, New Jersey, Connecticut, Massachusetts, Texas, Virginia, Florida, and Illinois.
But amid the shifting wave of food trends and an economy in which many are watching their spending on artisanal versions of common treats more carefully, the cookie craze appears at a major ebb.
Chip City Cookies abruptly closes all remaining stores
Crumbl, which is another breakaway star and major name in this space, slashed the number of its physical stores by 16% from 2024 to 2025. The 20-year-old New York State cookie bakery The Cookie Factory closed its last remaining brick-and-mortar stores to focus on selling exclusively at supermarkets in August 2026.
While observant fans noticed that Chip City Cookies had closed some stores in states like Connecticut earlier in September, chain president Nicolas Baizan just took to social media to say that it is permanently shuttering its last 22 remaining locations at the end of business hours on Oct. 2.
Read Now: Viral cookie chain leaves key market, closes all stores
“Despite extensive efforts to stabilize our business in the face of significant macro-economic headwinds, we have made the very difficult decision to close all of our Chip City locations,” Chip City Cookies said in its statement. “We are grateful to our dedicated employees and loyal customers who have supported us for the past 10 years.”
Chip City opened during the “cookie wars” phase in 2017 by Teddy Gailas and Peter Phillips.Chip City
‘Consumers are spending less and their preferences are evolving:’ Chip City Cookies on abrupt closures
Bazin went on to name “a challenging environment” and “consumers [who…] are spending less” as the main factor that “negatively impacted our sales.”
The abrupt collapse of what was once a breakout star in the food world backed by New York restaurateur and Shake Shack founder Danny Meyer sent shockwaves through the industry as well as fans (part of the chain’s success came from its cult following of diehard fans).
Locals near the location on Columbus Avenue in Manhattan’s Upper West Side also reported seeing police officers from the NYPD Evidence Collection Team going inside the shop on the morning of Oct. 2.
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While Chip City previously told customers in stores that were announced as closing earlier in the month that any pre-purchased gift cards could be used at other locations throughout October, the abrupt shutdown makes it highly unlikely that these will have any use.
The collapse also comes just several days after founder Peter Phillips sued the company. According to the lawsuit, Phillips was to remain with the company until December after Meyer’s Enlightened Hospitality Investments took a majority stake in the brand in March 2026.
Phillips’ suit goes on to claim that the new majority owners pressured him to surrender web domains and sign third-party borrower authorization documents on five small-business loans in order for this agreement to be honored.
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Switching jobs to get higher pay works best in these industries
Finding a new job is one way to get a pay increase at a time when inflation has been outpacing wage growth.