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‘There may be better investment options’: My church received $1.5 million from a parishioner. Is 3.75% interest enough?

October 29, 2026 MMN Editor Filed Under: MarketWatch, SUCCESS

“Given the size and long-term nature of this gift, we want to make sure the funds are managed prudently.”

ServiceNow stock is on track for its largest drop on record. But JPMorgan sees a bright spot.

October 29, 2026 MMN Editor Filed Under: MarketWatch, SUCCESS

Shares in the software company declined nearly 18% in premarket trading on Thursday as investors digested its third-quarter earnings.

Walmart has a 5-foot walk-in storage shed for just $98

October 29, 2026 MMN Editor Filed Under: SUCCESS, The Street

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.

Why we love this deal

A backyard is easier to maintain when garden tools, lawn equipment, and other outdoor supplies can be stored away, but it can be difficult to find space if you don’t have a garage or a larger home with extra storage space. Leaning shovels against the wall or piling toys up by the door can help, but it leaves your items vulnerable to damage during bad weather. Opting for a compact storage shed can help tidy up the area while also keeping your items safe and easy to find.

The Asofer Heavy Duty Outdoor Walk-In Shed is sturdy and provides enough space to keep large garden tools, DIY tools, and shelving for smaller items. This 5-foot-wide shed is on sale for just $98 right now at Walmart, plus $24 shipping. Shoppers can save $62 off the original price of $160.

Asofer Heavy Duty Outdoor Walk-In Shed, $98 (was $160) at Walmart

Courtesy of Walmart

Shop at Walmart

Why do shoppers love it?

This storage shed is compact and can fit even in smaller areas, measuring 63.6 inches wide, 34.3 inches deep, and 70.9 inches tall, while still offering a ton of vertical storage space. The interior is big enough for mowers, shovels, bikes, and sports equipment. With a 25-in-wide door that can accommodate larger items, it’s easier to move your items in and out as you need them. The wide hinged door also has a reinforced metal latch that allows you to padlock your items for security, keeping your gear safe and sound while you’re away and preventing large gusts of wind from blowing the door open.

Related: Walmart is selling a 2-door outdoor storage shed for just $135

The heavy-duty galvanized steel keeps your items safe with an anti-rust coating that’s designed to withstand seasonal weather, and it has a sloped roof that prevents water from getting in. The ventilation on the top of the shed walls prevents moisture buildup, reducing the humidity inside, making it just as good in the humid summers as in the snowy winters. The dark gray and silver color doesn’t detract from your outdoor space, offering a sleek option to hide trash cans or other unsightly items. The shed does not feature a floor panel, but it can be set on the deck, grass, or cement stones. 

Details to know

Size: This shed measures 63.6 inches wide, 34.3 inches deep, and 70.9 inches tall.

Weather-resistant: The galvanized steel is UV and rust resistant, and the sloped roof prevents water from pooling up.

Lockable: The door features a spot to fit a padlock for extra security. 

One reviewer wrote, “It’s sturdy, and a great value for the money, as expected. It offers a large storage space.”

Another shopper wrote, “This shed is lightweight but works great as a garden tool shed. The assembly is simple, and the instructions are very accurate.”

Shop more deals

Asofer 8-Foot by 12-Foot Metal Storage Shed, $260 (was $511) at Walmart

Bapipro 5-Foot Outdoor Storage Shed, $95 at Walmart

Yodolla Metal Storage Shed with Lockable Door, $80 (was $160) at Walmart

The solid Asofer Heavy Duty Outdoor Walk-In Shed offers space to store any of your outdoor items. With room for shelves or larger items, the flexibility is convenient and affordable for just $98 plus shipping at Walmart.

‘Fancy cars hold no appeal’: My wife and I have a 99% chance of outliving our savings. Why don’t we spend it all?

October 29, 2026 MMN Editor Filed Under: MarketWatch, SUCCESS

“I’m 68, she’s 74, and we’re both in good health. We married later in life and have no children or close family remaining.”

Alaska Gov. Orders Probe Into Alleged Scheme To Recruit Second Dan Sullivan In Peltola Race

October 29, 2026 MMN Editor Filed Under: Forbes, SUCCESS

The governor’s announcement follows an investigative report linking Democratic operatives to an effort to recruit a spoiler candidate in the Alaska Senate race.

Macy’s has a $150 double heart diamond necklace for 65% off that’s perfect for gifting

October 29, 2026 MMN Editor Filed Under: SUCCESS, The Street

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.

Why we love this deal

Finding the perfect present for a loved one can be a struggle, but you can never go wrong with timeless jewelry for that special lady in your life, whether that’s your mom, girlfriend, or lifelong partner. By wrapping up a luxe pendant necklace or a pair of sapphire earrings, the recipient will remember your thoughtful gift each time they put on the adornment. However, not just any jewelry will do. You’ll want to stick with a classic design crafted from premium materials for style and quality that will last for decades with proper care, even if it’s a piece they wear every day. 

If you’re on a budget, it may seem like a tall order to find premium jewelry within your price range, but Macy’s is making it more affordable. The breathtakingly beautiful Double Wavy Heart Diamond Pendant Necklace in 18-karat gold is now available for under $55, saving shoppers nearly $100.

Double Wavy Heart Diamond Pendant Necklace, $53 (was $150) at Macy’s

Courtesy of Macy’s

Shop at Macy’s

Why do shoppers love it?

Hearts symbolize love, so by gifting this double heart necklace, you’ll be showing the recipient they hold a special place in your own heart. The jewelry is crafted from sterling silver for longevity and elevated with 18-karat gold plating for a mesmerizing luster. Measuring just under an inch long, the double heart pendant motif is large enough to make a statement without overwhelming an outfit. For even more eye-catching sparkle, the pendant is decorated with round-cut and rose-cut diamonds. 

Related: Macy’s is offering a $525 Citizen Eco-Drive luxury watch for nearly 50% off

One of the best things about this necklace is its versatility. While it’s nice enough to save for special occasions, the elegant accessory is subtle enough to be worn every day. The necklace measures 18 inches long, which hits around the collarbone. This length goes well with most necklines, so the necklace pairs well with business casual attire or a little black dress when going out for a fancy dinner.

Details to know 

Length: 18 inches long.

Pendant size: 8/10 inches.

Materials: Sterling silver over 18-karat gold.

With an average rating of 4.4 out of five stars, this necklace is highly rated by shoppers, and the majority highlight that it was a winning gift. “I bought this one as a birthday present,” one shopper wrote. They raved, “She absolutely loves it. It is very elegant, and it looks more beautiful in person than in the picture.” Another reviewer gifted it to their “very picky” mother and reported, “The necklace has a timeless look and flawless appeal. My mom loved it so much that she has worn it every day since!”

Shop more deals

Diamond Accent Gold-Plated Heart Pendant Necklace, $29 (was $75) at Macy’s

Ruby and Diamond Open Heart Pendant Necklace, $131 (was $375) at Macy’s

Diamond Love Knot Pendant Necklace, $47 (was $135) at Macy’s

Don’t miss your chance to get this jewelry at more than half off. At just $53, you can get the Double Wavy Heart Diamond Pendant Necklace for yourself and a loved one, and still pay less than the original price. 

Trump Says He’ll Hold Federal Judge ‘Responsible’ For Injuries Or Deaths At D.C. Golf Course

October 29, 2026 MMN Editor Filed Under: Forbes, SUCCESS

The president claimed a White House staffer was struck by a golf ball at the D.C. golf course he’s pushing to renovate, as the DOJ confirmed plans to close the facility on November 15.

Albertsons has a new advantage over Kroger, Walmart, Amazon for grocery shoppers

October 29, 2026 MMN Editor Filed Under: SUCCESS, The Street

Americans increasingly rely on grocery delivery to save time, but the convenience comes at an additional cost.

Between delivery charges, service fees, and subscription costs, shoppers may end up paying more before even considering the price of their groceries.

Still, the demand for online grocery shopping continues to grow. Especially if you take into account the cost of gas, parking, and time spent going shopping, or the convenience it offers to those with health complications who are unable to shop in-store.

According to the latest Brick Meets Click Grocery Shopping Survey, U.S. online grocery sales increased more than 16% year over year in September 2026.

A record 64% of U.S. households purchased groceries online during the month, while average order frequency increased 9%.

Delivery also attracted customers at a faster rate than pickup, signaling that convenience remains an important consideration, even as consumers watch their spending.

That is creating a meaningful opportunity for retailers to compete: paid memberships that promise to make frequent grocery deliveries more affordable.

And Albertsons, the parent company of Safeway, Vons, Jewel-Osco, and several other supermarket chains, has introduced a membership that undercuts Walmart, Amazon, Target, and Kroger on annual subscription prices.

Albertsons slashes membership price to $39

Albertsons recently replaced its $99 annual FreshPass membership with a new subscription called forU+. At $39 annually, the replacement costs roughly 61% less than the previous program.

According to the company’s official membership information, forU+ includes:

Unlimited free same-day delivery on qualifying orders of at least $30

Flash delivery upgrades for $2 per order, with delivery available in as soon as 30 minutes in participating areas

Free Flash pickup at participating locations

Loyalty points that do not expire while the subscription remains active

However, as TheStreet previously reported, the lower price comes without several benefits that were originally part of the FreshPass.

More Retail:

Kroger cuts discounts, promises pricing changes

Walmart gets aggressive when it comes to holiday sales

Costco copies a popular Trader Joe’s collectible

This includes the $5 monthly grocery credits, double points on certain private-label purchases, and additional discounts on select Albertsons brands, none of which will be part of forU+.

Shoppers who previously used those discounts could end up losing benefits that exceed the reduction in membership costs. But for households primarily interested in grocery delivery, the lower annual fee is competitive.

Which grocery delivery membership is cheapest in 2026?

Walmart, Amazon, Target, and Kroger offer paid memberships combining delivery services with additional shopping benefits.

I compared their standard annual subscription prices, delivery minimums, and additional benefits to see how Albertsons stacks up.

Retailer and annual priceDelivery benefits and perksWhat shoppers should knowAlbertsons forU+ $39Free same-day delivery on $30+ orders; $2 Flash delivery upgrades; free Flash pickup; points don’t expire.Cheapest standard annual subscription on this list, but no monthly option and fewer grocery rewards than FreshPass.Kroger Boost  $69 or $99Free next-day delivery with Essential on $35+ orders; double points on qualifying purchases.Faster included delivery requires the more expensive plan; annual plans also offer streaming benefits.Walmart+ $98Free store delivery on $35+ orders; free shipping on eligible products without a minimum; fuel discounts and streaming.Costs $59 more than Albertsons, but offers benefits beyond groceries. Has a monthly option, $12.95.Target Circle 360, $99Same-day delivery on $35+ orders from Target and participating Shipt retailers; free two-day shipping; monthly freebies.Target Circle Card holders pay $49 annually; qualifying students and assistance recipients get discounted monthly rates.Amazon Prime $139Free same-day delivery on eligible grocery orders above $25 in participating areas; Prime shipping and Whole Foods discounts.Whole Foods and Amazon Fresh have separate delivery charges and an optional $99.99 annual grocery-delivery add-on.

At their regular annual rates, Albertsons forU+ costs $59 less than Walmart+, $60 less than Target Circle 360, and $100 less than Amazon Prime.

It also costs $30 less than Kroger’s entry-level Boost Essential membership.

Albertsons has another advantage over Walmart, Target, and Kroger: Its minimum order for free delivery is $30, compared with $35 for its rivals.

But price alone does not tell the entire story.

Kroger’s Boost membership provides double loyalty points on qualifying purchases, while Walmart+ and Amazon Prime offer shipping, streaming, and other benefits beyond grocery delivery.

Target Circle 360 also lets members order from participating retailers outside Target through Shipt, potentially making it more useful for shoppers who frequently visit multiple stores.

Amazon’s pricing is particularly complicated. Prime members can receive free same-day delivery on eligible grocery orders above $25 in participating locations, but Whole Foods and Amazon Fresh deliveries operate under separate fee structures.

For frequent customers of those grocery services, Amazon offers an additional $99.99 annual subscription that waives delivery fees on qualifying orders.

Does Albertsons’ cheaper membership actually save shoppers money?

There is one important distinction shoppers should consider before switching subscriptions: A cheaper delivery membership does not guarantee lower grocery prices.

In February, Consumer Reports published a nationwide supermarket price comparison based on research conducted by Strategic Resource Group.

The research compared grocery baskets across major chains in six metropolitan areas, using Walmart as the baseline.

Its findings revealed considerable price differences:

Safeway’s average grocery prices were 8.8% higher than Walmart’s.

Albertsons’ prices were 24.8% higher.

Vons’ prices were 26.6% higher.

Kroger’s prices were 14.8% higher.

Target’s prices were 5.9% higher.

The study used in-store prices collected in late summer 2025, including sales and free loyalty-card discounts, rather than current grocery delivery prices.

Nevertheless, it shows why a household could save money on an annual delivery subscription but spend more on the groceries themselves.

Additional service fees may apply even with the forU+ membership.

This is particularly important for shoppers making large grocery purchases, where relatively small differences in product prices can quickly outweigh the savings from a lower subscription fee.

Why Walmart, Amazon, and Albertsons are competing for grocery memberships

Retailers are increasingly using subscription programs to encourage repeat purchases and keep customers shopping within their businesses.

Brick Meets Click’s September research found that 29% of active online grocery shoppers also purchased from Walmart online during the month, up 4.2 percentage points from a year earlier.

Meanwhile, 50% also placed at least one order with Amazon.

That cross-shopping behavior means traditional supermarkets are no longer competing only with other grocery chains for customer loyalty.

Walmart is also expanding its membership strategy.

On Oct. 20, the company introduced a combined Walmart+ and Sam’s Club Plus membership for $120 annually, bringing together grocery delivery, warehouse-club shopping, fuel discounts, and streaming benefits.

The bundled price represents $98 in annual savings compared with buying the two memberships separately.

Albertsons is taking a different approach.

Rather than adding benefits, it has lowered the cost of entry while removing several existing discounts.

For someone who already shops at Safeway, Vons, or another Albertsons supermarket and regularly orders delivery, the $39 membership could help consumers save on delivery fees.

But Walmart, Amazon, Target, and Kroger each offer distinct advantages that may matter more to households that use multiple shopping services.

Latest Retail NewsSprouts plans nationwide grocery price changes, adds 1,400 productsEtsy CEO has an unexpected message for shoppersKroger and Albertsons want to change your grocery shoppingGoldman Sachs lowers Whirlpool stock price target

Amazon has an AI-enabled tablet with theft protection for $90

October 29, 2026 MMN Editor Filed Under: SUCCESS, The Street

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission.

Why we love this deal

Everyone is always on the lookout for a special buy when it comes to personal electronics. Whether you’re shopping for a smartwatch to stay organized at work or you’re hoping to get new smart glasses for staying connected on vacation, a good electronics deal is always welcome. With schools back in session, many people have turned their sights toward laptop computers and tablets. Tech in the classroom has become the norm, so getting a big discount on personal technology just makes you a smart consumer. We found a deal that we think fits this mold, and it’s a perfect example of why people love Amazon for all sorts of electronics.

The Urao Android 16 Octa-Core Tablet is on sale for only $90. That’s an incredible 40% off the original price of $150. This amazing tablet has everything you could ever want in a personal electronic device, and it’s the perfect price at the moment.

Urao Android 16 Octa-Core Tablet, $90 (was $150) at Amazon

Courtesy of Amazon

Shop at Amazon

Why do shoppers love it?

This tablet is fast, includes impressive hardware, and boasts some of the most intuitive AI-enabled features on any modern tablet. It has 36 gigabytes (GB) of RAM and 128GB of ROM, making it fast right out of the box. It also has an expansion port that allows you up to a full terabyte of memory should you need it. What’s more, the 1.8 gigahertz Octa-Core processor allows you to multi-task to your heart’s content. You can have a number of applications and programs running at the same time and there’s no need to worry about frustrating lags or freeze-ups like you may experience on lesser machines.

The 10.1-inch high definition touchscreen delivers millions of colors in beautiful crystal clear high resolution. It’s a 1280 by 800 ips display with a low blue light setting for less strain on the eyes. The tablet also includes both front and rear cameras, multiple input ports, and a fast-charging capability that will have you up and running quickly as a bunny. The machine is available in two color variants as well, so at this price you may want to buy a couple for the household.

In terms of software, the tablet comes pre-loaded with the powerful Android 16 operating system. It’s one of the most technologically advanced systems you can buy with AI-enabled features throughout. It has predictive technology for typing as well as choosing the most popular apps. There is also an AI-enabled anti-theft feature that keeps you safe 24/7 from would-be tech thieves. If you want the best hardware and software combo at the best possible price, then this is the deal for you.

Related: Amazon is selling an AI-enabled 2-in-1 laptop and tablet for $75

Amazon shoppers were very happy with this tablet. One called it a “great tablet for everyday use,” before adding, “It’s fast, easy to use, and the battery lasts a long time.”

Shop more deals 

Yleebg 2-in-1 Laptop and Tablet, $90 (was $110) at Amazon

ZZB 2-in-1 Laptop and Tablet, $62 at Amazon

Aobante 2-in-1 Laptop and Tablet, $130 at Amazon

The Urao Android 16 Octa-Core Tablet is the ultimate daily use device. You can do homework, watch Netflix, and plan your monthly shopping list, all on one machine. At just $90 right now, there’s really no excuse not to buy one.

How to Protect Your Business From Deepfake CEO Scams

October 29, 2026 MMN Editor Filed Under: Addicted2Success, SUCCESS

A few years ago, the worst thing a scammer could do to a small business was send a convincing email that looked like it came from the boss. Today they can send a voice note that sounds exactly like you, or join a video call wearing a digital copy of your face. The tools that make this possible are cheap, widely available and getting better every month, and the businesses most exposed are often the ones that move fast, run lean and rely on trust between a handful of people.
Founders tend to assume deepfake fraud is a problem for large corporations with big treasury departments. The opposite is closer to the truth. A small team usually has fewer approval steps, less formal finance training and a founder whose voice and face are all over podcasts, webinars and social media. That combination makes a lean company an attractive target, and it means the protection has to come from simple habits and clear rules rather than an expensive security department.
Why Deepfake Fraud Has Become a Business Problem
The case that changed how many companies think about this happened in early 2024. A finance employee in the Hong Kong office of Arup, the British engineering firm, joined a video conference with what appeared to be the company’s chief financial officer and several colleagues. Every other person on the call was a fake. The employee went on to make 15 transfers totalling HK$200 million, or about US$25.6 million, before checking with head office and discovering the fraud. Arup confirmed to CNN that fake voices and images were used, and that its internal systems were not compromised.
That last detail is the one founders should sit with. Nobody hacked Arup’s network. The attackers hacked a person’s trust, using publicly available footage of real executives to build convincing replicas. No firewall stops that, and a small business with one founder on camera every week is just as exposed as a global firm.
The wider numbers point the same way. The FBI’s 2025 Internet Crime Report recorded more than $3 billion in reported losses to business email compromise, and for the first time it included a dedicated section on artificial intelligence, covering 22,364 complaints with adjusted losses above $893 million. The report specifically notes that voice cloning can be used to request wire payments, and that businesses reported more than $30 million in losses to business email compromise schemes involving AI. Those figures only reflect what victims chose to report, so the real total is almost certainly higher.
This BBC World Service report shows how convincing an AI clone has already become, as a cyber correspondent tests whether a digital copy of himself can fool his own colleagues in a meeting.

How These Scams Actually Work
Almost every deepfake fraud follows the same pattern, and once you see it, it becomes much easier to interrupt. The attacker first studies the business. They collect voice and video from interviews, social posts and webinars, and they learn who handles money, who the key suppliers are and how the founder normally communicates. Then they create a reason to move money quickly, such as a confidential acquisition, an overdue supplier invoice, a changed bank account or an urgent payment that must happen before the end of the day.
The deepfake itself is simply the delivery method for that pressure. It might be a voice message on WhatsApp, a short phone call or a full video meeting. The request almost always combines three ingredients: urgency, secrecy and a break from normal process. The scammer needs the target to act before they have time to think, to avoid telling anyone else, and to skip whatever check would normally catch the problem.
Founders should also know that the same technology is showing up in hiring. The FBI’s report describes the use of voice spoofing, or potentially voice deepfakes, during online job interviews, where the on-camera person’s lip movements do not fully match the audio. For a remote-first company hiring contractors it has never met in person, a fake candidate who gains access to systems can be just as damaging as a fake executive asking for a wire transfer.
Build Verification Into Every Payment
The most effective defense costs nothing. It is a rule that no payment, bank detail change or sensitive data request is ever approved on the strength of a single message, call or video, no matter who it appears to come from. The person receiving the request confirms it through a separate channel they already trust, such as calling the founder back on a number saved in their phone rather than one supplied in the message.
That rule only works if it applies to everyone, including you. If your team has watched you bypass process when you are in a hurry, they will assume an urgent request in your voice is legitimate. Tell your team clearly, and put it in writing, that you will never be offended when they call back to verify, and that you will be concerned if they do not.
For a lean business, a handful of controls covers most of the risk:

Dual approval for payments above a set amount. Two people must sign off, and the second approval happens in your banking platform, not over chat.
Locked supplier bank details. Any change to a payee’s account is verified by phone using contact details already on file, and new details are held for a short cooling-off period before the first payment.
A shared verification phrase. A private word or question known only to the founder and finance lead gives anyone a fast way to test an unexpected request.
No secret transactions. Make it policy that the company never asks anyone to keep a payment confidential from the rest of the finance process, so any request for secrecy becomes a red flag in itself.

Reduce What Attackers Can Copy
Founders cannot disappear from the internet, and they should not try. Visibility is how most modern businesses grow. What you can do is be deliberate about what you publish and how your public presence connects to money. Avoid sharing details about payment processes, banking partners, upcoming deals or which team members handle finance. Keep the founder’s personal phone number off public pages. Make sure your team knows where official requests come from and which channels the founder never uses for financial instructions.
It also helps to treat your accounts as part of the same defense. Many deepfake scams begin with a compromised email or messaging account that makes the follow-up call feel legitimate. Strong passwords, a password manager and multi-factor authentication on email, banking and payment tools all reduce the chances that an attacker can operate from inside your real accounts. If you have not reviewed this recently, a simple security stack covering identity, devices and backups will close many of the gaps that make impersonation easier.
Train Your Team to Slow Down
Most people assume they would spot a fake. That confidence is exactly what scammers rely on. The better approach is to accept that the technology will eventually fool almost anyone and focus on behavior instead of detection. Teach your team to notice the pressure pattern rather than the quality of the audio or video. Urgency, secrecy and a request to skip normal steps should trigger a pause every single time, even if the voice and face look perfect.
Short, practical training works better than long annual presentations. Walk through the Arup case in a team meeting. Share examples of real voice-cloning scams. Run an occasional drill where someone sends an unusual request and see whether the verification process is followed. Praise the people who slow down and check, because that habit is what protects the company when it matters.
Building this kind of cybersecurity discipline early is far easier than rebuilding trust after a loss. Small teams adopt new habits quickly, and a founder who models the behavior sets the standard for everyone who joins later.
Know What to Do in the First Hour
If money does leave the business because of a scam, speed matters more than anything else. The FBI’s guidance is direct: contact your bank immediately, request a recall of the funds, and file a complaint at ic3.gov with full transaction details regardless of the amount lost. The FBI’s Recovery Asset Team works with banks to freeze fraudulent transfers, and in 2025 it reported freezing about $679 million out of roughly $1.16 billion in attempted theft across the incidents it handled. Those results depend heavily on how quickly the fraud is reported.
Write a simple incident plan before you need it. It should list who to call at your bank, who inside the company makes decisions, where the transaction records are kept and how to report the incident. When a scam succeeds, people are often embarrassed and lose valuable time hoping the problem will resolve itself. A clear plan removes that hesitation and gives you the best chance of getting money back.
Trust Still Matters, It Just Needs a Process
Lean businesses run on trust, and that is a strength worth protecting. The answer to deepfake fraud is not to become suspicious of everyone you work with. It is to put a simple process around the moments when trust can be exploited, especially anything involving money, access or sensitive information.
The founders who handle this well will not be the ones with the most expensive tools. They will be the ones who decided ahead of time how their company verifies requests, who explained that process to every person on the team and who followed it themselves without exception. In a world where anyone can borrow your voice, a clear process is what keeps your business in your hands.
The post How to Protect Your Business From Deepfake CEO Scams appeared first on Addicted 2 Success.

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