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This cybersecurity stock will be the next to join the S&P 500

October 30, 2026 MMN Editor Filed Under: MarketWatch, SUCCESS

Okta is slated to join the index on Wednesday, replacing Kenvue.

Jim Cramer says sell a popular meme stock, despite record quarter

October 30, 2026 MMN Editor Filed Under: SUCCESS, The Street

I still remember the first movie theater I went to. The seats weren’t particularly comfortable, the place wasn’t fancy, and honestly, none of that mattered to me.

I was there for the big screen, the popcorn, the hype, and the chance to forget about everything else for a couple of hours. 

Years later, I walked into a modern theater with reclining seats and a much more luxurious setup. It was a completely different experience, comfortable, expensive, and a little too polished. But surprisingly, a part of me still missed the simplicity of that first experience.

That gap between a great experience and a great investment is the AMC (AMC) story in 2026. On Oct. 29, 2026, during the “Mad Money” Lightning Round, Jim Cramer gave a caller his verdict.

I think that this stock should be sold.

What looks odd is the timing. AMC just had its best quarter in its 106-year history. The stock is up 97.44% year to date and 15.79% over the past year, according to Yahoo Finance. It trades at $3.08, just below its 52-week high of $3.40 set on Sept. 28, 2026.

Also Read: AMC Theatres CEO says one long-running entertainment debate is finally over

A record quarter that makes AMC’s sell call look strange

There is a contradiction here. In Q2 2026, AMC reported total revenue of roughly $1.6 billion, up about 14.2% year over year, according to AMC’s Q2 earnings release.

Adjusted EBITDA jumped 70% to $321.4 million, the first time it has ever crossed $300 million in a quarter. Free cash flow was $190.1 million. Adjusted EPS was $0.14.

In our 106-year history, never before has AMC had such superb results.

He added that AMC “has often been underestimated, and yet we continue to outperform.”

AMC is the world’s largest theater chain, with roughly 860 theaters and 9,600 screens. A summer box office lifted by hits such as “The Odyssey” gave it the kind of quarter exhibitors spend years hoping for. 

If you judged the business on its own, Cramer’s call would be hard to defend. That is the point. His call is about the stock, not the popcorn.

Where AMC’s bear case actually lives

I covered a similar split earlier when Cramer told viewers to sell Rocket Lab after a Neutron delay: a story the market loved, and a balance sheet it could not ignore. AMC fits the pattern for different reasons. Three stand out.

First, debt. Even after reducing principal balances by about $1.7 billion since the end of 2020, AMC still carries nearly $4 billion in long-term debt.

More AMC Entertainment Holdings:

AMC credit upgrade comes with a catch

New Spider-Man movie raises stakes for struggling cinema giant

Popular movie theater chain keeps closing locations

CEO Adam Aron noted the company refinanced $400 million, extending maturities by four years, and has no maturities currently expected until 2029.

I admit that is real progress. It also means interest costs remain a heavy weight on a business whose profits arrive in bursts.

Second, the gap between adjusted and reported results. While adjusted EPS was positive, the GAAP net loss widened to $11.4 million from $4.7 million a year earlier, even in its strongest quarter in history. Many fundamental investors discount adjusted figures when the bottom line remains in the red at peak season.

Third, dilution. In the same quarter, AMC raised about $285 million in gross proceeds through equity offerings. That keeps the balance sheet healthier, but every new share trims the value of the ones already held.

AMC is the world’s largest theater chain, with roughly 860 theaters and 9,600 screens.Sunan Wongsa-nga / Getty Images

Why a theater chain trades like a ticket to something else

I felt this tension again while thinking about that recliner theater. A ticket there costs more than a whole evening out used to cost in my city, and people still pay it for the right movie.

The business can be healthy while the stock behaves like a lottery ticket. Retail traders have treated AMC as a symbol since the meme-stock era, which means its price often reflects sentiment more than cash flow.

Cramer has long favored companies with strong balance sheets over speculative stocks, and his Lightning Round answers rarely leave much room for nuance. Still, Aron raised a valid point.

He said reducing leverage should lower interest rates on roughly 75% of AMC’s debt, potentially saving the company about $51 million in annual interest expenses if the required conditions are met. That would come on top of the $16 million in savings already achieved.

The next test is close. AMC reports Q3 earnings on Nov. 4 after the market closes. For holders who have ridden the stock up almost 100% this year, that report decides whether the summer was a turning point or a peak. 

A film business lives and dies by its slate, and a record quarter has to be repeated before the market stops pricing it as a one-off.

For the casual moviegoer, AMC may be in the best shape of its modern life. For the investor, Cramer’s message is that a good year at the box office does not erase a $4 billion debt.

More Stocks News‘Big Short’ trader says Anthropic slowdown tests AI boomNvidia has a stake in SpaceX that came from an unexpected placeVeteran fund manager revamps Alphabet stock price target after brutal sell-offIntel CEO reveals a PC problem as Goldman cuts stock target

Snowbird To Host 2027 Freeride World Tour Finals Amid U.S. Freeride Growth

October 30, 2026 MMN Editor Filed Under: Forbes, SUCCESS

Utah’s Snowbird will host the 2027 YETI Snowbird Pro, bringing the world’s top freeride skiers and snowboarders to the lower 48 for one of two tour Finals stops in March.

Peach Riot X Netflix’s KPop Demon Hunters Collab Comes To POP MART

October 30, 2026 MMN Editor Filed Under: Forbes, SUCCESS

Peach Riot x Netflix’s KPop Demon Hunters have released their highly collectible plush pendant blind boxes, available in POP MART stores and online.

‘Big Short’ trader says Anthropic slowdown tests AI boom

October 30, 2026 MMN Editor Filed Under: SUCCESS, The Street

Even though you may never purchase a share in Anthropic, there’s a high possibility that money in your portfolio is already riding on the success of businesses like it.

Nvidia (NVDA) sells the chips powering artificial intelligence. Amazon (AMZN), Alphabet (GOOGL), Microsoft (MSFT), and other technology giants are spending enormous sums building the cloud and data-center infrastructure that AI developers need.

Near the opposite end of that chain are Anthropic and OpenAI. They must transform all of that processing power into something that consumers will pay for.

Investor Steve Eisman, well-known for his involvement in the subprime mortgage trade detailed in “The Big Short,” interprets Anthropic’s most recent figures as a warning.

Eisman said on CNBC that Anthropic’s sequential revenue growth slowed from 147% in the second quarter to 45% in the third quarter. He also said revenue generated relative to compute and infrastructure spending deteriorated.

That does not mean Anthropic is shrinking. Third-quarter revenue reached $16.8 billion, up from $11.6 billion in the second quarter, Anthropic said in a filing.

However, Eisman’s worries extend beyond Anthropic’s first public offering.

Investors may ultimately have to reevaluate how much infrastructure the whole AI boom needs if the firms using massive quantities of processing power are unable to continue converting that expenditure into quickly increasing income.

Eisman sees a change in Anthropic’s growth story

For almost any corporation, Anthropic’s first half 2026 results would seem exceptional.

Revenue reached $16.3 billion during the six months ended June 30, up from $1.2 billion a year earlier, according to Anthropic’s IPO filing.

It also had a very good second quarter, bringing in $11.6 billion. Revenue was somewhat more than double its compute expenditure, with compute and infrastructure costs totaling more than $5.6 billion.

Anthropic highlighted that improving efficiency in its prospectus, noting that second-quarter revenue jumped 1,368% from a year earlier, while compute and infrastructure expenses increased 300%.

Eisman is examining the subsequent events.

Earlier in October, Anthropic informed potential investors that its third-quarter sales reached $16.8 billion, a 45% sequential rise.

That growth is still really quick.

According to Eisman, the contrast with the prior quarter, when sales rose by almost 147% from the first quarter, is the issue.

Additionally, he determined that Anthropic made around $1.70 in revenue for every dollar spent on computing and infrastructure in the third quarter, compared to roughly $2.08 in the second.

Eisman said Anthropic’s ability to turn compute into revenue decreased throughout the quarter as a result of those numbers. “The whole chain depends upon the health of Anthropic and OpenAI.”

Eisman attributes the shift in part to the termination of “token maxing.”

When users give prompts and get responses, AI models analyze the text fragments known as tokens. Businesses use more tokens and often spend more money when they deploy AI models more extensively.

Eisman uses the term “token maxing” to characterize the time when companies urged employees to use AI extensively, with no regard for the expense.

He contends that businesses are now becoming more mindful of what those AI tokens really do. The second half of 2026 may therefore be a more significant test of sustained demand than the previous spending boom.

Why Anthropic matters to Nvidia and the rest of the AI trade

This is when an obscure efficiency ratio becomes considerably more significant for the typical investor.

A vast amount of computational infrastructure is required for Anthropic.

Compute is its biggest operational expenditure, according to its prospectus, and it has significant obligations. Crucially, regardless of Anthropic’s final income or usage, many of those obligations often have to be fulfilled.

Reuters estimates Anthropic has committed more than $600 billion to computing and infrastructure partners over the coming decade.

This expenditure supports a much wider ecology. Anthropic says Claude operates across Amazon Web Services Trainium chips, Google Tensor Processing Units (TPUs), Nvidia graphics processing units, and AMD (AMD) GPUs.

Additionally, it distributes Claude via Google Cloud, Microsoft Azure, and AWS.

This implies that Anthropic serves as a source of demand, a collaborator, and a consumer for some of the largest firms driving the AI investment surge.

Therefore, whether Claude is a decent chatbot is not the only issue for someone who buys Nvidia stock. Another factor is whether businesses like Anthropic can generate enough revenue from AI services to support their ongoing use of additional processors, data centers, power, and cloud capacity.

The same reasoning applies to Amazon and Alphabet, two major suppliers of Anthropic’s infrastructure and distribution as well as investors in the company.

Eisman’s argument may be significant to a typical tech investor because of this.

The expenditure cycle becomes simpler to explain if Anthropic can continue to generate much more income from each additional dollar of computer capability.

The math gets uncomfortable if infrastructure needs continue to rise and GDP continues to decline.

A “Big Short” trader spots a warning inside Anthropic’s growth.OLIVER CONTRERAS / Getty Images

Anthropic has plenty of evidence against the bearish case

Treating a quarter of reduced growth as evidence that the AI boom is ending is another serious flaw.

Anthropic continues to develop at a very rapid rate.

Its third-quarter revenue of $16.8 billion was more than 3.5 times the $4.7 billion it generated in the first quarter, according to Reuters. The company also told prospective investors that it was profitable on an adjusted basis during the quarter.

Additionally, its clientele offers a compelling refutation of the notion that Claude demand is declining.

Anthropic had more than 11,900 customers generating at least $100,000 of trailing-12-month revenue as of Sept. 30. A year earlier, it had more than 950.

Approximately 250 clients made $10 million or more, while more than 1,900 generated at least $1 million.

Additionally, Anthropic reported a net revenue retention of almost 900%, indicating a significant increase in the spending of current clients throughout the studied time. Over half of Fortune 500 organizations generated at least $100,000 in trailing-12-month sales.

These figures don’t indicate that a company is abruptly losing clients.

Additionally, Anthropic advises investors to anticipate a gradual slowdown and quarterly fluctuations in its revenue growth rate.

That is typical math for a business growing significantly.

Growing $4.7 billion of quarterly revenue by 147% is very different from growing $16.8 billion at the same rate.

When CNBC questioned whether Eisman’s theory implied a sharp decline in the whole market, he likewise refrained from forecasting an impending collapse in technology stocks.

“I’m not willing to make that bet just yet,” he said. That difference is important.

No one claims that the AI trade has already failed. Investors now have a new figure to watch.

Anthropic’s next numbers could test the entire AI spending story

With Anthropic’s IPO, public-market investors will get regular financial results from one of the firms closest to the core of the generative-AI expenditure surge, something they haven’t received before.

Because of this, its future revenue growth and compute efficiency are significant factors that go well beyond the final price of ANT shares.

Anthropic’s quarterly growth of 147% is not necessary for an investment in Nvidia. However, a future in which AI engineers always want more processing power and can afford to pay for it helps Nvidia and other infrastructure suppliers.

Anthropic’s own prospectus explains that link in detail.

According to the corporation, in order to keep access to financing, it must show that it can make profitable investments, transform computing investment into improved models, and then translate those advancements into consumer acceptance. On the other hand, when revenue declines, its computational duties do not instantly decrease.

Investors should monitor that cycle.

Increased income is a result of increased client utilization. Greater computing is supported by higher income. Demand for semiconductors, cloud infrastructure, and data centers rises as computing increases.

What worries Eisman is what would happen if that circle began to slow down at the first step.

Anthropic’s 45% quarterly sales increase seems significant.

The warning comes from the direction of the numbers: Growth slowed sharply from the previous quarter, while Eisman’s measure of compute efficiency also fell.

A trend cannot be established in a single quarter. Still, Anthropic’s next quarters may reveal far more to investors than whether its initial public offering (IPO) was priced appropriately, given the hundreds of billions of dollars invested in AI infrastructure and the fact that some of the world’s biggest IT businesses are betting on that continued demand.

They might help determine whether the economics behind the AI boom are keeping pace with the money being invested in it.

Related: Nvidia’s $3 billion Meta bet reveals a 30-fold shift

Why gold plunged to its lowest price in a year despite renewed Iran jitters

October 30, 2026 MMN Editor Filed Under: MarketWatch, SUCCESS

Safe-haven gold fell to its lowest price in a year, despite jitters around the potential for fresh Middle East attacks following the U.S. midterm elections on Tuesday

Trying to Get Out of Debt? Here Are 6 Tips to Pay It off Faster

October 30, 2026 MMN Editor Filed Under: Money.com, SUCCESS

Key Takeaways

More than 40% of Americans feel credit card debt is making it harder to focus on long-term financial goals, according to a 2026 Achieve survey.
Choosing a payoff strategy you can stick with is a critical step. The debt avalanche can save more on interest, while the debt snowball can provide quicker motivational wins.
If DIY repayment isn’t enough, consider other options. Debt consolidation, credit counseling or debt relief may help, depending on your balances, credit and ability to make payments.

Debt is getting harder to ignore in 2026. Credit card balances alone hit $1.26 trillion in the second quarter, up $54 billion from a year earlier, according to the Federal Reserve.
With borrowing costs still high, carrying a balance can get expensive fast and eat into the money you’d like to use for other priorities. In fact, 43% of Americans feel credit cards and other short-term debts are getting in the way of their long-term financial goals, according to a recent survey from Achieve and Money.com.
There’s no magic trick for wiping out debt, but choosing the right payoff strategy can help you spend less on interest and get debt-free quicker.
Here are six steps to help you pay off your balances fast.

1. Pay more than the minimum payment every month
One of the best ways to pay off credit card debt (and other debts) faster is to pay more than you have to each month — even if you can only afford a small amount more.
Minimum payments on revolving debt, such as credit cards, typically cover only a tiny fraction of the principal amount, allowing interest to accumulate rapidly. Making larger payments, which puts more toward the principal, means less interest will be tacked onto your loan balance each month.
For example, say you have a $6,500 credit card balance with a 23.99% annual percentage rate (APR) and a $146 minimum payment. It’ll take you more than nine years to pay off that card making only the minimum payments. However, if you can put an extra $100 each month toward your balance, you’ll have it paid off in just over three years. You’ll also save nearly $7,000 in interest.
You can pay more than the minimum on all loan types, but be sure you understand how those extra payments are applied, particularly with installment loans like your mortgage, auto or student loans. With these, you may have to ask your lender to use the extra money to reduce the principal balance instead of counting it as a credit toward your next payment. Know that some loans, including mortgages and auto loans, can have prepayment penalties. While most lenders don’t penalize you for extra payments or early payoff, it’s always smart to review your loan terms before prepaying so you’re not hit with a surprise fee.
2. Set up a payment plan
Rather than throwing extra money at your debts randomly, you’ll be more effective if you take the time to map out a payment plan. You’ll save more money — and potentially pay off your debts faster — using what’s called the debt avalanche method. (More on that below.) But it’s most important for you to design a payment plan you’ll stick with. If you need some quick wins to stay motivated, then you should focus on your smaller debts first.
Regardless of which method you pick, the general process looks the same:

List your loans and credit cards, including their balances, APRs and minimum payments, in a spreadsheet.
Prioritize your debts, ordering them from either high to low interest or from lowest balance to highest.
Total up all your minimum payments to see how much you have to dedicate to debt each month.
Check your budget to see how much money you have left over after covering all your necessities (including your minimum debt payments). This will help you determine how much extra you can reallocate to the loan you’re targeting first.
Create a debt payoff plan outlining how much you expect to pay every month. You can also search online for a debt avalanche or debt snowball calculator that calculates your payoff plan. Some calculators can help you create a spreadsheet that will make it easier to track your progress.

3. Tackle high-interest debts first
Two popular (and frequently debated) debt repayment strategies are the debt snowball and the debt avalanche. The latter method prioritizes eliminating more expensive debt first.
Specifically, you pay off debts in order of interest rate, starting with the debt with the highest rate. You’ll pay the minimum on every other debt and direct any extra money to the loan you’re targeting. Once that loan is paid off, you move your focus to the next-highest rate.
With this strategy, you’ll always pay the least interest.
In contrast, the debt snowball method focuses on paying off debts from the smallest to largest balance. This may be the best strategy if you need to see faster progress to get motivated, since you’ll knock off smaller balances first and leave the bigger ones that will take longer until later. But because your other debts are sometimes accruing expensive interest, it isn’t the cheapest way to get debt free.
4. Adjust your budget and limit unnecessary spending
The more money you can put toward your highest-interest debt each month, the quicker you’ll get out of debt. The hard part, of course, is finding that extra money.
Begin by reviewing your budget and current expenses. Cutting back on discretionary spending should be your first focus. Most of these items are obvious — think: eating out, concert tickets, video games or nail appointments — even if they are painful to eliminate.
If you’ve already cut as much as you can from this bucket, you should also review your necessary spending. While most of these items do not have much flexibility, you may be able to find areas to trim. For example, adjusting your thermostat by a few degrees, planning meals around grocery sales or shopping for more affordable auto insurance. Even a 5% to 10% reduction in essential bills frees up extra cash to pay down debt.
The key here is to be strict enough with yourself that you can identify some real areas to cut back, but not to be so austere that you can’t maintain your budget for the duration of your debt payoff. And be careful not to drain your emergency savings entirely to accelerate debt repayment, since an unexpected expense could send you right back into debt.
Finally, plan on any additional money you may receive going toward debt. Whether it’s an annual tax refund or a bonus at work, earmark it to use for debt repayment.
5. Consider consolidating your debts
It may sound counterintuitive, but sometimes taking out a new loan can help you pay off debts faster. This is the philosophy behind debt consolidation.
When you take out a debt consolidation loan, the idea is to swap high-interest debt with lower-interest debt. There are a few ways you can do this, but the most common ones are taking out a personal loan or using a home equity loan or home equity line of credit. Because the latter uses your home as collateral, interest rates tend to be lower than those offered on personal loans. But both products offer starting APRs that are far below credit card rates, meaning there’s a lot of potential to pay back your debt for less.
Another similar approach is opening a balance transfer credit card. These are cards that offer 0% interest for a limited period, giving you some temporary relief from expensive interest changes. But you will have to pay a transfer fee.
Note that you’ll usually need a decent credit score and history of on-time payments to get a good rate on the new loan or qualify for a balance transfer card. If you don’t, you’ll need to spend some time paying down your debts (using the other steps in this guide) and improving your credit before you can take this step.
6. Keep your debt out of collections
If you fall several months behind on loan payments, your account will be delinquent and your debt may go to collections. If you think your debt is unaffordable now, it only gets worse when it goes to debt collectors.
Late fees and interest charges will be added to your debts. You could get hit with collection agency fees and legal costs if your creditor passes your debt on to a collection agency or decides to pursue legal action against you. You could also face wage garnishment, where your creditor takes your payment directly from your paycheck. Finally, your credit score will also take a significant hit, making it harder to obtain another line of credit for several years.
If you’re struggling with your debts but still current, contact your lenders immediately. Although many don’t broadcast the specifics of these programs, banks and other lenders will sometimes offer short-term payment pauses or reduced payments to help you get back on track.
If you’re already behind, it may be time to consider outside help. You could look into credit counseling for help building a budget and making payment plans. Your counselor is usually able to get your creditors to cut your interest rate, making it easier for you to pay down your balances. Another option is to hire a company to negotiate your debts, with the goal of getting creditors to settle for less than you owe. Be sure you understand this process fully: The best debt relief companies will clearly state their fees and give you a thorough explanation of what to expect, including possible savings.
The benefits of paying off debt fast
Sticking to a tight budget for an extended time isn’t easy. Keeping your eye on the prize — a debt-free future — can help you stay motivated and working toward your payoff goal.
When you feel like extending your debt payoff date or indulging in discretionary expenses rather than putting the money toward your debt, remind yourself of these benefits.
You’ll pay less in interest
If there is a secret to how to get credit card debt relief faster, it’s putting as much money as you can toward your debt principal. On an accelerated debt repayment schedule, you put a much bigger dent in your loan principal each month and accrue far less interest. That translates to significant savings.
Again, consider that $6,500 credit card balance with the 23.99% APR and $146 monthly minimum payment. If you make only the minimum payment each month, you’ll pay more than $9,800 in interest to pay off the card. By putting about $250 per month toward that principal balance, you’ll pay just over $2,800 in interest.
It can help you gain access to more credit opportunities
The faster you pay down your debt, the quicker your debt-to-income ratio will improve, and your credit score could increase. Your debt-to-income ratio compares how much money you owe for debt bills each month to how much you earn.
The healthier your debt-to-income ratio, the more credit opportunities you may have available to you. Not only will you possibly qualify for better interest rates in the future, but you also may qualify for a wider variety of loans and larger loans, making it easier to reach financial goals like buying a home or a car.
It can improve your quality of life
Worrying about money can manifest in emotional and physical ways. For example, half of respondents in the Achieve survey said thinking about money made them feel anxious and 49% said money issues led to sleeplessness. Being debt-free won’t eliminate all your financial stressors, but it can certainly help when you have some breathing room.
Here’s a bonus tip to fundamentally shift your stress levels around money: As you work on your debt payoff plan, try to put a little extra money aside each month to build up an emergency savings fund so that you don’t have to borrow for unexpected expenses down the road.
Once you finally pay off your loans, you can stop wasting your hard-earned cash on paying interest to creditors and instead spend your money in ways that earn you interest. You can start by putting said cash in a high-yield savings account or investing for your retirement.

Paying off debt FAQs
Should I pay off debt or build savings first?
Prioritize building a small, starter emergency fund first. Think: enough to cover a major car repair or other unexpected bill without borrowing. Then attack expensive debt, like revolving credit card balances, before continuing to build up your savings. Your eventual goal is building up an emergency fund equal to at least three months’ worth of expenses to protect you if you lose your job.
Is a 0% balance transfer card better than a debt consolidation loan?
A balance transfer card can be a better approach if you have a small amount of debt that you can comfortably pay off before the 0% promo ends, which is typically 12 to 18 months. After the promo ends, any remaining balance will accrue interest at a rate that’s likely above 20%. For consumers with larger balances, a consolidation loan that combines a better interest rate than you’re currently paying with a predictable repayment term will likely be a better fit.
How much of your income should go toward paying off debt?
Financial planners often recommend following the 50/30/20 rule, which calls for using 50% of your take home pay for needs, 30% for wants and 20% for debt payments and savings. But despite its name, that is just a rough guideline. If you’re trying to pay off debt quickly, you’ll likely want to reduce the amount you’re spending on wants and redirect that toward debt payoff.

How to Successfully Prepare for a Criminal Trial

October 30, 2026 MMN Editor Filed Under: Addicted2Success, SUCCESS

Facing a criminal trial can be overwhelming. Whether you are dealing with charges yourself or helping someone who is, it is important to prepare well. Understanding the trial process and what to do before it starts can greatly affect the outcome. A plan can ease stress and help you stay focused during this tough time.
You must gather evidence and learn about courtroom behaviour. Every detail matters in your preparation. With the right approach, you can face this experience with confidence. Let’s look at how to prepare successfully for a criminal trial.
Understanding the Basics
First, it is important to know the basic steps of a criminal trial. Trials usually start with jury selection, then move on to opening statements, witness testimonies, and closing arguments. Each step gives you a chance to present your case, challenge evidence, and convince the jury. Learning about these steps is critical for good preparation.
Know your charges and the possible consequences. Talk to your lawyer to understand the legal details of your case. Knowing the charges can help reduce your anxiety and allow you to focus on strategies to build a strong defence.
The Role of a Criminal Lawyer
A good criminal lawyer Hamilton is essential during the trial process. They understand legal matters and can help you navigate the criminal justice system. Your lawyer will gather evidence, interview witnesses, and develop a strong defence strategy for your case.
From the beginning, your lawyer will help find helpful evidence and negotiate plea deals that may benefit you. Having an experienced advocate by your side can make a big difference in your preparation and the outcome of the trial.
Gathering Evidence
Evidence is crucial in any criminal case. Start by collecting all important documents, messages, or materials related to your case, like emails, receipts, or recordings. Also, list potential witnesses who can support your claims or provide key testimony. The more organized and thorough your evidence, the stronger your defence will be.
Keep your evidence safe and share it with your lawyer as soon as possible. They will know what is most important and how to present it effectively. This step is about building a clear, fact-based story, so pay close attention to details and make sure you include everything.
Preparing Witnesses
If you have witnesses who can help your case, prepare them for trial. Meet with your lawyer to talk about the questions they might face and the key points they should focus on when they testify. Witnesses should feel confident and understand their role in the process. Helping them understand the process and what to say can strengthen the defence.
Encourage them to stay calm, composed, and clear in their answers. Remind them that honesty matters, as their credibility can greatly influence how the jury views the case.
Understanding Courtroom Decorum
Knowing courtroom etiquette is a key part of trial preparation. Dress appropriately. It shows respect for the court. Understanding basic courtroom behaviour can also help reduce nerves. Stand when you speak to the judge, speak clearly, and don’t interrupt others while they are talking.
Your lawyer will guide you through the process, but it helps to learn common practices beforehand. Knowing what to expect can ease your nerves and help you present yourself well.
Practice Testimonies
Role-playing can help you prepare. Set aside time to go through questions and answers with your lawyer or a trusted friend. This practice can help you anticipate what questions you might get and feel more comfortable answering. The more you practice, the more natural and convincing your responses will be.
By simulating the trial environment, you’re not just preparing for questions. You’re building confidence. Feeling at ease with your answers can significantly improve your performance during the actual trial.
Staying Positive and Focused
The lead-up to a trial can be stressful. It’s normal to feel scared or uncertain. Taking care of yourself during this time is very important. Take breaks, get enough sleep, and eat well. Spend time with supportive friends or family who can encourage you.
Focusing on your preparation with your criminal lawyer, rather than worrying about what might happen, can help you stay positive. Keeping a proactive attitude will better prepare you to handle any challenges that come your way.
The trial process is complicated, but with good preparation, knowledge, and support, you can manage it more easily. Building a strong relationship with your lawyer and staying organized can help you succeed. The value of preparation and the positive effects it can have on your courtroom experience really stand out.
The post How to Successfully Prepare for a Criminal Trial appeared first on Addicted 2 Success.

How to Work With a Proactive AI Agent Without Losing Control of Your Day

October 30, 2026 MMN Editor Filed Under: Addicted2Success, SUCCESS

For most of the time AI has been useful in business, it has waited for you. You opened a chat window, typed a request, and got an answer. That arrangement is changing quickly. On October 21, 2026, Anthropic opened a research preview of Claude Duet, an app built for professionals and small business owners that checks your connected apps, sends you a morning brief, keeps working in the background, and messages you when it thinks something needs you. Google has described its new Gemini agent in similar terms, saying you delegate an outcome and come back to finished work. And as CNBC reported, these products are arriving into a market where OpenAI’s Dots and Meta’s Muse are already competing for the same role.
A proactive AI agent can be one of the best hires a lean business ever makes, or it can become one more voice in your pocket demanding attention. The difference has very little to do with which product you choose. It comes down to how you set it up in the first few weeks, what you let it watch, when you let it interrupt you, and how you review what it does on your behalf.
What Changes When the AI Comes to You First
With a traditional assistant, you control the timing of every interaction. With a proactive agent, the software decides when to speak up. Anthropic says Duet sends a short brief each morning on the most important items across your connected apps, then keeps tabs on those apps through the day and messages you only when something needs your attention. It also runs on its own virtual machine with its own browser, which means it keeps going when your laptop is closed and your phone is off.
That puts a new kind of judgment in the loop. Anthropic is candid that the early version still might misread a thread or miscalibrate what is urgent. That matters, because the costliest mistake a proactive agent makes usually isn’t a wrong answer. It’s a badly timed interruption, or a quiet miss on the one email that mattered.
Anthropic’s short launch video gives a clear picture of how this new kind of assistant is meant to work in a normal day.

Decide What It Watches Before You Connect Everything
The temptation with any new agent is to connect every app you own on day one. Duet, for example, can draw on more than 6,000 connectors and plugins in Anthropic’s marketplace, covering tools like Gmail, Slack, QuickBooks, Stripe, Gusto, HubSpot, Docusign and Shopify. More connections give the agent more to work with, but they also give it more to misread, more places to go wrong, and more reasons to message you.
A better approach is to start with the two or three systems where things genuinely fall through the cracks. For most founders that means the inbox, the calendar, and whatever tool tracks money coming in, such as invoicing or payments. Let the agent prove itself there before you add your CRM or team chat. Each new connection should solve a problem you can name.
It’s also worth understanding what happens when you change your mind. Anthropic’s safety and privacy notes for Duet explain that disconnecting an app stops new access from that moment, but anything the agent already learned from it stays in its memory until you reset that memory in settings. That’s a sensible design, but it means “I’ll just try it and disconnect later” isn’t quite a clean undo. Connect deliberately, and know where the reset button is.
Write Your Interruption Rules Like a Job Description
The single most valuable thing you can do with a proactive agent is tell it, in plain language, what deserves your attention and when. Anthropic notes that you can tell Duet what you want to hear about and how often, and every serious agent in this category will need some version of that instruction. If you don’t write it, the agent is left guessing at your priorities, and its guesses will be generic.
Think of it in three tiers. The first tier is what justifies an immediate message, such as a client threatening to cancel, a payment that failed on a large account, a calendar conflict with something you can’t move, or a message from a short list of people you always want to hear from. The second tier belongs in the morning brief, which covers replies you owe, invoices that are overdue, meetings that need preparation, and anything that changed overnight. The third tier is everything else, which should wait for a weekly summary or simply be handled without you ever seeing it.
Be specific about names, amounts and timeframes. “Tell me about important emails” is too vague to act on. “Message me straight away if any of these five clients writes in, if any invoice over a set amount is more than seven days late, or if anything on tomorrow’s calendar overlaps” gives the agent something it can actually act on. Revisit these rules after the first week, once you can see where it pinged too often and where it stayed quiet.
Your best thinking happens in long, uninterrupted stretches, and a proactive agent can either protect them or chop them into pieces. If you’ve already built something like a founder energy operating system to guard your focus, your interruption rules are where the agent plugs into it.
Design a Morning Brief You Will Actually Read
A morning brief is only valuable if it’s short enough to read before your day takes over and specific enough to act on. Ask for a fixed structure. A good starting format is the three things that most need a decision from you today, the replies you owe and who is waiting on each one, money movements worth knowing about, and anything the agent noticed that you didn’t ask about but probably should know.
That last category is where proactive agents earn their keep. Anthropic shared examples from early testers, including a broker whose brief flagged a property showing that was on her calendar for the wrong day, and a brand strategist whose agent noticed a client call sat right before her flight and offered to move it. Neither of those was a task anyone assigned. They were patterns the agent noticed because it could see across the calendar, the inbox and the plan for the day at once.
Ask the agent to link every item in the brief back to its source so you can check its reading in seconds. And if you notice you’re ignoring a section, cut it. A shorter brief you read every day beats a thorough one you skim.
Delegate Outcomes, Not Steps
The other half of a proactive agent is the work it does while you’re away. Duet can take a short message describing a task, work out which apps and steps it needs, and notify you when it’s done or needs your review.
The way to get good results is to brief the agent the way you’d brief a capable contractor. Describe the outcome you want, what “done” looks like, the deadline, the sources it should use, and anything it must not touch. “Pull together every unpaid invoice older than thirty days, draft a polite reminder for each one in my usual tone, and leave them for me to approve” is a strong brief. “Sort out my invoices” is not.
The quality of that work depends heavily on how well the agent understands your business. Duet carries over memory, skills and connected apps from your Claude account, and other agents work in similar ways. If you’ve taken the time to give your AI persistent business context, including your offers, your customers, your tone and your rules, a proactive agent starts from a far better place than one that has to piece your business together from scattered emails.
Guard Against Approval Fatigue
Every responsible proactive agent asks permission before it does anything consequential. Anthropic says that before Duet sends a message, makes a payment, signs a document or deletes anything, it shows you exactly what it’s about to do, including every recipient, and waits for your approval. Some actions, such as trading securities or moving money between bank accounts, are off-limits even if you approve them, and certain steps like paying or sending money can’t be covered by a “don’t ask me again” rule however often you’ve approved them before.
Those safeguards only work if you actually read what you’re approving. Anthropic itself calls approval fatigue a serious issue, noting that too many requests teach people to tap through them without adequate consideration. In week one you’ll read every approval carefully. By week six, if you’re getting thirty a day, you’ll be tapping “yes” on autopilot, which is exactly when a misread thread slips through.
The fix is to reduce the number of approvals rather than speed up how you handle them. Tighten the agent’s scope so it isn’t asking about low-value actions, batch routine drafts into one review session instead of a stream of pings, and treat any approval involving money, a new recipient, or something you can’t undo as a moment to slow down. If an approval screen ever feels like a formality, that’s a signal to change the setup.
Watch the Usage Meter as Well as the Output
Proactive agents cost more to run than a chat window because they’re working when you aren’t. Anthropic says Duet checks your connected accounts every few hours rather than continuously, specifically because nonstop checking would use up your plan’s limits much faster. During the preview it shares your plan’s usage limits with the rest of Claude, background checks count toward them, and bigger jobs like building a financial model or a deck take more model turns and background work.
If you rely on the same plan for your own writing or research, an agent running heavy background tasks can leave you short when you need the tool most. On business platforms the cost shows up on an invoice instead, which is why Google highlights cost controls for Gemini such as real-time spend caps at the project level. Check consumption weekly in the first month, and hand larger tasks over deliberately rather than letting the agent take on open-ended projects.
Review What It Did Every Week
A proactive agent that works unsupervised still needs a manager. Set aside time once a week to look back at what it did. Duet keeps a task list where each task has its own page and can be steered mid-task, and most comparable tools will give you some kind of activity history. Ask whether it surfaced what mattered, whether it bothered you with things that didn’t, and whether it took any action you wouldn’t have taken yourself.
Use the answers to adjust your interruption rules, your brief format and your connected apps. Check memory too. If the agent has picked up an outdated price, a former client, or a rule you’ve since changed, correct it or reset it. Small errors in what an agent believes about your business compound quietly when it’s acting on those beliefs every day.
The Real Win Is Getting Your Attention Back
It’s easy to judge a proactive AI agent by how much it does. The better measure is how much of your attention it gives back. The founders who get the most from these tools will treat the agent like a capable chief of staff, with a clear brief, firm rules about when to interrupt, and a regular review of its work.
Set it up that way and you get an assistant that notices the double-booked meeting and chases the overdue invoice while you stay focused on the work that moves the business forward. Skip that setup and you’ve simply added another inbox. The technology is ready either way. How useful it becomes is still up to you.
The post How to Work With a Proactive AI Agent Without Losing Control of Your Day appeared first on Addicted 2 Success.

How ‘Ghosts’ Star Asher Grodman Learned to Fly by the Seat of His Pants. (Without Wearing Any Pants.)

October 30, 2026 MMN Editor Filed Under: Entrepreneur Magazine, SUCCESS

The breakout ‘Ghosts’ star shares his advice on beating imposter syndrome, taking big swings and putting heart at the center of your work.

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